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By now, you have probably heard of the numerous benefits of having a budget, particularly if you are trying to get out of debt. Perhaps you even tried it for a month or two. If you’re convinced that it took too much time and simply did not work for your lifestyle, try one of these five creative ... Views: 25
The immediate health of a business is primarily determined by its net working capital. Working capital is nothing but the assets that can be used to pay off short-term expenses. This includes w cash, inventory, accounts receivables etc.
Any businessman must, at the outset, determine the ... Views: 34
Sometimes it seems like saving money is impossible, and it is easy to get discouraged. If you run out of money before you run out of month, you may wonder how you will ever make ends meet, let alone save for the future.
Even so, there are strategies you can use to put more money aside and ... Views: 78
If only saving was as easy as spending, many people would be financially independent and stable. As it is, one act is easy—spending, while the other is very difficult: saving. According to the latest survey from GoBankingRates.com, 69% of Americans have less than $1,000 set aside as savings. ... Views: 92
Thirties is a landmark decade. This is the time when one experiences significant moments in life: existential crises, ticking biological clocks, heightened job dissatisfaction, sexual peak, pre-midlife crisis, and start of real happiness. This is also when one’s career soars to new ... Views: 68
Financial experts suggest that you should try and get a larger amount for your pre-approved Home Loan. Most individuals spend a significant amount of their time in shortlisting the property. Later on, they realise that the maximum Home Loan amount is inadequate to finalise the buy.A Home Loan ... Views: 45
If you focus your attention on the lack of money, that’s what will get reinforced.
Where you put your mental attention is what gets nourished.
Poverty comes to the person who is emotionally and intellectually prepared for it.
Prosperity is attracted to the person who is emotionally and ... Views: 110
A retirement plan is one of the best investments a person can make in a lifetime. Eventually, we will be too old to work. And when that happens, we need money to continue living. This is where the retirement plan comes into play. After being independent for most of your life, you wouldn’t want ... Views: 94
I’ve been an entrepreneur since I started mowing neighborhood lawns in high school. Soon after, my buddy and I launched a full-on landscaping operation with three trucks, a trailer, commercial mowers, and a staff of eight — all before graduation. Eventually, I sold that company to add more ... Views: 198
If there’s one thing I’ve learned as a real estate entrepreneur, investor, and wealth creation evangelist, it’s this: To build a life worth living, you need to plan for a life well-lived. Purposefulness is the key to achieving your goals, especially financial ones.
Wealth creation isn’t just ... Views: 191
The time has come for every American to change their way of thinking when it comes to taxes. You are now faced with an entirely new era of the taxation laws and regulations that will affect every American citizen of every generation. The real estate investors in particular have to get to the ... Views: 79
Talking about financial success, does the so-called “snowflake generation” think of this? This generation is said to be more vulnerable in considering and understanding other people’s views because they are more concerned with their image and social status.
Financial success is an important ... Views: 132
Honey, today is the day that everything starts to change…
Not tomorrow when you have learnt something new…
Not tomorrow when you suddenly have some more time and the children don’t need you, or the partner is happy or the parents don’t want you to run an errand or something…
Not ... Views: 159
Small office or home business are dependent on personal skills and knowledge as well. It may not be possible for a small business owner to hire a professional expert for every aspect of the business just like any large business house. In most of the case, the small business owner has to be a ... Views: 82
Just last week, John (not his real name) lost nearly 60% of the value of his self-directed IRA in a single day. There wasn’t a horrible crash in the stock market or an act of fraud that caused this calamity. Instead, John’s misfortune was the result of an esoteric mistake that rendered John’s ... Views: 115
Struggling to save money is a problem for 47 percent of Americans. With the rising costs of food, rent, and utilities, saving money can become an exercise in creativity. Take heart: there are ways to save money even on a limited income.
The first thing financial experts ... Views: 110
Buying a car is usually one of the most important and expensive transactions the common person makes in their lifetime. About 70 percent of people need to finance their cars. It pays to be knowledgeable and prepared when you apply for an auto loan. By making the right decisions with your ... Views: 147
The fabric of Indian society has changed drastically over the last few decades. Where large families used to make do with a single residence, nowadays the joint Indian family has disintegrated into various nuclear units, each with its own residential requirements. This is the reason that the ... Views: 81
Thank you to Craig D. Price for this Guest Post!
I am a licensed investment advisor whose fiduciary duty is to act in my client’s best interest. However, for 23 years I was registered as a stock broker, so I know the brokerage business first-hand.
Let me tell you some things you need to ... Views: 429
Like it or not, when you own a business it is inventible that at some point in time, you’re going to need the help of an attorney.
It isn’t as bad as it sounds, because not every legal matter means you’re getting sued left and right by every customer who comes along. The bottom line, a lot ... Views: 101
A lot of people tend to think that investing in stocks is difficult, when in reality it is incredibly easy, if you go about it the right way. The main challenge that you will face when considering investing in stocks is choosing companies that have a record of beating the market. When it comes ... Views: 270
Most entrepreneurs would easily fall for the idea that building wealth can only happen by selling their business. The truth is: only a handful of entrepreneurs get to sell their businesses for millions and most are missing out on the crucial steps of being a successful entrepreneur.
If ... Views: 169
Employee provident fund (EPF) is a scheme designed and controlled by the Government of India. The ministry of employment and labor, government of India introduced (EPF) employee’s provident fund on 15th Nov 1951. In the next year, the employee provident fund act 1952 came into being in place of ... Views: 179
If you want to protect your credit when you have overdue bills, in an easy way that does not require a ton of energy and effort, the most important thing that you can do is understand how specific infractions, such as paying late, will impact your credit.
Today, we'd like to share ... Views: 1614
When traveling abroad, credit cards are absolutely indispensable. It is best advised to travel across the globe with low cash in hand, but with credit cards in your pocket. The most important question that flashes through your mind when using credit cards on foreign lands is- What are the ... Views: 164
Yes, you can have cheap loans online. And we have to look closely at what is considered to be cheap. Well, I guess with a low-interest rate loan. This may be possible since institutions can decide on a rate to encourage the borrowing process online.
It should be stated that these loan ... Views: 99
It can’t be much easier getting loans these days from the online system. Online loan processing platforms are designed with clear and simple interface that you don’t need a guide to navigate the platforms. Many of the systems are self-explanatory and require minimal education to ... Views: 121
It’s no longer a myth on getting money paid to you online either as for payment for work done, transfer from families or accessing facilities such as loans. It sort of makes fund availability friendlier and easier to transact between people, companies and on the large scale between ... Views: 110
Having access to funds today with the improvement in technology can be so easy that you get to a point it appears you haven't done anything at all. All these werepossible because you merely sat on your sofa, clicked some buttons and that was it. Your loan gets paid to your account just like ... Views: 132
Indian stock market has proven itself a good medium for investing and increasing the worth of capital by its last few decades performance. However traders and investors still fear to invest their hard earned money in stock market. When it comes to investing in stock market there is no one who ... Views: 102
By Craig D. Price, CFP®, Will Thompson, CFP®, CFA®
Do you own an actively-managed mutual fund? If you do, you are out of step with recent investment trends. In 2015, investors pulled $308 BILLION from actively-managed mutual funds, the largest one-year redemption in history. In contrast, ... Views: 102
If you asked a room full of Certified Financial Planners which is better, passive investing or active investing you may find the room divided 50/50.
Proponents of each perspective have both anecdotal examples and impressive data to support their position. Heated discussion among wealth ... Views: 112
We have frequently caught wind of home advances, best car loan in india and individual advances. The greater parts of us additionally know the reason which these advances serve. Be that as it may, just a couple of us would know about business credits. We should attempt to comprehend the ... Views: 87
Most investors see gold as a safe investment option that can help them in a financial crisis. However, with various macroeconomic and political factors having a say on the prices, the lure of gold as an investment medium has lost some of its sheen over the last few years as can be seen from the ... Views: 193
Nobody plans to fail, but many people fail to plan. Lack of planning eventually leads to failure. 33% of Americans have no financial plan, according to a report by CNBC.
Success in life and business needs a roadmap to guide us towards financial growth and success.
Having a great idea, ... Views: 225
The winter months of the year can feel like a very long time. The cold weather, snow, and gloomy atmosphere may make people want to change things up by spending money on a vacation or new personal items. While spending money on things you enjoy is OK, you need to ensure that you keep some money ... Views: 387
The less you complain about those things you can hardly change, the more focused you can be in doing things the right way. Yes, we sometimes live in difficult times; but turning those “excuses” into opportunities can make your business more profitable.
Successful entrepreneurs agree that ... Views: 141
If you need money now to pay for a car repair or to make sure that you don't lose your spot in school, you may want to turn to an installment loan. Taking out a loan allows you to get the money that you need today without having to deplete your savings or otherwise come up with the cash on your ... Views: 153
While many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ... Views: 292
Traders have to face infinite challenges which are offered by stock market , making it difficult for them to earn high returns. Earlier stock market did not offer different modes by which traders can trade in it. But now various modes are present which have their own pros and cons. Traders ... Views: 109
Home loans are typically taken for a long duration, approximately 20-25 years. During this tenure market circumstances tend to fluctuate which may alter interest rates and other factors. Due to these fluctuations, borrowers may want to reshuffle their accessible loan in line with the financial ... Views: 95
Commodity trading strategy are pre defined plans of buying and selling commodities to make profit from future price fluctuations. It is very important to have well planned trading strategy to manage risk .Just by learning about updates related to different commodities is not senough for ... Views: 127
Thanks to the wonderful world of the Internet, more people than ever are starting their own businesses and throwing off the shackles of nine-to-five life. If you have ever thought about starting your own business, but worried that it was not something that was economically feasible for you, ... Views: 287
With the election finally behind us and Hillary Clinton sent packing with an absolute pounding on November 8, what will we likely expect to see in the way of economic policies and tax policy decisions from the incoming Trump Administration?
On the economic policy side, I would expect an ... Views: 210
The Millennial Generation would enjoy a road of financial success greater than that of their parents, but they worry about the financial opportunities and their financial future with life expectancy in their generation estimated to top 100 years and more.
Out of 3,000 respondents surveyed ... Views: 205
Owning a home is about much more than creating a sense of security for you and your family. Purchasing a piece of property is an excellent investment, and it could provide you with more benefits than you realize. Here is a look at just five ways that owning a home will improve your family's ... Views: 299
Do you know the secrets of the Wealthy?
Do you know the top FIVE things wealthy people do that make them wealthy?
Do you know the secrets to building a Wealth Plan for yourself?
HOW-TO Build a Wealth Plan for your financial security
Having represented thousands of clients over my more ... Views: 232