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Dogwood Forest Assisted Living interviewed elder law lawyer Miles Hurley and found out the answers to these 10 most pressing retirement planning questions:
1. What legal documents are most important for seniors? Which ones are often overlooked?
2. What is the difference between a will and ... Views: 77
When it comes to long term care planning, people often assume that married couples have it easier because they have each to turn to for support. When the situation gets tough, it surely helps to have another person present. On top of that, married couples can look to each other to act as ... Views: 137
Last year, the Department of Labor issued a mandate stating that all financial professionals who work with retirement plans or give retirement planning advice must begin acting as a “fiduciary” starting April 2017. Recently the fiduciary rule has made headlines yet again, this time due to ... Views: 131
Much like niche restaurants that come and go, niche investments come into and out of favor, as well. Just as everyone had to be the first to try out that new donut or cupcake shop on the corner, the new craze to hit the investment world is the narrowly-focused exchange-traded fund.
ETFs ... Views: 121
Retirement can be one of the most exciting and fulfilling periods in your life. To ensure that it is, you need to live in a region that is conducive to your physical, mental, and spiritual well-being. Below, you will find five great places that can empower you to attain the type of amazing ... Views: 114
2016 is almost over and many investors are often asking us about year end financial planning tips they should take advantage of before the end of the year. 2016 in particular offers a big opportunity to look over your finances, do something that could lower your taxes, and put more ... Views: 203
If you’re like me, it’s easy to make your New Year's resolutions but hard to keep them. You may start off strong and have good intentions, but the demands of everyday life get in the way, or the goal becomes overwhelming. This is true for getting your financial house in order too.
While we ... Views: 207
Another Star Wars movie, another reason to look back and empower the many delights in this epic series. But do you know that reliving the Force can also make you see the power of Medicare Supplements? Here’s an exclusive feature from Freemedsuppquotes for all intergalactic retiree fans.
Also, ... Views: 165
As the old saying goes, a picture is worth a thousand words. But that actually might depend on the picture.
For instance, if you were to take a snapshot of your financial portfolio, what would it look like? Most financial advisors provide their clients with a pie chart, which assigns a color ... Views: 181
One of the best financial investments you can make before the end of the year is to spend a little bit of time and money to meet with your accountant and start planning your taxes.
Don’t wait until March when your CPA is slammed with number-crunching and tax preparation. And, it’s about time ... Views: 173
Financial implosions make headlines. It’s also news when rich and famous people like Jack Kent Cooke make huge, public estate planning mistakes. Yet the average person is just as prone to making painful financial errors time and time again, even if their mistakes never go viral on social media. ... Views: 168
To the many individuals currently experiencing the joy of finally leaving the past decades of daily obligation to the J.O.B. – good for you! What next?
Now’s a great time to pursue that passion that’s been bubbling just beneath the surface for so long. What makes your heart sing, ... Views: 289
If you do business in the United States, then the threat of a lawsuit constantly hangs over your head. You might be looking at a lawsuit if a customer feels that a product that they purchased from you harmed them in some way. If you are not protected, then you could lose all of your assets in a ... Views: 283
Community living gets a bad rap, and it’s rare to encounter an older adult who’s excited about making the move. Often, the decision to downsize and leave the family home is a big barrier.Anyone who lives in a house for several years naturally forms an emotional attachment to it. Our homes are ... Views: 250
Before Sandy moved to a senior living community, she lived alone in a Pasadena condo. Early retirement from an engaging and challenging career meant the loss of daily contact with friends she was accustomed to and enjoyed.Her daughter, Michelle, began to worry about the toll isolation was having ... Views: 431
Guide to Precious Metals IRAs
Stock brokers and investment advisors typically won’t mention it (for reasons described by Money Metals columnist Guy Christopher), but it is simple to own something other than the run-of-the-mill paper assets they are paid so handsomely to sell into your ... Views: 386
Many people fail to see that skills fade, but assets are forever.
They don’t know their entire financial education in their lives is completely WRONG!
Too many people believe that a good job, good skills, and a positive attitude will make them great wealth. The problem is that it just ... Views: 451
A number of studies – including one by Dhaval Dave, an associate professor of economics at Bentley University– have proven that a sedentary retirement can have adverse effects on your health. The study found that those who retire completely see a five percent to 16 per cent increase in ... Views: 322
There used to be this image of retirement that included "the country" as a setting. It was a quaint notion, expressed in terms of "I'm going to retire and move out to the country". Even the great consulting detective Sherlock Holmes eventually retired from his hectic life in London to become a ... Views: 578
Are you looking to escape from your everyday routine? Do you want to spend some time in a tropical heavenly getaway? Look no further – we’ve found the perfect spot. Karisma Hotels and Resorts has a number of amazing locations right along the Riviera Maya coastline. These hotels are absolutely ... Views: 438
A good estate plan can be costly, but it’s a bargain when you consider the benefits.
Estate planning is something you should think about, but most important, after a major life change such as widowed, remarriage or divorce.
Not having a good plan in place could be a financial ... Views: 461
Figuring out how much you need to live off of after you retire is tricky business. You can't overdo your retirement budget to the point where it prevents you from enjoying your present lifestyle, but you also can't save less because then you won't have enough money to enjoy your retirement. ... Views: 409
When it comes to retirement, among the leading concern is facing an event that requires long-term care and covering its costs. Despite of this, there is no reason to worry because you can prepare for it.
Currently, there are long-term care insurance policies available for care-related needs. ... Views: 493
I wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really.
It's vitally important for you to know.
For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple ... Views: 401
I hear this all the time from associates, coworkers, and even elders.
Why do fewer than half of Americans calculate how much they need to save for retirement?
Why in 2012, did 30 percent of workers with access to a defined contribution plan (such as ... Views: 934
You have dreams for your retirement. Maybe you want to moor a houseboat in the sandstone canyons of Lake Powell. Maybe you want to volunteer as a construction worker with Habitat for Humanity or golf every evening in Naples, Florida. Whatever your retirement dream is, an annuity is a financial ... Views: 372
Seniors living on a fixed income may find it difficult to deal with finances. And with the rising costs of food and other expenses, achieving financial stability may seem to be a far-fetched dream.
If you are a senior person living on a fixed income, you can't go on living waiting for your ... Views: 742
Dear friend, money matters even to the elderly. In some cases it matters most to them. Their needs can often become a long list of medical supplies, special shoes, medications, special health care, food – and the list goes on.
There may come a time when it becomes necessary to manage your ... Views: 674
A common question that many people who are planning their personal finance is “how to invest in gold”. There are a lot of doubts and queries as to how to do so in a safe manner. In this article I will discuss that and hopefully clarify some of your doubts.
However before I go there, I would ... Views: 829
About twenty years ago, I became incredibly curious about how the second half of one’s life can develop. Some of this interest came from observing my family: when I was born, my grandparents were in their early forties, and I was fascinated with choices they made in life. ... Views: 888
Sadly, most women will answer 'yes'. That said, you have more control over your financial situation than you probably think. And if you don't think you have any control then it's time to be proactive and take some action. This is your life. This is your future.
I know how easy it is to be ... Views: 541
For centuries, gold has always been viewed as a symbol of power and of wealth. You would find them in kings’ palaces and in the house of the wealthy. Surely it would behoove you to know how to invest in gold. Here is what I have to say about that.
Why invest in gold? Besides what I mentioned ... Views: 887
When it comes to Retirement Readiness, we are facing a crisis of epic proportion. Many Americans have no idea how far Behind The Retirement Planning 8 Ball they really are.
Whether you are retired or very close to it, whether you've accumulated a couple hundred ... Views: 519
Are you thinking of your future and how you can give yourself financial security? At this stage, I am guessing that you are thinking about where to invest your money. Well, I would like to mention that there are benefits of gold IRA. You may be wondering what they are in comparison to the other ... Views: 969
Are you about to retire soon and thinking about your future? Are you thinking of where to invest in? I would like to share with you the benefits of gold IRA investments. These are in my opinion a better option if you have the money to chip in and get some. I would rather you get them than a ... Views: 934
The world has been fascinated with Warren Buffett, and rightfully so. Berkshire Hathaway has a better performance than any other stock or mutual fund with at least a 30-year history. A dollar invested in Berkshire in 1976 would have been worth $1500 in 2011.
A recent paper by Andrea ... Views: 595
At some point in life, we start noticing that all of our mistakes are just variations on half a dozen or so major mistakes. Have you ever noticed what yours are? In this article, I'll help you avoid some of the most common mistakes people make with their retirement finances, but you can ... Views: 681
Remember Yoda? The short little bald guy in Star Wars? He lived for 900 years! What did that guy eat for breakfast? Wheaties? Kale? Thin Mint Girl Scout Cookies? He must’ve had great jeans (levi’s, true religion, 7 for all mankind). He also probably meditated, exercised, and took some serious ... Views: 665
It is any person’s dream to live his retirement years in comfort and peace. But with the economic crisis we’re facing right now, purchasing long-term care insurance seems to be a bit of a challenge. To help you deal with this task, here are a few doable tips that may prove to be ... Views: 531
People have always been interested in being “forever young” and today’s society is no different. We want to resist the ageing process.
The speed at which we are ageing can be measured – its called biological age, or how old your body really is.
The area of study which is now called ... Views: 836
“Life is too short to be small.” Benjamin Disraeli
You've retired or are just on the verge. That's great. You worked hard for many years and you certainly deserve big congratulations and job well done!
The Next Stage
You're about to enter a whole new stage of your life - one that ... Views: 639
Many times throughout the years, I have observed anecdotally that people have a higher risk of mortality shortly after retirement. And there’s even some empirical evidence of this. For example, in a study of past employees of Shell Oil, the mortality rate was significantly higher for subjects ... Views: 606
Are you dreaming of a happy retirement? Would it be fun to retire young, when you can do many things? Imagine how great it is to retire young and at the same time healthy, think about if you could go to nice places and relax and spend your whole time with your family and friends. That is the ... Views: 594
This article provides a general overview of a retirement time line without enumerating all the pros and cons surrounding the age specific decisions. Many people think major retirement decisions coincide with your 65th birthday. In reality, many important decisions begin as early as age 50. ... Views: 623
Workers and employers in the U.S. are bracing for a retirement crisis, even as the stock market sits near highs and the economy shows signs of improvement.
It is time to ask you some serious questions:
Are you set up where you can maintain your personal lifestyle with your known retirement ... Views: 841
We are not forever young. We will soon grow old and get weaker. It is inevitable and no one can escape that - unless you die young. Are you prepared for this? Or have you even thought about planning for your retirement?
Learning to save for retirement is very crucial in our lives. We don’t ... Views: 564
The Best Estate Planning Tip: Don’t put it off. The best estate planning tip is to have one. Take the time now while you are clear and competent to consider the elements of your overall plan for the management of your assets and your care in the event of misfortune to avoid having a court or the ... Views: 718
I read a lot about the lives of women after 50. Being one myself and even though I am a business coach, clearly there are other things going on for us. One of them is our retirement. It's frightening out there and most women do not feel confident. How are you going to support yourself in your ... Views: 596
Savings is very important in retirement planning. This is what you are going to spend during your retirement period. Do you have enough savings to cover you for your retirement? Saving is not easy, especially when you have a lot of expenses to pay, like monthly bills, food and ... Views: 573
Seniors who have yet to put insurance into their retirement plan may find that a small amounts of whole life is the best option for protecting a spouse or providing final expenses after they are gone. While many people may have already purchased some form of term policy for the protection of a ... Views: 1178