Self Improvement Newsletter
Issue # 503, April 29-30, 2008

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* Self Improvement and Personal Growth Weekly Newsletter *
Issue # 503, Week of April 29-30, 2008
Publisher: David Riklan - http://www.SelfGrowth.com
 

In this issue:

--  Quotes of the Week
--  Personal Growth Products and Services

--  Article:  All the Riches You Haven't Recognized or Claimed in the Past Are Still Available to You - By Peggy McColl
--  Article:  Wonderful Marriage: A Guide to Building a Great Relationship That Will Last a Lifetime [Excerpt] - By Lilo & Gerard Leeds with Terrence Real and Susan Seliger
--  Book Review:  21 Distinctions of Wealth: Attract the Abundance You Deserve - By Peggy McColl
--  Brief News of the World

--  How to Subscribe and Unsubscribe from this Newsletter

Current Subscribers - 266,222 subscribers
Removal instructions are listed at the end of the newsletter.

 

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*** Quotes of the Week ***
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Kindness is a language which the deaf can hear, and the blind can read. - Mark Twain, 1835-1910, American Writer and Humorist

Most of the successful people I've known are the ones who do more listening than talking. - Bernard M. Baruch, 1870-1965, American Financier and Statesman

Efforts and courage are not enough without purpose and direction. - John F. Kennedy, 1917-1963, 35th President of the United States

 

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*** Personal Growth Products and Services ***
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* An Important Message for Men from Al Sears, M.D. *

And they all have the same problems: Fatigue and Low Energy, Fat Around the Middle, Trouble in the Bedroom, Early Signs of Heart Disease, Prostate Problems, Joint Pain, Fading Memory and more. All these symptoms have one underlying cause: Estrogens in your environment. Click on the link below to get your FREE report on how to protect yourself from this rising problem and Reclaim Your Manhood... http://www.selfgrowth.com/products/12alsearsmd.html

 

~~ A NEW BEGINNING ~~

I'm an average Joe, just like you. I have a family, a mortgage & kids in college. The difference is, I don't have a JOB, I have a LIFE! I walked away from my job. My income in January was *$21,500*. Would YOUR FAMILY like that paycheck? Start to Improve Your Life today! Visit http://www.selfgrowth.com/products/journey2wealth.html

 

* Madonna and Forbes Magazine Agree *

There is a power in the Universe and anyone can tap into it to Attract Love, Money, and Overcome all Obstacles. Madonna features this in her videos and Forbes Magazine just wrote about it. Learn about it here: http://www.selfgrowth.com/products/fingerhealing.html

 

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* Can Stress be Fun? *

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** How to Add a Description of Your Website Here **

If you want to share information about your website, your business or your book in our newsletter, please go to the following webpage and fill out the form. Visit our website at http://www.selfgrowth.com/form-ad-newsletter.html

 

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*** Article:  
All the Riches You Haven't Recognized or Claimed in the Past Are Still Available to You - By Peggy McColl ***
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At lunch the other day, Lisa, a client of mine, was complaining that she'd had a brilliant idea for an e-book, but someone else "stole" it and created an e-book on the same topic that wasn't as good as hers would have been. This other author had tremendous success with his project, and Lisa felt that he'd destroyed any possibility of hers becoming successful.

"That e-book was my one big chance, and he blew it out of the water," she complained.

I said, "I think that was a big chance for you, not your 'one' big chance. If you came up with an idea as fabulous as that one, I'm sure you can come up with another."

Lisa looked at me sceptically, and I know what she was thinking: There are no second chances! Well, I don't believe that for a minute. I believe that if we open ourselves up to possibility and trust in the abundant, giving Universe, we'll have 2nd, 3rd, 4th, and 3,832nd chances! Look around and you'll see examples of people who reinvented their lives and went from rags to riches to rags to riches again.

"Maybe you weren't meant to write that particular e-book," I told Lisa. "Or maybe you were meant to write it, but in a different way, in your own voice -- and it's going to be a much bigger success than you imagine.

Or maybe it's not meant to be a book, but a business, a Website, or something else."

I told her about a friend of mine who had been approached by an editor to write a book on a particular topic. She'd created a book proposal that her editor loved, but his boss wouldn't let him buy the book, reasoning that my friend's take on the topic was far too light hearted and fun, so it couldn't possibly sell in the marketplace. She went on to have a dozen publishers turn the book down before one signed it, and it went on to generate five sequels and sell a quarter-million copies in a half-dozen languages. The book even inspired a television show based on it. Her "one big chance" seemed to have passed her by when that first publisher said no, but she chose to believe in second chances and an abundance of opportunities.

The Universe wants to give to you. The moment you begin to change your vibration to one of abundance, it will start sending you people, situations, and opportunities that reflect your inner state. You'll start to see possibilities for wealth creation, whether they're the exact ones you failed to notice previously or new ones.

It can be hard to let go of the feeling of "I blew it!" and watch as others enjoy the riches you passed by. Some friends of mine were trading stories once, and everyone had a family chronicle about "Uncle Theo," who sold that gorgeous brick home for a song without telling his brother, and nowadays it's worth a fortune... or of Great-Grandpa, who was too skittish to buy up beachfront property years ago and watched his best friend who did invest become a self-made millionaire, while he continued to have to work in the grocery store. As everyone told their family's tale, we had to laugh, because for all the lost chances, here we were, years later, enjoying tremendous abundance together.

Would any of us really be all that much happier if that relative long ago wouldn't have made what seemed like a "disastrous" mistake at the time? I doubt it!

Over the years, I've heard many life coaches tell audiences that they've made a fortune, gone bankrupt, made a fortune, gone bankrupt again, and made another fortune... as if anyone who really wants to enjoy great wealth has to suffer ruin and huge ups and downs in their financial situation. I don't think that's true at all, but it is true, as I've said, that you have to be willing to give it all up. The key to letting go of the fear that you could lose all you've worked for is to accept that all the riches you haven't recognized or claimed in the past are still available to you. The door to abundance is never locked -- it just sticks sometimes when you're not truly ready to receive wealth.

[This excerpt is taken from Peggy's new book, "21 Distinctions of Wealth."]

About the Author

Peggy McColl is an internationally recognized expert in the area of destiny achievement, whose purpose is to make a positive contribution to the lives of millions of others. She has been inspiring individuals, experts, professional athletes, and organizations to reach their potential for the past 25 years. She is the president and founder of Dynamic Destinies Inc., an organization committed to deliver sound principles for creating lasting and positive change.

Check out the Experts page for Peggy McColl.

*****
Do you want to know the secret to attracting more abundance? Peggy McColl has the answer for you in "21 Distinctions of Wealth." Learn more about this book at http://www.selfgrowth.com/products/21distinctions.html

The list price of this book is $15.95. To purchase it from Amazon.com for $10.85, a 32% discount, go here.

 

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*** Article:  Wonderful Marriage: A Guide to Building a Great Relationship That Will Last a Lifetime [Excerpt] - By Lilo & Gerard Leeds with Terrence Real and Susan Seliger ***
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At the beginning of a relationship, partners may not know what they can realistically expect to earn or how much they should allocate for housing, clothing, recreation, cars, food, and education. But partners in great marriages say that when both partners regard their contributions to the relationship and the family as equal, no matter who earns how much, tensions over money matters subside. When problems arise, it is usually because discussions about money often are not really about money; they are just as often about control, values, goals, and dreams. When couples jointly decide and agree on the basic issues of acceptable risks to take with regard to jobs and money, when to make big expenditures, and how to handle debt and savings, they seem to manage well financially... thrive emotionally.

How do you find out if you are in agreement? Ask each other some basic questions that will reveal your financial attitudes -- and your financial hot buttons.

* Earning: How much do you expect to earn? Is it important to you to have a lot of money? What kind of lifestyle do you want to have now and ten years from now? Do you have a plan for achieving those financial goals? How would you feel if you don't reach them? Would you be willing to marry this partner if he or she earned less?

* Spending: How do feel about spending money? How much planning do you want to go into major purchases? Is there any kind of spending that your partner might do that would drive you crazy? What spending decisions do you think you need to share? Would you be annoyed if your partner bought new clothes each month or made risky stock market investments? Are you both willing to stick to a budget?

* Saving: How do you feel about saving money? Do you have common long-term goals to save money for, such as starting a business, buying a house or a car, college tuition, retirement, or an emergency in one of your families? Would you be willing to plan a budget and stick to it monthly in order to save? What steps would you be willing to take in order to save more? 

* Issues from a Previous Marriage: If one or both of you has been married before -- and especially if there are children from those marriages -- there are a number of legal, moral, and financial issues you'll need to discuss. For example, you may have assets from your previous marriage that have to be protected for your children or a former spouse. A prenuptial agreement may be advisable. It is very important to go over these matters together in detail so you both are comfortable with the arrangement.

* Troubles: How would you deal with financial adversity? If one of you became disabled and couldn't earn for a year, what would you do to adapt?

* Family Background: If your partner grew up in a richer family than yours, or a poorer one, how might that affect the way each of you handles money? If you each come from very different backgrounds, with a wide disparity in assets before the marriage, it is important to talk over both of your expectations about how these previous assets will be treated within the marriage. Discuss these financial matters now so there will be no surprises and less potential for disagreements in the future.

* Opportunity and Risk: If there were an opportunity to make a big change, such as start a business, change professions, go back to school, or move to another city, how would you deal with it? How would you feel about financial expenditures involved with having or adopting children?

* Debt: How do you feel about debt? Does it scare you or your partner? Do you have credit card debt or do you pay each monthly bill in full? Do you have any other debts? If so, how are you planning to pay them off? Are you earning more than you spend or spending more than you earn?

Lilo and Gerry did not start out on exactly the same financial wavelength when they began dating. "We both vividly remember Lilo's first visit to my apartment in New York City," Gerry says. "Lilo noticed that I had left my bank statement open on the desk. 'Why do you have some entries in red ink and others in black?' Lilo asked me. When I explained the red entries were overdrafts, Lilo said she had never heard of anyone spending more than they had in the bank -- and she didn't like the idea. The solution was simple. When we got married, Lilo managed the bank account that was used to pay all the bills. We each had a separate checking account that we used only for incidentals -- I used mine mostly to buy Lilo presents. We shared all our money and major financial decisions jointly. And that's the way it still is, many decades later." If you can both agree about how to handle spending, saving, and earning the money, you will be able to smoothly manage your finances and your marriage.

*****
For the next 72 hours, when you order "Wonderful Marriage," you will get exclusive bonus gifts from companies and individuals who all believe you can find happiness and joy with your partner -- for life. Go to http://www.selfgrowth.com/products/leeds.html

The list price of this book is $19.95. To purchase it from Amazon.com for $13.57, a 32% discount, go here.

 

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*** Book Review:  21 Distinctions of Wealth: Attract the Abundance You Deserve - By Peggy McColl ***

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Everyone wants to know the secret to attracting abundance! However, until now, books on wealth creation have overlooked the powerful forces available inside each of us that we can harness and direct in order to manifest the abundance we desire and deserve. This fascinating book clearly explains time-tested principles for creating wealth, providing guidance on how to alter our behaviors and emotions to actually change the nature of our relationship with the powerful stream of abundance that we can tap into at any time. As Peggy McColl explains, we can actually transform our energy vibration and send a clear message to the universe that we're ready to claim our financial birthright. And, best of all, the universe's response to the modifications we make internally can be startlingly quick!

It's not enough, though, to simply understand what sets apart those who are already enjoying a rich and plentiful life from those who are weighed down by a feeling of lack. Peggy offers practical advice on how to apply the "21 Distinctions of Wealth" and become a money magnet -- starting today. Take the next step and go now to http://www.selfgrowth.com/products/21distinctions.html

*****
The list price of this book is $15.95. To purchase it from Amazon.com for $10.85, a 32% discount, go here.

 

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*** Brief News of the World ***

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Positive:

* More businesses embrace greener commuting: Employee incentives sometimes include free bikes or monthly prizes *

High gas prices and the ongoing concern for the environment have prompted an increasing number of environmentally sensitive businesses to focus attention outside of the workplace and on those carpool lanes, bike lanes and even sidewalks. Many businesses are now encouraging and rewarding employees who use alternate forms of transportation to get to and from work. For some companies, it means paying the daily fares and footing the bill for mass transit for their employees. Other companies are rewarding carpoolers with prizes such as gift cards to local businesses. (Click here for complete news story)



* Custom wetsuit protects patchy penguin *

What's black and white and warm all over? A penguin in a wetsuit, naturally. Sounds like a joke, but it's quite serious for biologists at the California Academy of Sciences, who had a wetsuit created for an African penguin to help him get back in the swim of things. Pierre, a venerable 25 years old, was going bald, which left him with an embarrassingly exposed, pale pink behind. (Click here for complete news story)

 

* Harvard gets record $100 million gift from Rockefeller *

Philanthropist David Rockefeller donated a record $100 million to Harvard University's undergraduate program, the largest gift by a Harvard alumnus in the history of the oldest and richest U.S. college. About $70 million will be used to expand Harvard's student travel and study abroad programs and $30 million will go to arts education, the Cambridge, Massachusetts, school said in a statement on Friday. (Click here for complete news story)

 

** For more positive news, please visit http://www.selfgrowth.com/news.html

 

Other:

* Fatigue is more than just plain tired *

Driving a taxi for a living can be exhausting. Just ask 62-year-old Stephen Belcher of Atlanta, Georgia. "I worked seven days a week, 12 hours a day normally," Belcher said. "I just thought I was tired and maybe if I got a good night's sleep I'd feel better." Like millions of Americans, Belcher was really suffering from fatigue. It's a common complaint among an estimated 20 to 30 percent of patients who see their primary care physician. (Click here for complete news story)

 

* Economic slowdown not stalling start-ups: The Economic Downturn Hasn't Slowed New Business Growth in Parts of the U.S. *

Entrepreneurs in the USA launched more small businesses in 2007 than the year before in the West, the Midwest and the South -- apparently not scared of the economic slowdown that began last year, according to a report released Thursday. Regions and states with stronger economic and population growth last year saw an upsurge in entrepreneurs launching businesses, says Robert Fairlie, an economics professor at the University of California, Santa Cruz, and co-author of an annual report on entrepreneurs by the Ewing Marion Kauffman Foundation. (Click here for complete news story)

 

* Gene Therapy Could Reverse Blindness -- Research Breakthrough: Technique Improved Eyesight In Four Blind People *

Scientists for the first time have used gene therapy to dramatically improve sight in people with a rare form of blindness, a development experts called a major advance for the experimental technique. Some vision was restored in four of the six young people who got the treatment, teams of researchers in the United States and Britain reported Sunday. Two of the volunteers who could only see hand motions were able to read a few lines of an eye chart within weeks. (Click here for complete news story)

 

 

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