
Jeffrey Ragan has been involved in financial services for several years. He worked at Flagstar Bank until his retirement in 2006. While working at the bank, his focus was on helping first time home buyers. He was able to close millions of dollars in loans all across the USA.
He has helped people reach their goals. With his years of experience in construction, real estate investing, mortgages, credit repair and more, he has helped many people find the home of their dreams and purchase it. He does this by teaching others how to make educated decisions based on accurate knowledge, many have found him to be a good source of information.
Currently Mr. Ragan is working part-time as a consultant/writer in the mortgage industry. He has a small handful of clients he has consulted with relating to small business marketing and sales. Also, he has taught small business courses at the local community college.
EXPERIENCE
His niche while working for a national bank was FHA, VA and USDA Rural Development Home Loans. While working with inexperienced buyers 95% of the time, he was able to take the mortgage process and make it simple and easier to understand for the first time buyer who is naturally nervous.
His passion is to help people understand the mortgage process completely before even applying for the mortgage.
EDUCATION
Jeff Ragan has many hours in training for the FHA and VA home loans. Since Flagstar Bank was an FDIC lender, he was required to attend continuing education courses for the H.U.D. loan programs.
Most loan officers in the industry shy away from helping people with government home loans. This is largely due to the fact they did not understand the loan product or their institution was not an FHA approved lender.
However, Jeff was able to become a specialist in this field using the Underwrting Guidelines, out of the box thinking when comes to structuring deals that fit within them. Many people are not aware of the numerous benefits government back home loans offer.
Even during this mortgage crisis, it is still prossible to get a low or no down payment loan. Sub-prim loans have dried up, but the FHA loan has been with us since 1934 and will no doubt continue for many years to come.
Jeff's personal goal is (and always has been) to educate the home buyer before making the biggest financial commitment of a lifetime. He believes that way too many people in the mortgage industry have their own paychecks in mind and neglect to take the time to educate the borrowers before they sign on the dotted line.
You can contact me by email at admin@first-time-home-buyer-solutions.com or from my website at http://www.first-time-home-buyer-solutions.com and go to the Contact Me page.