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Overview
Harris County Appraisal District's i-Settle program is worth considering. However, for most property owners it is a poor choice.
O'Connor & Associates' experience with i-Settle yielded three conclusions:
The settlement rate was very low (about seven percent)
When settlement ... Views: 2337
Has financial stress recently pushed you over the edge? Do you feel like you are getting hit from all sides? Are you looking for new ways to deal with the economic pressure? You are not alone.
First, I am putting all the usual money talk aside. If you are feeling pressured to smile all the ... Views: 2333
Background
Accounting has been defined by the profession as “The art of recording, classifying, and summarising, in terms of money, transactions and events which are, essentially, financial in nature, and interpreting the results accordingly.”
Accounting relates to the dissemination and ... Views: 2310
There are several ways to help people in poverty. You can give them all a fish, or you can teach them how to fish. In this article, I’m going to teach you how to provide more sustainable solutions to the problem of poverty.
Instead of giving your financially burdened friends a loan, for ... Views: 2310
Kris: You’re listening to Wellness TalkRadio. I’m Kris Costello. Thanks for joining us.
We are very pleased today to have Robert Kiyosaki of Rich Dad, Poor Dad fame, and his sister, the Ven. Tenzin Kacho, a Buddhist nun ordained by the Dalai Lama. They’re going to be talking with us about ... Views: 2310
ADX is amongst the most widely used trading indicators in the world. It is also one of the most taught throughout credible Forex trading training programmes. The reason why it is so popular is because it helps a trader decide whether a trend is about to appear. When you learn Forex trading you ... Views: 2298
As the Obama Administration's Home Affordable Modification Program (HAMP) approaches its sixth month, the challenges facing the plan are becoming more clearly defined while solutions to those challenges remain a work in progress. Admittedly off to a slow start, the program has about 200,000 loan ... Views: 2293
If you are like most people, when you think about how to make money, you think about the specific jobs, businesses or schemes that will bring in the cash. But while there are many ways to make it, all these ways have their examples of success and failure. Why do some fail at the same things ... Views: 2292
If you want to stay out of debt, there are a couple of habits that you need to develop first. These include budgeting, saving and smart spending. All of them are needed in proper financial management. Of the three, smart spending is the habit that will literally keep you from accumulating debt ... Views: 2285
(The shocking, whole-truth Credit Counselors don’t want You to know about Debt Consolidation)
You’re deeply in debt, wondering which way to turn. You’re confused, worried, and so stressed out you can’t think straight. What do you do?
Most people first think of the words "debt ... Views: 2260
How to Buy a Hard Drive
Introduction
Your PC's internal hard drive is a real workhorse--the most critical component of your system after the CPU and memory. The hard drive is the hub where your operating system, programs, and data are permanently stored and accessed.
If you edit ... Views: 2259
Divorce can be a very emotional time – full of doubts and questions. We hope the advice below makes things a little easier.
Before beginning, it is important to try to separate your emotions from your legal and financial decisions. You are not a “gold digger” because you want to ensure ... Views: 2248
HEALING WITH NLP™
By Barbara J Stepp, Master Trainer NLP™, DHE®, Clinical Hypnotherapist
NLP™ is simply a resource to add to our toolbox of skills and knowledge.
I offer this to compliment medical treatment.
Dr. Richard Bandler, genius and father of NLP, has said that NLP and Hypnosis ... Views: 2236
Hopefully you have already checked your credit reports and are correcting any errors. (If you have not done this, read my previous article, Start Your New Year Right By Checking Your Credit Reports ). Make sure you monitor and follow through on any disputes. That is a good start. With a ... Views: 2233
In the previous article we got the first three fundamental steps out of the way:
1. Getting established with a financial institution
2. Checking/correcting credit reports
3. Establishing a budget.
Now we are ready for credit! Below you will find key points and a continuation of my ... Views: 2231
Health complications occurring in women that call for prolonged treatment or numerous other medical complexities may lead them to take the help of Transvaginal mesh lawsuits. Well, the need for carrying out this process is to get adequate financial aid for proper medical treatment. If you have ... Views: 2226
One of the most frequently asked questions for a financial advisor is “How much money do I need to be able to retire?” Well, the answer is both simple and complex. To get a real understanding of this question, you need to understand the concept of “wealth equivalents”.
The first thing to ... Views: 2225
You’ve probably seen lists like this. I just received one attributed to the Tony Robbins organization; I’ve received others in the past. Not bad advice, actually so I’ll share the one I just got with a few changes.
ONE . Give people more than they expect and do it cheerfully, willingly- they ... Views: 2211
Neways is a healthy network marketing business that has been successfully trading for over 20 years. Coming from the pharmaceutical industry, the founders knew that they wanted to create better products and so Neways was born, and it has since grown into a three quarters of a million dollar ... Views: 2210
Harv Eker makes the case that everybody has a money thermostat that governs how much money we allow ourselves to make. It is just like how we have thermostats for happiness, health and weight, and relationships. These thermostats are pretty much set by the time we are 15. Unless we make a ... Views: 2209
One of the best things you can do for your financial situation would be to save money every month! I personally recommend that you save at least ten to twenty per cent of your monthly pay to see some really good results. I know that this amount is not the law, and would be altered to suit the ... Views: 2196
Prosperity is often associated with money. The more money you have, the more prosperous you become. This has become a common belief that is false.
Most of our lives, we have been taught by the our instinct and society to be "go-getters"; meaning, we have been taught to always grab the ... Views: 2189
Lenders offer loans for additional help to people who are in urgent need of financial resources. This helps them to satisfy their needs and demands. Lenders are interested in those borrowers who earn on a fixed basis whether it is a salaried person or a self-employed. They expect a regular ... Views: 2188
If you have never spent time around an older person then that is something that you should probably schedule some time to do. Listen to their stories and their regrets, listen to their loves and their hates, and last but not least listen to their mistakes. I spent some time talking to elderly ... Views: 2183
Making extra cash in this unfriendly economy can add so much value to your life, more than you can ever imagine. You don't have to wait for your paycheck at the end of the month to buy groceries and other items, and you get to increase your savings for the future. Luckily, there are creative ... Views: 2182
I remember recently hearing someone complain about how she lost her house because her 7-year Adjustable Rate Mortgage expired and the payment went up. The way this woman was talking, I figured the payment increased at least a thousand dollars. Curious, I asked, "Wow, how much did it go up?" ... Views: 2167
Creating a list of rules to follow is a great way to help insure your success and the much needed positive trading perspective. Put the rules on the wall next to your computer or the wall above the monitor to remind you were you on a daily basis. For those who have been in the market for years, ... Views: 2167
If I settle my credit card debt, how will these significant savings affect my taxes?
This is an interesting question when considering how to get out of debt.
In general, the IRS considers $600 or more of debt which is forgiven or discharged as income. This mean if you owe $50,000 in credit ... Views: 2166
Original Intention on Earth is for us beings (humans and others) to interact with the medium being Love. By exchanging Love.
We are meant to exchange energy with one another by means of Love. We're meant to interact, give back and forth, evaluate one another by, see the world ... Views: 2165
Researching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable option—meaning that you can get set up and manage it consistently—wins out over anything else. The point is to get started, because that is the ... Views: 2159
Choosing a university or college in order to get a desired degree or qualification can become a real challenge when making a first step into a student's life. However, if you are aiming at great goals in your life & have everything needed to study wherever you want, than the United Kingdom can ... Views: 2159
Foreign Exchange, called Forex or FX, is becoming more and more popular with people who wish to invest their money online. Forex is the world’s biggest market, trading about $5 trillion a day! No other market is as big as the currency market, which trades 24/7.
Forex is quite simple to ... Views: 2158
The avenue to wealth in tough times call for some refocusing on certain areas in your financial life. Here's the situation.
The government has financial problems (in case you didn't know). Their bills are more than what's coming in. What are they going to do? It will be a combination of ... Views: 2148
More and more people are jumping on the bandwagon that is the paper trade and while you may know the potential of the market to make investors good money, you might know why exactly. The Forex trade has some features that make it a viable option for people with the right combination of skill ... Views: 2144
Do you know anyone who has sex for money? Sure you do. Whoever stays in a dead relationship just to retain financial security is exchanging body parts for cash! This is what I call Transaction Love.
Love as a transaction dates back to when “I’ve got cattle” was followed by “What can you trade ... Views: 2141
Do you often require cash for emergency purposes ahead of next payday? Urgent cash today is designed primarily for the working people like you so that you can borrow the cash without hurdles in their way. You can have the cheque back on the due date by repaying the loan amount in cash. The ... Views: 2133
If you are thinking about investing your money to meet your financial goals, you should have a list of questions to ask any prospective financial advisor, counselor or guru. Not only will you become at least partially financially literate but your investing could just end up producing personal ... Views: 2118
For all that I go on about how money is just energy, has no meaning other than what we attach to it, and how there is no shortage of it, I still find myself feeling a lot of anger towards the guys on Wall Street who took an average of $12 million each in bonuses.
The fact that they took the ... Views: 2117
Many people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works.
Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ... Views: 2115
For some, true freedom is defined as being “able to do what you want, when, with whomsoever, wherever and however you want”. Others described it as "being able to wake up when you finished sleeping!”. The most common road taken to such freedoms as described above is by becoming an entrepreneur. ... Views: 2114
Success is something that we all aspire for.
Several resources offer their help in helping us achieve this goal.
But we all have different needs, wants and goals.
Some goals are specific while others more generic.
One of the things that is more wanted or coveted in this regard is ... Views: 2109
When reverse mortgages were first introduced back in 1961 they were initially designed for cash strapped seniors to tap into home equity to supplement retirement income and many still continue in this philosophy. However, Realtors, Elder Care Attorneys and even Financial Planners are endorsing ... Views: 2104
How do you get out of debt? That's the $64 million dollar question facing an alarmingly large number of Americans today, and by the look of things, unless people wake up to the reality of the situation, its not going to change any time soon.
Are You In Debt Right Now?
As you read this ... Views: 2103
Trading Forex can be one of the most difficult jobs to do and perhaps that is why 90% of traders tend to fail. The common misconception is that the market can be a little bit like a betting playground but the truth is completely the opposite. One of the main reasons why traders fail (especially ... Views: 2102
One of the downsides of being a real estate investor is your vulnerability to law suits for injuries that happen on your property. A study released by the Pacific Research Institute estimates that approximately 15 million civil lawsuits are filed each year in the U.S, which costs litigants over ... Views: 2102
“Can wealth give happiness? Look around and see, what gay distress! What splendid misery! Whatever fortunes lavishly can pour, the mind annihilates and calls for more.” - Andrew Young, Civil Rights Activist.
Think about the rich and famous, the media, our rock stars, and movie stars we ... Views: 2098
Debt. An ingenious substitute for the chain and whip of the slavedriver.
~Ambrose Bierce, The Devil's Dictionary, 1911
Credit card debt for even those of us lucky enough to remain employed can be a massive financial yoke around our necks in the present and a destroyer of wealth for those you ... Views: 2095
A lot of people who must file for bankruptcy feel ashamed. Some of the people I’ve coached around financial freedom feel that their need to file for bankruptcy proves that they are “bad with money” or “unworthy.” Nothing could be further from the truth.
No, bankruptcy is not an easy decision ... Views: 2089
Choosing Your College Major:
After graduating high school, choosing a college major can be a splash of reality and your first formal introduction into the “real world.” Many colleges have a plethora of majors in which to choose from and some will seem interesting while others will turn you ... Views: 2083
Soon people will be writing out their New Year's Resolutions for 2009 or at least thinking about the New Year. People will be thinking of what they want, what they want to be different and better, and what they think they could do differently to better bring about the life or circumstances they ... Views: 2078