Wringing your hands over the mountain of debt you now have trouble paying off? Whether you owe one person or at least three credit card companies, there is no better time than now to get your hands on frugal living tips that are easy to do, and pay off just as quickly. You don't have to go to extremes such as waiting till the soles of your running shoes fall off before replacing them. You can cut down on your spending in many ways. Use these frugal living tips to cut costs where you can, and save lots of cash.

1. Make Do With One Car. How many cars does your family use? Besides the house, the car is most likely the most expensive item a household has to spend for. If you can make do with only one car, you should. It'll take a little getting used to, and some clever scheduling, but you should eventually get the hang of it.

2. Live in a Smaller House. Don't live in a larger house just because you can afford to. First, assess how much space you need. You can save a lot on upkeep, not to mention the mortgage, by going for a smaller space.

3. Drive a Smaller Car. Small but comfortable will save you big bucks, and this rule of thumb is as true of cars as they are of houses. You'll spend less on a car instead of an SUV, for example, and you can save substantially on gas, too.

4. Cut Down on Eating Out. Do you know that the average American spends more than $2,000 yearly on eating out? Given this, it's hardly surprising that eating out less comes at the top of most frugal living tips. It's cheaper to cook food at home, and you will realize how true this is once you go over your food savings.

5. Brown Bag It. How much does lunch at the office cost you? Chances are, you spend quite a bit on those office lunches. Cut down on your spending by brown bagging it to work. The upside to doing this is that aside from saving money, you save time, too.

6. Cancel Your Cable Subscription. You probably have cable, but don't use it all that much. If this is the case, get your subscription canceled. This will save you about $60 a month, which translates to over $700 a year.

7. Travel Frugally. You don't have to give up your vacation just because you're living frugally. Here are some frugal living tips for traveling on the cheap.

· Plan vacations well ahead of time. You can get better deals from airlines and hotels.
· Consider traveling by train. It's cheap, and you can do quite a bit of sight-seeing.
· Shop around for rates. Car rental charges vary widely.
· Use public transportation. Many countries have very good systems for public transport, so commuting shouldn't be too much of a hassle.

You don't have to deprive yourself of your creature comforts just to save more. It's possible to live comfortably but cheaply. Use these frugal living tips to get you started.

Author's Bio: 

James Aldridge is a researcher and writer for www.frugal-living-way.com. and the author of
the Frugal Lifestyle Plan. His articles provide information,tools and techniques to help people save money to make ends meet and achieve their financial goals.

Visit www.frugal-living-way.com for more articles on how to make a substantial difference in your financial life.