Financial Freedom Articles

Kamila Harkavy is The Official SelfGrowth.com Guide to "Financial Freedom". You can find complete information on Kamila Harkavy and her products by visiting www.MoneyMastery.us.

Many people have a goal of achieving financial freedom - to be free of debt and financial obligations and have the money and resources to follow their dreams. The following content relating to Financial Freedom has been reviewed by the editorial staff at SelfGrowth.com for quality and caliber.

All articles written by an Official SelfGrowth.com Guide are denoted by three asterisks (***) at the beginning of the title.

SelfGrowth.com Recommended Articles:

Our Relationship with Money Why get Money and Life Purpose Coaching Values, Life Purpose, and New Year's Resolutions

Most Recent Highest Rated Most Viewed

Learn About Health Savings Account Updates for 2010 - by Wiley Long
Submitted on Nov 19, 2009 from Wiley Long
A Health Savings Account is a type of health insurance plan that allows individuals and families to reduce their annual incomes while, simultaneously, storing money away that they can use to pay for qualifying medical expenses. Much like an IRA, the money that an individual saves in a Health ...
Views: 2
Average:
0

You must read the article to rate it.
Bad Credit Bank Account: New Age Formula For Credit Defaulters - by David Jhonson
Submitted on Nov 19, 2009 from David Jhonson
Many problems may arise when you find yourself with bad credit. While some credit options may be available, many of us end up with no options at all. A lot of people assume that their bank accounts are directly linked to their line of credit which is not usually the case. Checking accounts are ...
Views: 1
Average:
0

You must read the article to rate it.
What type of Property Investor are you - Lion or Lamb? - by Michael Yardney
Submitted on Nov 17, 2009 from Michael Yardney
It is no secret that property markets, in fact all economic markets, are driven by fear and greed. During the last property boom greed was the dominant driver, but things have changed and now it's all about fear. Fear of a recession, fear of taking on more debt, fear of investing because the ...
Views: 10
Average:
4

Average: 4 (3 votes)

You must read the article to rate it.
The Golden Rules of Property Investing - by Michael Yardney
Submitted on Nov 17, 2009 from Michael Yardney
As our economy moves forward and a new property cycle begins, fortunes will be made by some group of investors. But if history repeats itself, many property investors won’t get the financial independence they deserve, so I want to share my time tested golden rules of property investing so you ...
Views: 4
Average:
5

Average: 5 (1 vote)

You must read the article to rate it.
Accounting - How To Succeed 4 - by Peter Radford
Submitted on Nov 16, 2009 from Peter Radford
History of Accounting Beyond Luca Pacioli In 1543, it is believed that the first book on accounting to be published in English was by John Gough. Entitled “Debtor and Creditor”, it was portrayed as “A Profitable Treatyce”. In 1588, John Mellis of Southwark published a book which ...
Views: 5
Average:
4

Average: 4 (1 vote)

You must read the article to rate it.
Year-End Tax Planning - by Christopher Music
Submitted on Nov 13, 2009 from Christopher Music
Strategies to Keep More of What You Make Well, the year is coming to an end and many business owners are meeting with their accountants and tax advisors to figure out how to reduce that inevitable income tax burden coming in April. Here are a few strategic ways to keep some more of that money at ...
Views: 9
Average:
4

Average: 4 (1 vote)

You must read the article to rate it.
Remortgage deals: Deal with low rate of interest - by Trevor Williams
Submitted on Nov 13, 2009 from Trevor Williams
Remortgage deal is the deal on the existing mortgage deal. These deals are taken by the borrower to pay off the old debts if one was not able to pay off the earlier deals because of the higher rate of interest. Then under these circumstances the remortgage deals is the best way to cope up with the ...
Views: 7
Average:
0

You must read the article to rate it.
How to avoid bankruptcy - by Rebecca Miller
Submitted on Nov 12, 2009 from Rebecca Miller
Bankruptcy! That word sends chills up the spine. If you're facing the panorama of bankruptcy or in the middle of it right now, you know it's a living nightmare. It can devastate your job, destroy your marriage and steal your peace of mind. Although there may be extreme cases where bankruptcy is ...
Views: 7
Average:
0

You must read the article to rate it.
The top Secret of generating Consistent Monthly Income from Affiliate Business - by Michael Chimik
Submitted on Nov 12, 2009 from michael chibuzor
Success should be consistent in our lives so that we can become real role models. I hate entrepreneurs who make some dollars this month, and then made nothing in the subsequent month. This ought not to be mentioned in our online activities as internet marketers. Affiliate business I believe is ...
Views: 8
Average:
3

Average: 3 (1 vote)

You must read the article to rate it.
In the New Economy, You Need a Job & a Business - by James LeGrand
Submitted on Nov 11, 2009 from James LeGrand
The current recession has proven that just having a job is not enough anymore. Millions of people around the world have lost their jobs and now have no income stream. Multiple streams of income is the safest way to ensure you and your family’s financial health. In good times, you’ll have ...
Views: 8
Average:
3

Average: 3 (2 votes)

You must read the article to rate it.
Plug Your Money Leaks - by Christopher Music
Submitted on Nov 10, 2009 from Christopher Music
2 Financial Planning Strategies that can stop the waste of your wealth Are you where you want to be financially? Or are you moving in the right direction at least? Chances are that you're not there yet, or at least not getting there as quickly as you'd like. Read on for two more keys to taking ...
Views: 5
Average:
0

You must read the article to rate it.
Useful Website Tips for Financial & Insurance Advisors - by Mark Satterfield
Submitted on Nov 10, 2009 from Mark Satterfield
The beauty of the internet is also the curse of the internet. It can be summed up in one word-speed. The good news is that I can get to anyone’s website in the proverbial blink of an eye. The bad news is that I can leave in the same amount of time. Thus the challenge for any website is to ...
Views: 7
Average:
0

You must read the article to rate it.
Personal Finance Planning Strategies - by Christopher Music
Submitted on Nov 09, 2009 from Christopher Music
Why You Should Treat Your Household like a Business Do you treat your household like a business? Maybe you feel that treating your business like a business is quite enough. But think about it for a minute. As someone who owns a small business or a professional practice, you know there are some ...
Views: 8
Average:
0

You must read the article to rate it.
Oprah Winfrey Show - by Coach Steve Toth
Submitted on Nov 16, 2009 from Steve Toth
The new internet radio show with Coach Steve Toth, “Be a Radio Show Superstar,” guides people to success in creating an internet radio show. “Cash is King and content is Queen,” he said. A radio show must produce both. Coach Steve has education, experience and knowledge in broadcasting and ...
Views: 15
Average:
3.5

Average: 3.5 (2 votes)

You must read the article to rate it.
The Facts of Registered Pension Plan (401k) In US and Canada - by Kyle J. Norton
Submitted on Nov 07, 2009 from Kyle Norton
A. Types of Registered Pension Plan Registered Pension Plan is a form of a trust that provides pension benefits for an employee of a company upon retirement. RPPs (401k) are registered with the government. The employee and employer, or just the employer make contributions to this retirement plan ...
Views: 8
Average:
0

You must read the article to rate it.
10 Ways to Reduce College Costs and Avoid Debt That Can Take Years to Pay Off - by Marc Hill
Submitted on Nov 06, 2009 from Marc Hill
College costs are on the rise and show no signs of slowing their climb. According to the College Board's "Trends in College Pricing" the average annual cost for in-state tuition ranges from $17,336 for public institutions to a whopping $35,374 for private universities. Adding insult to injury, ...
Views: 15
Average:
2

Average: 2 (2 votes)

You must read the article to rate it.
How to Find the Best Annuity Rates - by Lisa Cintron
Submitted on Nov 05, 2009 from Lisa Cintron
An annuity is a contract with an insurance company. The insurance company agrees to provide a stream of income to the individual in exchange for payment. The holder of the annuity cannot outlive the regular income from the investment which makes this attribute especially unique. Therefore, ...
Views: 11
Average:
3

Average: 3 (2 votes)

You must read the article to rate it.
Annuity Rates Compared- 8 Secrets Revealed for Financial Security - by Lisa Cintron
Submitted on Nov 05, 2009 from Lisa Cintron
Across the United States with the down turn in the stock market annuities have become a major part of the retirement and investment planning for many Americans. However, annuities are designed to be long-term investments, to meet retirement and other long term goals. Annuities are not suitable for ...
Views: 13
Average:
3.666665

Average: 3.7 (3 votes)

You must read the article to rate it.
***Financial Security and Relationships Walk Hand-In Hand - by Margaret L. Good, CGA, The Official Guide to Financial Literacy
Submitted on Nov 05, 2009 from Margaret Good
Many people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works. Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ...
Views: 20
Average:
2.5

Average: 2.5 (2 votes)

You must read the article to rate it.
Reduce the Risk of Working with Subcontracted Marketing Consultants - by Jim Cochran
Submitted on Nov 05, 2009 from Jim Cochran
For some projects, a marketing consultant may need outside expertise or just an extra hand to get the job done. For engagements like these, hiring a subcontracted marketing consultant to assist with the project can help you meet your deadlines without having to bring a full-time employee on board. ...
Views: 6
Average:
0

You must read the article to rate it.
Good Credit Score: Easy way to check your credit standing - by Tom Lopezz
Submitted on Nov 04, 2009 from Tom Lopez
A good credit score can be the huge advantage at the time when you need it most. Basically, it requires a frequent check, but if in case you did not monitor your credit status regularly then there is lot of chances to become your credit score a big problem for you. So, it is very necessary to ...
Views: 13
Average:
0

You must read the article to rate it.
Increasing Your Income - by Christopher Music
Submitted on Nov 02, 2009 from Christopher Music
Practical Financial Planning Advice You've got to make money before you spend money. If you think of the kind of financial advice you usually get from financial advisors, you'll probably find that it's pretty much entirely focused on the second half of that sentence: saving and investing ...
Views: 7
Average:
0

You must read the article to rate it.
Building Wealth - by Christopher Music
Submitted on Nov 02, 2009 from Christopher Music
How to Pay For Your Lifestyle without Credit Cards Can you afford your lifestyle? How much income does it really take to live the way you want? And what can you do about paying for it? First of all, what is a "lifestyle"? Well, it's the quality of your living and working environment: the ...
Views: 7
Average:
0

You must read the article to rate it.
Asset Protection - by Christopher Music
Submitted on Oct 31, 2009 from Christopher Music
How Can You Make Sure That Your Assets Are Really Protected? Are your assets protected? Are you sure? If you're like a lot of people, you may think your assets are safe, but the reality is very different. What is asset protection? Well, it is creating barriers between your assets and anyone who ...
Views: 6
Average:
0

You must read the article to rate it.
2 Keys to Grow Your Wealth - by Christopher Music
Submitted on Oct 30, 2009 from Christopher Music
Financial Planning Strategies Are you in control of your finances? Unless you're very unusual, the answer is probably no. And if that's the case, it means that you're probably losing out big-time. Read on to discover the two keys that get you started with effective financial planning. Sure, there ...
Views: 8
Average:
0

You must read the article to rate it.
***Moving Through Limiting Beliefs and Fear to Fulfill Your Purpose and Live Your Best Life - by Kamila Harkavy, the Official Guide to Financial Freedom
Submitted on Oct 28, 2009 from Kamila Harkavy
“Seek the wisdom that will untie your knot. Seek the path that demands your whole being” - Rumi "There's a difference between interest and commitment. When you're interested in doing something, you do it only when circumstances permit. When you're committed to something, you accept no ...
Views: 65
Average:
3.4

Average: 3.4 (10 votes)

You must read the article to rate it.
***Values, Life Purpose, and New Year's Resolutions - by Kamila Harkavy, Official Guide to Financial Freedom
Submitted on Oct 27, 2009 from Kamila Harkavy
Soon people will be writing out their New Year's Resolutions for 2009 or at least thinking about the New Year. People will be thinking of what they want, what they want to be different and better, and what they think they could do differently to better bring about the life or circumstances they ...
Views: 34
Average:
5

Average: 5 (2 votes)

You must read the article to rate it.
*** Our Relationship with Money - by Kamila Harkavy, Official Guide to Financial Freedom
Submitted on Nov 09, 2009 from Kamila Harkavy
What are you seeking in your relationship with money? In life? What do you wish were different? Money can be a tool to transform your life in more meaningful ways. As a tool, it may facilitate the path of true fulfillment that comes from living your life intentionally and from purpose. The source ...
Views: 37
Average:
3.6

Average: 3.6 (5 votes)

You must read the article to rate it.
***How to Save Money on Your Car - by Margaret L. Good, CGA, The Official Guide to Financial Literacy
Submitted on Oct 27, 2009 from Margaret Good
Let’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical. Unless you are a salesman or need a new car for ...
Views: 15
Average:
3

Average: 3 (1 vote)

You must read the article to rate it.
Crown Financial Ministry: Larry Burkett Program Leads the Path to Financial Freedom and a Total Money Makeover - by David Newby
Submitted on Oct 26, 2009 from Diana Hazlett
The Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of “Why Didn’t Anyone Teach Me This?” has learned these important financial fundamentals and continues teaching ...
Views: 23
Average:
1.5

Average: 1.5 (2 votes)

You must read the article to rate it.
***Saving Money by Saving Water - by Margaret L. Good, CGA, The Official Guide to Financial Literacy
Submitted on Oct 26, 2009 from Margaret Good
The push is on being green in everything we do and use. Today I would like to talk about being frugal with our water use in our homes. Let’s start with the kitchen. If you have a dishwasher, you will not only save money on water but the electric bill as well if you only do a full load of ...
Views: 12
Average:
0

You must read the article to rate it.
Increase Your “Havingness” for Financial Freedom - by Fracka Future & Lynn Scheurell
Submitted on Oct 26, 2009 from Fracka Future
“You will become as small as your controlling desire; as great as your dominant aspiration.” ~ James Allen Imagine that you’ve gotten everything you ever wanted… the life partner, the house, the car, the clothes, the physique, the friends, the money, the lifestyle… Now ...
Views: 13
Average:
0

You must read the article to rate it.
***To Rent or Buy that is the Question? - by Margaret L. Good, CGA, The Official Guide to Financial Literacy
Submitted on Oct 22, 2009 from Margaret Good
Those of us who have left our parents’ home and ventured out on our own have all asked ourselves, “Should we rent an apartment or house, or should we buy a house or condominium?” It’s a good question which needs to be looked at from several viewpoints. The first viewpoint to consider ...
Views: 13
Average:
0

You must read the article to rate it.
Reasons Why People File For Bankruptcy - by Rebecca Miller
Submitted on Oct 21, 2009 from Rebecca Miller
Eliminate the legal obligation to pay many of the debts: The goal of a discharge is to reduce debts and to give a fresh start; both the chapter 7 and chapter 13 can eliminate all kind of debts. Stop foreclosure: A home foreclosure can directly be stopped by chapter 13 bankruptcy laws, so one can ...
Views: 26
Average:
1

Average: 1 (1 vote)

You must read the article to rate it.
Discharge of chapter 7 and 13 - by Rebecca Miller
Submitted on Oct 26, 2009 from Rebecca Miller
In chapter 7 bankruptcy it is necessary to obtain mandatory credit counseling within 180 days before filing bankruptcy petition. File bankruptcy petition with court. A trustee should be appointed to administer bankruptcy. All non-exempt assets should be surrendered for liquidation and ...
Views: 25
Average:
0

You must read the article to rate it.
WISDOM WITH FINANCES - by Dirk Zeller
Submitted on Oct 20, 2009 from Dirk Zeller
Most Agents begin their real estate career with the hope of gaining financial independence. They are attracted by the possibility of earning large sums of money. Even when Agents make more than a six-figure income, the vast majority have not dramatically improved their financial balance sheet. ...
Views: 25
Average:
4

Average: 4 (2 votes)

You must read the article to rate it.
Financial Independence: Control Your Cash – Part 1 - by Heather Loewen
Submitted on Oct 15, 2009 from Heather Loewen
Financial independence is rarely achieved by hitting the jackpot, writing a best seller or a hit song, making it to the big leagues or finding a pot of gold at the end of the rainbow. These things do happen, no doubt about it. However, the odds are not in favor of the majority. It is possible to ...
Views: 12
Average:
0

You must read the article to rate it.
***Achieve your Goals and Dreams by Changing Your Beliefs - by Kamila Harkavy, the Official Guide to Financial Freedom
Submitted on Oct 15, 2009 from Kamila Harkavy
Many people start out their adult lives expecting to fulfill their dreams, their life purpose, expecting to be successful, to be balanced, happy and fulfilled, become wealthy, etc., but when they perceive that they may not reach their targets (perhaps an obstacle arises, perhaps they don’t ...
Views: 41
Average:
4.5

Average: 4.5 (2 votes)

You must read the article to rate it.
Retirement Planning - Two Retirement Risks You Must Consider & About Your Retirement. - by Glenn S. Ferguson
Submitted on Oct 14, 2009 from Glenn Ferguson
There are two risk factors that will impact significantly on your retirement readiness and the quality of your retirement and it is important that you fully consider and understand before you retire. The first of these risk factor is the risk that you or your spouse will outlive your ...
Views: 28
Average:
0

You must read the article to rate it.
Recession - A Christian Prospect - by Glenn S. Ferguson
Submitted on Oct 14, 2009 from Glenn Ferguson
The Bible provides a very interesting perspective on recession and one that I feel as Christians you should endeavor to understand and to adapt some of those principles during your very own experiences of a recession. In the book of Genesis you would see that even the patriarch Abraham early in ...
Views: 31
Average:
2.333335

Average: 2.3 (3 votes)

You must read the article to rate it.
Breast Cancer - October A Good Time To Look At Your Money & Health - by Glenn S. Ferguson
Submitted on Oct 14, 2009 from Glenn Ferguson
"The only real security that a person will have in this world is a reserve of knowledge, experience and ability." - Henry Ford, carmaker Wow would you believe it’s October already? And before you realize it Christmas will be here and 2009 would have passed you by. That’s why it’s so ...
Views: 29
Average:
0

You must read the article to rate it.
Benefits of Sustainable Investment Opportunities - by Kevin long
Submitted on Oct 14, 2009 from Kevin Long
Sustainable finance is all about the investment opportunities directed towards the conservation of the environment. It also relates to investments in clean energy and water projects, production of renewable energy or any business activities that fulfill environmental concerns. The fact that ...
Views: 24
Average:
0

You must read the article to rate it.
Live Your Dreams (Not Your Boss's) - by Danish Ahmed
Submitted on Oct 13, 2009 from Danish Ahmed
Hi there everyone!! Did you know that you were meant to be free? That it is your birthright! Did you know that having a boss is unnatural, artificial, almost inhuman, and it's a constraint on your personal growth? Did you know that God intended for you to be your own boss? Since biblical ...
Views: 38
Average:
4

Average: 4 (1 vote)

You must read the article to rate it.
Quick Facts about Credit Repair Success - by Mark Brown
Submitted on Oct 13, 2009 from Mark Brown
To improve your credit record, you need to show plenty of discipline. As your credit score plays a prominent part in loan approval and setting interest rates, it is your responsibility to ensure that your credit score is more than 600. For students, a good credit score is extremely important ...
Views: 28
Average:
0

You must read the article to rate it.
Approve Me! - by Paul Buchanan
Submitted on Oct 12, 2009 from Paul Buchanan
I am a student and I can’t continue my college career because I can’t get a loan. How is that fair? I am not a minority and my parents are not rich but they make too much for me to get a grant. I got the privilege of attending two years at my university. During my college stay I managed to make ...
Views: 27
Average:
0

You must read the article to rate it.
Your Money AND Your Life (Issue 10) - by Darshan G. Shanti
Submitted on Oct 11, 2009 from Darshan Shanti
Well, we've arrived. Your tenth and final issue dealing with your money and your life is here. It has been a fun journey and I have learned a lot myself by writing these articles on abundance. I hope that they have served you in ways that have far surpassed your ...
Views: 30
Average:
0

You must read the article to rate it.
Your Money AND Your Life (Issue 9) - by Darshan G. Shanti
Submitted on Oct 11, 2009 from Darshan Shanti
This issue is a deeply personal one. In it I share a very deep insight into my life. May it bless you and may it serve you for the rest of your life. Last issue we talked about mastering the inner game of wealth. And I said, "I can't stress enough how much money is just a physical ...
Views: 25
Average:
0

You must read the article to rate it.
Your Money AND Your Life (Issue 8) - by Darshan G. Shanti
Submitted on Oct 11, 2009 from Darshan Shanti
Last issue we talked about your bank account (however large or small) having nothing to do with your value as a person. You're not better or worse than anyone if you have 100 million dollars or 10 dollars to your name. Your value always remains the same. You are priceless. But being ...
Views: 27
Average:
0

You must read the article to rate it.
Your Money AND Your Life (Issue 7) - by Darshan G. Shanti
Submitted on Oct 11, 2009 from Darshan Shanti
In last issue, we talked about giving as a way to gain and I really wanted to share a story that I did not have room for, so I thought I would share it quickly here. A few weeks ago, I found a five dollar bill in the parking lot of Wal-Mart. I immediately was grateful and thankful. I ...
Views: 28
Average:
0

You must read the article to rate it.
Your Money AND Your Life (Issue 6) - by Darshan G. Shanti
Submitted on Oct 11, 2009 from Darshan Shanti
In the last issue, we talked about you discovering your core, unconscious negative belief about money. Did you find out what it was? If so, you're well on your way to having a brand new relationship to money. If you have not found it yet, then keep looking. If you have not looked for it ...
Views: 30
Average:
0

You must read the article to rate it.