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Financial Freedom Articles

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Kamila Harkavy
Kamila Harkavy is The Official SelfGrowth.com Guide to "Financial Freedom". You can find complete information on Kamila Harkavy and her products by visiting www.MoneyMastery.us.
Many people have a goal of achieving financial freedom - to be free of debt and financial obligations and have the money and resources to follow their dreams. The following content relating to Financial Freedom has been reviewed by the editorial staff at SelfGrowth.com for quality and caliber.

All articles written by an Official SelfGrowth.com Guide are denoted by three asterisks (***) at the beginning of the title.
  • 10 Ways to Reduce College Costs and Avoid Debt That Can Take Years to Pay Off - by Marc Hill College costs are on the rise and show no signs of slowing their climb. According to the College Board's "Trends in College Pricing" the average annual cost for in-state tuition ranges from $17,336 for public institutions to a whopping $35,374 for private universities. Adding insult to injury, ...
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  • ***Financial Security and Relationships Walk Hand-In Hand - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyMany people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works. Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ...
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  • Good Credit Score: Easy way to check your credit standing - by Tom LopezzA good credit score can be the huge advantage at the time when you need it most. Basically, it requires a frequent check, but if in case you did not monitor your credit status regularly then there is lot of chances to become your credit score a big problem for you. So, it is very necessary to ...
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  • ***Moving Through Limiting Beliefs and Fear to Fulfill Your Purpose and Live Your Best Life - by Kamila Harkavy, the Official Guide to Financial Freedom“Seek the wisdom that will untie your knot. Seek the path that demands your whole being” - Rumi "There's a difference between interest and commitment. When you're interested in doing something, you do it only when circumstances permit. When you're committed to something, you accept no ...
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  • ***Values, Life Purpose, and New Year's Resolutions - by Kamila Harkavy, Official Guide to Financial FreedomSoon people will be writing out their New Year's Resolutions for 2009 or at least thinking about the New Year. People will be thinking of what they want, what they want to be different and better, and what they think they could do differently to better bring about the life or circumstances they ...
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  • *** Our Relationship with Money - by Kamila Harkavy, Official Guide to Financial FreedomWhat are you seeking in your relationship with money? In life? What do you wish were different? Money can be a tool to transform your life in more meaningful ways. As a tool, it may facilitate the path of true fulfillment that comes from living your life intentionally and from purpose. The source ...
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  • Student Associations Lobby for Bill to Revamp Student Loans - by Jeff MictaborStudent governments and organizations at colleges and universities nationwide are pushing lawmakers to pass legislation that supporters say will make acquiring a higher education more accessible and affordable. The legislative measure, known as the Student Aid and Fiscal Responsibility Act ...
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  • ***How to Save Money on Your Car - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyLet’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical. Unless you are a salesman or need a new car for ...
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  • Crown Financial Ministry: Larry Burkett Program Leads the Path to Financial Freedom and a Total Money Makeover - by David NewbyThe Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of “Why Didn’t Anyone Teach Me This?” has learned these important financial fundamentals and continues teaching ...
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  • ***Saving Money by Saving Water - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyThe push is on being green in everything we do and use. Today I would like to talk about being frugal with our water use in our homes. Let’s start with the kitchen. If you have a dishwasher, you will not only save money on water but the electric bill as well if you only do a full load of ...
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  • Increase Your “Havingness” for Financial Freedom - by Fracka Future & Lynn Scheurell“You will become as small as your controlling desire; as great as your dominant aspiration.” ~ James Allen Imagine that you’ve gotten everything you ever wanted… the life partner, the house, the car, the clothes, the physique, the friends, the money, the lifestyle… Now ...
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  • ***To Rent or Buy that is the Question? - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyThose of us who have left our parents’ home and ventured out on our own have all asked ourselves, “Should we rent an apartment or house, or should we buy a house or condominium?” It’s a good question which needs to be looked at from several viewpoints. The first viewpoint to consider ...
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  • Reasons Why People File For Bankruptcy - by Rebecca MillerEliminate the legal obligation to pay many of the debts: The goal of a discharge is to reduce debts and to give a fresh start; both the chapter 7 and chapter 13 can eliminate all kind of debts. Stop foreclosure: A home foreclosure can directly be stopped by chapter 13 bankruptcy laws, so one can ...
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  • Discharge of chapter 7 and 13 - by Rebecca MillerIn chapter 7 bankruptcy it is necessary to obtain mandatory credit counseling within 180 days before filing bankruptcy petition. File bankruptcy petition with court. A trustee should be appointed to administer bankruptcy. All non-exempt assets should be surrendered for liquidation and ...
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  • WISDOM WITH FINANCES - by Dirk ZellerMost Agents begin their real estate career with the hope of gaining financial independence. They are attracted by the possibility of earning large sums of money. Even when Agents make more than a six-figure income, the vast majority have not dramatically improved their financial balance sheet. ...
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  • Financial Independence: Control Your Cash – Part 1 - by Heather LoewenFinancial independence is rarely achieved by hitting the jackpot, writing a best seller or a hit song, making it to the big leagues or finding a pot of gold at the end of the rainbow. These things do happen, no doubt about it. However, the odds are not in favor of the majority. It is possible to ...
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  • ***Achieve your Goals and Dreams by Changing Your Beliefs - by Kamila Harkavy, the Official Guide to Financial FreedomMany people start out their adult lives expecting to fulfill their dreams, their life purpose, expecting to be successful, to be balanced, happy and fulfilled, become wealthy, etc., but when they perceive that they may not reach their targets (perhaps an obstacle arises, perhaps they don’t ...
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  • Retirement Planning - Two Retirement Risks You Must Consider & About Your Retirement. - by Glenn S. Ferguson There are two risk factors that will impact significantly on your retirement readiness and the quality of your retirement and it is important that you fully consider and understand before you retire. The first of these risk factor is the risk that you or your spouse will outlive your ...
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  • Recession - A Christian Prospect - by Glenn S. FergusonThe Bible provides a very interesting perspective on recession and one that I feel as Christians you should endeavor to understand and to adapt some of those principles during your very own experiences of a recession. In the book of Genesis you would see that even the patriarch Abraham early in ...
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  • Breast Cancer - October A Good Time To Look At Your Money & Health - by Glenn S. Ferguson"The only real security that a person will have in this world is a reserve of knowledge, experience and ability." - Henry Ford, carmaker Wow would you believe it’s October already? And before you realize it Christmas will be here and 2009 would have passed you by. That’s why it’s so ...
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  • Benefits of Sustainable Investment Opportunities - by Kevin longSustainable finance is all about the investment opportunities directed towards the conservation of the environment. It also relates to investments in clean energy and water projects, production of renewable energy or any business activities that fulfill environmental concerns. The fact that ...
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  • Live Your Dreams (Not Your Boss's) - by Danish AhmedHi there everyone!! Did you know that you were meant to be free? That it is your birthright! Did you know that having a boss is unnatural, artificial, almost inhuman, and it's a constraint on your personal growth? Did you know that God intended for you to be your own boss? Since biblical ...
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  • Quick Facts about Credit Repair Success - by Mark BrownTo improve your credit record, you need to show plenty of discipline. As your credit score plays a prominent part in loan approval and setting interest rates, it is your responsibility to ensure that your credit score is more than 600. For students, a good credit score is extremely important ...
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  • Approve Me! - by Paul BuchananI am a student and I can’t continue my college career because I can’t get a loan. How is that fair? I am not a minority and my parents are not rich but they make too much for me to get a grant. I got the privilege of attending two years at my university. During my college stay I managed to make ...
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  • Your Money AND Your Life (Issue 10) - by Darshan G. Shanti Well, we've arrived. Your tenth and final issue dealing with your money and your life is here. It has been a fun journey and I have learned a lot myself by writing these articles on abundance. I hope that they have served you in ways that have far surpassed your ...
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  • Your Money AND Your Life (Issue 9) - by Darshan G. Shanti This issue is a deeply personal one. In it I share a very deep insight into my life. May it bless you and may it serve you for the rest of your life. Last issue we talked about mastering the inner game of wealth. And I said, "I can't stress enough how much money is just a physical ...
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  • Your Money AND Your Life (Issue 8) - by Darshan G. Shanti Last issue we talked about your bank account (however large or small) having nothing to do with your value as a person. You're not better or worse than anyone if you have 100 million dollars or 10 dollars to your name. Your value always remains the same. You are priceless. But being ...
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  • Your Money AND Your Life (Issue 7) - by Darshan G. Shanti In last issue, we talked about giving as a way to gain and I really wanted to share a story that I did not have room for, so I thought I would share it quickly here. A few weeks ago, I found a five dollar bill in the parking lot of Wal-Mart. I immediately was grateful and thankful. I ...
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  • Your Money AND Your Life (Issue 6) - by Darshan G. Shanti In the last issue, we talked about you discovering your core, unconscious negative belief about money. Did you find out what it was? If so, you're well on your way to having a brand new relationship to money. If you have not found it yet, then keep looking. If you have not looked for it ...
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  • Affiliate Marketing – The Secret Revealed For A Successful Wealthy Future. - by Richard AllenThere are so many people contemplating over ways to improve their life financially, especially with the financial market as it stands. (Believe me I was one of those people) I came across affiliate marketing some time ago, firstly, yes, I was sceptical and thought there’s no way I could see ...
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  • ***Tips on Saving Money in the Bedroom - by Margaret L. Good, CGA - Official Guide to Financial LiteracyMy recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms. The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ...
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  • The Key to Successful Loan Modifications - Loan Modification Advice - by Feldman Law CenterAs the Obama Administration's Home Affordable Modification Program (HAMP) approaches its sixth month, the challenges facing the plan are becoming more clearly defined while solutions to those challenges remain a work in progress. Admittedly off to a slow start, the program has about 200,000 loan ...
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  • Start Managing Your Trades Better Today. - by Joseph James Many day traders fail for one reason, and one reason only, their trade management is not properly planned out to ensure them any long term success. Trade management is how a trader determines precisely how much trading capital he/she is going to risk on a single trade. Trade management to many, is ...
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  • ***Using Our Own Power to Change Our Financial Position - by Margaret L. Good, CGA - Official Guide to Financial LiteracyWords are extremely powerful. We all know that Proverbs 18:21 states, “The tongue has the power of life and death, and those who love it will eat its fruit.” (NIV). Our mouth plays an important part in our potential to improve our financial situation. You have the power to change the ...
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  • Accounting - How To Succeed 3 - by Peter RadfordHistory of Accounting Early History Accountancy's roots date back almost to the days of pre-history when man toiled the fields in early civilisations, such as the Sumerians, located in southern Mesopotamia, an area geographically located between the Tigris and Euphrates rivers, who are known ...
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  • ***Winter Tune-Up for Your Home Can Save You Money - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyOctober is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ...
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  • ***Saving Dollars on Our Everyday Needs - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyWe all need to shop for groceries, clothing and transportation. If we need to spend the time doing these activities, we may as well make the most of it and save as much money as possible at the same time. Here are a few tips on just how to accomplish that goal. Avoid spending money on brand ...
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  • ***Saving Dollars by Saving Energy - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyYou don’t have to be Einstein to learn about money and how to improve your bottom line. There are things we can all do without getting an accounting degree and working on Wall Street. The following tips are a continuation of the ones from my previous article entitled Putting Money In Your ...
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  • Your Money AND Your Life (Issue 5) - by Darshan G. Shanti For the past two issues, we've been talking about using the power of focus and letting your subconscious mind do the work of attracting money to you. Briefly recapping all that we've discussed so far, you attract all of the wealth you want by: visualizing it, feeling it in your ...
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  • Your Money AND Your Life (Issue 4) - by Darshan G. Shanti In the last issue, we talked about knowing your truth (you are priceless and can do way more than you have done), knowing the truth (the Universe is an unlimited playground built for your amusement and that you can have anything you want from it. And we talked about focusing solely on ...
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  • Your Money AND Your Life (Issue 3) - by Darshan G. Shanti In strange economic times, it's easy to get lost in all the negativity on the news. It's easy to get lost in all the "bad news" out in the world. It's easy to be overcome by all the doom and gloom. So, it's more important than ever to keep things in the proper perspective. That's the ...
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  • Your Money AND Your Life (Issue 2) - by Darshan G. Shanti In the last issue, I shared with you a prosperity affirmation. How is it working for you? Are you reading it daily as is suggested to do? Are you reading it and letting the words penetrate deep into your psyche? You see, in the 20+ years now that I have been studying personal ...
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  • Your Money AND Your Life (Issue 1) - by Darshan G. Shanti This series of powerful, in-depth articles is on wealth creation, abundance attraction and prosperity. In short, we're going to be talking about money, moolah, the green stuff and how to change your mindset about it so that you can have more of it in your life, even if you're already ...
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  • ***Making Clutter Work for You - by Margaret L. Good, CGAWe all have clutter and stuff. Some of us are just more organized at how we store it. I think you would be surprised at how many people have spotless counters but drawers and boxes jammed full of stuff. Although I focus on helping you turn your clutter into cash, clutter also has other hidden ...
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  • Crossing Your Lines - by Helen KimCrossing Lines It is not unusual to find that people who are foggy about their money also display a lack of healthy boundaries in other areas of their life, not just with money, but with people, their time, and their energy. Emotional and self awareness, self respect, honest communication and ...
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  • Putting Money In Your Pocket Is as Simple as Knowing Where Your Energy Is Going. - by Margaret L. Good, CGAThe website Energy Star estimates that the average home spends approximately $2,200 on energy bills each year. Residential electricity use by consumer electronic products accounts for around 15 % of your household electrical usage. Even when you’re VCR or DVD player, computer or printers and ...
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  • Accounting - How To Succeed 2 - by Peter RadfordAccounting Double Entry Accounting involves the classification, analysis and dissemination of financial information to those parties who require such information in order to make informed judgments and decisions based on the material. It is the measurement and control of financial ...
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  • ***Is there a Correlation between Your Weight, What You Eat and How Much You Are in Debt? - by Margaret L. Good, CGA, The Official Guide to Financial LiteracyAccording to a recent study by Professor Eva Munster at the University of Mainz in Germany there definitely is a correlation between how overweight we are and our bank net worth, (our assets less our debts). Professor Munster studied over 9000 individuals and found that their financial health was ...
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  • How To Tackle Unpaid Medical Bills - by Jen MorealIf you are suffering from piles of unpaid medical bills, rest assured that there are ways to assist you in dealing with your medical debt. What you need to be aware of, is that if you have unpaid medical debt, this can, and will, affect your credit score, which may become vital if you need to ...
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  • The Lottery Entity and You: A Meeting, A Chat - by Emily EricksonTrying to pick the winning number is going about it backasswards. This story is how to win in any type of gamble but of course it doesn't guarantee you will succeed any given incident. It may work for gambles in business and in getting away with your mischief, but I am less sure of ...
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