HDFC, one of the most popular banks in India is offering a host of customer-centric credit cards with exclusive lifestyle benefits, travel privileges, dining options and a lot more. Some of the credit cards offered by the HDFC Bank are super premium credit cards, premium travel credit cards, professional credit cards, cashback credit cards, premium women’s credit card, and regular credit cards.

To help you find the best credit card for your use, we’ve enlisted the top 5 best credit cards offered by the HDFC bank in India.

1. HDFC Infinia: Designed to provide all luxurious facility to the customer, the HDFC Infinia credit card comes with a plenty of reward points on an exclusive travel and entertainment portal. This HDFC credit card further promises to make your travel memorable with amazing travel offers. Also, it offers hand-picked lifestyle privileges and exclusive fine dining options. The membership fee for the HDFC Infinia card is Rs 10,000 + GST. The customer, however, can enjoy a waiver of the renewal fee if they spend a minimum of Rs 8,00,000 in a year. Also, if the renewal fee is charged, 10,000 reward points will be to the added to the customer’s account.(1 Reward point = 1 Re)

2. HDFC Diners Club Black: Known as the best international card, the HDFC Diners Club Black credit card offers a plenty of lifestyle privileges and unparalleled protection. In addition to this, customers using this HDFC credit card will also get 10 reward points for every Rs 150/- on retail spends and 5 reward points on every Rs 150 retail spends. Customers can redeem these reward points for flights and hotel bookings across 150+ Airlines and premium hotels both Domestic & International at www.hdfcbankdinersclub.com. First year membership fee of this card is 10,000/- + applicable taxes and renewal membership fee is 5,000/-+ applicable taxes.

3. HDFC Regalia: Known as the luxury credit card, HDFC Regalia provides a plenty of travel privileges including Complimentary Airport Lounge Access through Priority Pass Membership, lowest Foreign Currency Mark-up Fee of 2% on international transactions and Complimentary Club Vistara Silver membership. Customers holding this card will also get exclusive dining facility at premium restaurants across India and travel concierge service to allow customers meet their lifestyle needs. The first year membership fee and renewal membership fee of HDFC Regalia credit card is Rs 2,500/-+ applicable taxes.

4. Solitaire: It is a premium women’s credit card offered by HDFC bank that features Rs 1,000 Shopping vouchers on Rs 75,000 spends every 6 months, 50% more Reward Points on dining and grocery spends, shopping vouchers worth Rs 2,000 every year, and a cashback of more than Rs 2,000 on reward points accumulated by spending Rs 5 lakh on your card.

5. Jet Privilege HDFC Bank World credit card: Offering exclusive travel privileges, this HDFC credit card is ideal for frequent travellers. It features a separate check-in with additional baggage allowance and provides lounge access at the airport in India and overseas through Priority Pass and MasterCard Lounge Program. First Year membership fee of the Jet Privilege HDFC Bank World credit card and its renewal fee is Rs 2,500/- + GST.

A word of advice: No matter which HDFC credit card you pick and choose. Just remember to use it wisely. Read the fine print carefully before signing the dotted line. Do not to use credit card terribly as it may lead to increased credit card bills and more expenditure. Never miss EMI payments or simply pay the minimum balance due as this will lead to increased EMIs, higher interest rates and a poor credit score.

Author's Bio: 

Puneet Sharma works as a guest lecturer in Delhi. He holds a B.Tech & MBA Degree from the UPTU. With extensive knowledge and experience in various financial products, he also works as a consultant in banking & finance domains wherein he offers advice to his clients in managing personal finance.