Personal debt management; check your credit

At least once each year, and before making any major purchase, you should perform a credit check-up. This check-up provides an excellent opportunity to manage your personal debt management and check for errors. The names and e-mail addresses of the three primary credit reporting agencies are: Experian, Equifax, Trans Union You can also obtain a copy of your reports from Money Management International, your premier source for personal debt management advice.

Personal debt management; improve your standing

Personal debt management is needed now more than ever. Consumer debt is now nearly $2 trillion, according to the Federal Reserve. That equals more than $18,000 per household, not including mortgages. If part of your monthly income is going toward debt payments, paying it off is a great way to improve your financial standing.

Source: Money Management International

Author's Bio: 

This definition is part of a series that covers the topic of Debt and Debt Consolidation. The Official Guide to Debt and Debt Consolidation is Leo J. Quinn. Leo J. Quinn, Jr. has been teaching and motivating people all around the world to get out of debt as quickly as possible. His best-selling book, “How To Own Your Paycheck Again”, has transformed literally thousands of financial lives. He also authors a lively weekly newsletter and is a much sought-after speaker for self-help and marketing seminars. One of Leo's most important goals is to help people improve their overall attitude about money or their "Moneytude" as he calls it.

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Leo J. Quinn, The official Guide to Debt and Debt Consolidation