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People have money trouble for different reasons. On the other hand, there are some mistakes and bad financial habits that are common in these situations. This explains why some people have these problems with money over and over. See if any of the following apply to you.
1. Not wanting to ... Views: 1085
The Value of a Dynamic Finance Partner
As 2009 draws to a close it is worth reflecting on what has been a remarkable year. The New and Used market has generally been in freefall although encouraging signs have been noted following the introduction of the scrappage scheme on New and some ... Views: 462
There are always plenty of articles and commentary written about rapacious lenders and banks taking advantage of the “little guy” by giving him too much credit too easily and then when most inconvenient for the borrower they hit him with higher interest rates or some other financial ... Views: 1158
Because risk management and IT project management go hand-in-hand, experienced IT project managers never start a project without a risk-management strategy in mind. Often, at the heart of that strategy is a strong focus on quality control.
Before the ink on your IT consulting agreement is ... Views: 572
Because risk management and IT project management go hand-in-hand, experienced IT project managers never start a project without a risk-management strategy in mind. Often, at the heart of that strategy is a strong focus on quality control.
Before the ink on your IT consulting agreement is ... Views: 604
When an individual enrolls in a Health Savings Account, he or she has a wide variety of options to choose from when it comes to deciding where to put his or her savings. Similar to an IRA, funds deposited into a Health Savings Account can be invested into a wide variety of high interest-yielding ... Views: 856
It is hard to believe but we do have everything we need in this life right in front of us. Acknowledging the fact that we have everything we need to be happy, healthy and whole is based on the meaning we project on the various objects and activities in our life. The hard part in the journey of ... Views: 1304
Do you have any kind of lump sum to put towards paying off your debt?
If you’re even a little bit concerned about your cash flow right now because it’s limiting some of your debt relief options, then you may be curious how many of my debt free clients discovered a variety of creative ways to ... Views: 1276
THE BEST WAY TO STOP COLLECTION CALLS ASAP DURING THE DEBT SETTLEMENT PROCESS.
This only applies to people in a legitimate debt settlement program, such as the debt settlement programs I endorse. If you are not yet enrolled into a debt settlement program, be sure to read this Debt Settlement ... Views: 2610
(The shocking, whole-truth Credit Counselors don’t want You to know about Debt Consolidation)
You’re deeply in debt, wondering which way to turn. You’re confused, worried, and so stressed out you can’t think straight. What do you do?
Most people first think of the words "debt ... Views: 2260
What's the most powerful force in the Universe, and does it work for or against you?
When asked what he thought was the "most powerful force in the universe," Einstein replied, "Compound interest."
Startling Statistics:
(According to the Federal Reserve)
• 49,000 U.S. Households ... Views: 2669
After spending your entire lifetime in fulfilling commitments as well as responsibilities with hard work and dedication it is now time to rest. Your children have now matured and put up with the members of their own family along with this all other issues have also been settled, so what is next ... Views: 434
Sometimes I’m asked why people should pay for a Spiritual Technology such as Diamond Alignment. I love this question, because it gives me an opportunity to address a larger issue – which is money and Spirituality and money in general … the split in Collective Consciousness I have witnessed ... Views: 1710
When it’s your job as the systems integrator or custom programmer to make sure that a project stays on track, your reputation – and future business prospects – are on the line. No client wants to hire a consultant, only to be surprised to learn months later that the project is over budget, beset ... Views: 675
Discipline is probably the single most important characteristic that all successful forex traders have in common. The consistently profitable forex trader has discipline enough to stick to his or trading plan, manage his or her emotions effectively, manage his or her money effectively, and has ... Views: 979
So you want to know how to save on taxes?
I understand how you feel. In fact, it's been my mission for years to help my clients and myself save on taxes. Read on to find out how to pay as little as legally possible.
The reason for my interest in saving on taxes: I've been there myself. ... Views: 693
That’s a great question, what makes a successful entrepreneur and how do you know if you have what it takes to be a successful entrepreneur. Does wealth management play a big part?
Over the years I have met many successful entrepreneurs and I have studied what makes them successful ... Views: 2775
Have you ever asked, why in the world didn’t they teach you about financial intelligence in high school? Jim Rohn said that “if they would have taught Wealth 101 and Wealth 102 in high school, I would’ve taken both courses.” I totally agree with him. Financial education, that is, practical, ... Views: 2506
Why People Don't Like Budgeting
Many people avoid personal budgeting for a couple of reasons. First of all, our lives are very busy and personal budgeting means an investment of time. We are not willing to spend out time on something unless we feel it's valuable to us. Absent that conviction, ... Views: 2790
If you've ever seen David Letterman you know he's made the Top Ten list famous. The guy's been doing the same routine for more than 15 years and it's still the most popular part of his show.
My list is different, and probably not what you'd expect from one of the most successful Financial ... Views: 539
Wealth of Being is a phenomenon that occurs when the Magic of the Sacred is infused throughout our lives. It is a quality of life fulfillment that grows from the inside-out…from a state of such profound Peacefulness, profound Sweetness, profound Beauty and profound Expansion that it is not ... Views: 2398
What does prosperity mean to you? When most people think of the word, they think of wealth, or being financially independent. They picture yachts or fancy mansions, exotic vacations and expensive sports cars. But that’s really only one small part of the picture.
Prosperity is so much more ... Views: 2011
A foreign exchange market, otherwise known as Forex is a system used to help the economy in other countries, as well as boost the worth of money around the world. Forex can not only reap tons of benefits for those that actively trade, but it can also help the economy in some places as well. ... Views: 683
Free credit reports are an ideal way to protect your credit score and keep tabs on your credit history. Learn about filing for a free report and how you can change your credit ratings.
In a failing economy more people are concerned about the future of their credit than anything else. Some ... Views: 598
With so many different types of annuities, simply reading all the names might confuse you. It doesn't have to be that hard. The names of the various types of annuities often imply exactly what the annuity does or how you invest the money on the interior of the annuity.
You have so many ... Views: 532
By its very definition, financial independence means to not be dependent on anyone or anything for our financial needs. That requires being free from debt.
When asked what they would do if they won the lottery, most people say they would pay off their debts. Just imagine what it would be like ... Views: 1055
Bankruptcy Abuse Prevention and customer Protection Act of 2005 (BAPCA), investors facing bankruptcy can now shield their IRA assets from creditors. While retirement plans that meet the requirements of the Employee Retirement Income Security Act of 1974 (ERISA) such as employer-sponsored plans ... Views: 853
Success is just around the corner; that is what some people would say. However, in today’s technological age, success could be attained through the four walls of your very own home. You don’t even have to leave your house to go around the corner and pick up the pieces that would lead to a ... Views: 1034
Any real estate investment deal worth doing should be able to withstand a little due diligence, and commercial properties are an excellent example of this. As first introduced in previous articles, examples of due diligence you’ll want to perform for your pending deals include:
·Property ... Views: 1314
Any real estate investment deal worth doing should be able to withstand a little due diligence, and commercial properties are an excellent example of this. Examples of due diligence you’ll want to perform for your pending deals include:
·Property Inspection
·Market Analysis (values, rents, ... Views: 1397
Understand what your IVA? IVA is Individual unintentional agreement. This service is mainly deal with their debt related issues and makes you safe from bankruptcy. You confused, as it does protect you from bankruptcy? After searching the IVA debt over the internet and find various institutions ... Views: 610
Are you tired of loan application rejection? Do you want to know the reason behind this? Checkout your credit scores that may be creating difficulty for you. These scores were defined by credit officers that generally do not explain the process. But it is important to know how does your credit ... Views: 813
I was sitting in an outdoor café in Santa Barbara on a sunny afternoon, and shamelessly eavesdropping on the conversation of two young women who were crafting a very clever scheme to sabotage the boss they both clearly despised. The plot was focused upon a domineering manager who had apparently ... Views: 905
Resiliency is personal. Add money and you get even more personal.
As we strive to become more resilient with life’s challenges and complexities, I would like to provide five basic suggestions to help you achieve Financial Resiliency.
1. Continue to learn and grow. This is ... Views: 4116
In a previous article, I pointed out that coming up with the funding to support commercial real estate purchases may be both intimidating and even prohibitive for many real estate investors.
If this scenario rings true for you, then you might consider something a little more basic to help ... Views: 1523
Are you living "in-between times?" Are you living in a gap and not sure whether you should look back or move forward? For example, are you in-between jobs, in-between relationships, in-between major holidays when nothing gets done in the workplace or in-between the ending of the old year and the ... Views: 1049
As Christmas quickly approaches again – it might be worth thinking about some balance.You have the initiative to reinvent your lifestyle outside the 9 to 5 box. Focus on escaping the cubicle mindset. Imagine saving time on travel, For some people, this can represent up to 2-3 hours a day ... Views: 885
Opening a Health Savings Account can help participants to save money in more ways than one. Many people think that Health Savings Accounts save money by helping them reduce their annual income tax burden. Other people think that opening Health Savings Accounts help to save money by allowing them ... Views: 843
Financial Excellence combines the two essential components of mind management and money management. Do you have a focused and creative mind + financial intelligence?
Money management is all about what you do with your money and mind management is about what you allow money to do to ... Views: 886
Thank God it usually takes time to get rich. Those who are overnight sensations often go bankrupt. Well, often enough to worry those of us who plan to get rich, slow or quick. Still, lottery winners and those who have received large inheritances have squandered their wealth often enough to have ... Views: 761
What is Freedom Worth
by Rusty English
Its not that I don’t have times where I really feel free to do what I want to do. Its not that I am not productive with my everyday activities. Its not that my chosen profession is boring or mundane.
Its been a while since I drove a long distance run. ... Views: 1421
Early 401k Distributions by Peter Richon
For one of many various reasons, lots of people find themselves accessing their tax-deferred retirement savings accounts before the age of 59 & 1/2. For some, they need to money to pay off debts or to cover living expenses. Others would like to help ... Views: 2984
There are several ways to make extra money. The means through which you accomplish this pressing necessity are completely up to you. Accomplishing this goal depends on how much money you want to make, what resources you have available to you and of course what you are willing to do. There is ... Views: 944
March 31, 2009
By JD Messinger
Six months ago a muscular thug by the name of Ike comes barreling into Houston, Texas, bringing two cohorts in tow, wind and water. With complete disregard to universally accepted principles of accountability and responsibility, Ike and the gang fiddle with ... Views: 1350
From the risk of redundancy to the tightening of credit lines, there is no doubt that times are tough with many of us now facing our own ‘personal recession’. In the backdrop of this global economic downturn where we have all been affected in one way or another, how can you regain some element ... Views: 601
Accounts are the building block of all the businesses. No matter the business is small or huge; a requirement for proficient accounting system always thrives without which a business cannot operate smoothly. It is largely the accounting department’s accountability to update all the records of ... Views: 719
Question: I’m getting closer to retiring and everything I read says I should get more defensive in my portfolio. Does this make sense for me?
Answer: It depends. How is your portfolio allocated now? Do you own mostly stocks or do you have a lot of money in bonds and CDs? What’s your ... Views: 1305
In all probability you looked at all your possible alternatives and determined that bankruptcy was the only way to go. So now, all the papers have been filed, your slate has been wiped clean and you are ready to start all over, without making the same mistakes you did the first time around. But ... Views: 585
Black Friday-the day the retailers look forward to all year long. The Friday after Thanksgiving gives all the retailers a chance to celebrate or suffer, as it frequently sets the tone for the holiday’s profits or losses. Last year saw a drop in holiday spending as the recession took hold, the ... Views: 776
A Health Savings Account is a type of health insurance plan that allows individuals and families to reduce their annual incomes while, simultaneously, storing money away that they can use to pay for qualifying medical expenses. Much like an IRA, the money that an individual saves in a Health ... Views: 1123