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Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres ... Views: 942
Economy is called the dismal science because it pretends to be one, disguising its uncertainties and shifting fashions with mathematical formulae. Economy describes the aggregate behaviour of humans and, in this restricted sense, it is a branch of psychology.
People operate within a ... Views: 830
Even the most devout proponents of free marketry and hidden hand theories acknowledge the existence of market failures, market imperfections and inefficiencies in the allocation of economic resources. Some of these are the results of structural problems, others of an accumulation of historical ... Views: 792
Cheap personal loan quotes are quite popular with young people who are on a lookout for low cost credit options. And the rush is the heaviest in the summer season when schools get closed. Students who are taking a gap year are always searching for some kind of cheap funding assistance to ... Views: 826
I have little capital to invest, should I invest it in the stock market?
Well, as it turns out, this question is really multi-dimensional. To answer the question we will analyze the two most important and common dimensions: Your Career and Your Investment.
The answer is simply this. Which ... Views: 796
Asia--still expected to be the location of roughly two-thirds of all additional global economic growth over the next 20 years
Budget Deficits--a serious issue in the U.S. and around the world. The French, the Germans, the Italians, the Japanese, and many others have similar ... Views: 734
U.S. inflation pressures have moderated in recent months. This is a critical development regarding the Federal Reserve's ability to possibly trim its key short-term interest rate later this year.
We still subscribe to the view that the next Fed move will be to reduce its federal funds rate ... Views: 616
The Australian home loan market is likely to have a hike in its value by almost double by 30 years from now. In that way the value of the house which costs $350,000 for mortgage now in New South Wales will cost around $916,000 down the lane.
If you read it correctly, that is close to a million ... Views: 742
Its true, unsecured loans come with a financial package where people don't need to pledge their property. Generally these loans are meant for people looking for low amount (up to £25,000) and for shorter period of time, up to 10 years. Beside these facts, it’s always better to come up ... Views: 848
UK property owners are blessed to avail a big loan amount with reasonable terms and conditions. You simply need to put your property as collateral to avail a loan amount.
It is your valued property which acts as a bridge between you and the lender. As lenders get a repayment assurance, he is ... Views: 615
Just as the color of our eyes is controlled by our DNA, so is our attitude and acceptance of money. From a very early age, our “money blueprint” is developed. Usually it is our parents who create this blueprint for us. If we see our parents begrudge those who have money, then we grow up with ... Views: 1104
Learning from M.O.N.E.Y
Let us learn from the word “M O N E Y.”
Embedded in the word money is “ONE.” It is the smallest unit and smallest value of money. When we realize the value of every single rupee we start becoming money conscious. Little drops of water and little ... Views: 591
Blaming financial trouble on outside factors is the norm, but is it the truth? Sometimes. Unexpected things do happen, after all. On the other hand, some people manage to handle the unexpected without any real financial difficulty, right? What are they doing differently?
To begin with, some ... Views: 680
Economics is simply "the study of life" and the choices we make. Human emotion is perhaps the strongest force in the economic and financial environment. It gets its appropriate level of respect in the real world--and a very short shrift in the land of academia. Human emotion...the need to ... Views: 614
We just got finished with a birthday weekend for my older daughter. My wife and I noticed something really cool that was happening with her...something that has everything to do with expereincing abundance.
Here's the story: there was a time in our lives when we were watching every dime. We ... Views: 950
Are you planning to go on a vacay this summer? Well, it’s really a nice experience that everyone should have. But, you should make it sure that this wonderful experience remains wonderful and does not become a financial disaster for you.
A recent research conducted by Nationwide reveals that ... Views: 590
Identity theft comes in a wide array of forms and shapes, and it's a constantly evolving field as new scams are developed for different purposes.
The most common variety of identity theft is financial identity theft. A thief tries to corroborate stolen credit card information with either a ... Views: 1046
For many people, postponing distributions from an Individual Retirement Account (IRA) as long as possible is a good retirement strategy. It lets you continue to enjoy the benefits of tax deferral, which can make a significant difference in your account growth. But not everyone has the luxury of ... Views: 567
The average annual cost of care in a private nursing home is about $66,0001 a sum that could quickly deplete almost anyone’s assets. One way to protect yourself and your assets is to purchase a long-term care insurance policy — just in case.
Essentially, long-term care insurance pays for ... Views: 598
Alex and Brad, both in their mid-forties, had just celebrated the tenth anniversary of Consulting, Inc., their market consulting business. The next morning, before going to work, Brad suffered a heart attack while jogging and died later that day. Alex suddenly lost his long-time business ... Views: 617
As a sole proprietor, you've enjoyed watching your business take off. Your customer base is building, orders are steady, and your overhead is under control. But with this growth, you now realize you can't handle everything yourself. You need to attract investors, take on a few associates, and ... Views: 752
First growth, then income. If you’re like most investors, you want to achieve growth while you’re working and income after you retire. But that doesn’t necessarily make it smart to change your investment strategy when you retire by shifting your portfolio completely out of stocks into less ... Views: 659
Why Consider Variable Annuities?
By David N. Chazin
In conjunction with Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Mr. Chazin is a regular contributor to www.PlannerConnect.com.
You may already participate in an employer-sponsored ... Views: 686
We are each proud of our own unique identity. Many of us work very hard to establish a good name and a good reputation. So when someone has the audacity to steal our identity and ruin the good reputation and name that you have worked so hard to create, it is very frustrating.
What the criminal ... Views: 1156
I believe real-life economics must be one of the most glaring omissions in our educational system. I say this because in my travels to lecture throughout the world, I constantly run into otherwise well-educated people -- doctors, lawyers, top corporate personnel, even entrepreneurs -- who ...
I ... Views: 973
Guaranteed term life insurance. One of the more loosely used terms when selling most any product is the word "guaranteed". Sometimes there is a measure of validity to it, sometimes not. Fortunately for the life insurance buyer the phrase "guaranteed term life insurance" is for real. When a life ... Views: 764
There are various types of car finance options available to you. But, personal loans have an edge over other borrowing options especially the showroom finance.
Anybody who wants to finance a car may feel confused because of the variety of options available in the market. Besides car loans ... Views: 681
Do you want a car lease or a car purchase? This is the most important question, which needs answering, once you have decided to have a car. The biggest catch in the car industry is to be at the right place at the right time and get the best bargain. Some of the hottest automobiles are available ... Views: 970
By David N. Chazin In conjunction with Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Mr. Chazin is a regular contributor to PlannerConnect
This article is for educational purposes. 1031 exchanges have restrictions and limitations.
When ... Views: 783
UK loan market is seeing a huge demand for unsecured loans. Loan applicants with good credit record are in a better position to get a more competitive loan deals. More likely a borrower gets a low APR rates with a higher loan amount. Usually, the lender is more comfortable in offering a loan ... Views: 570
Knowing ways to save money on gas can make a big difference in your monthly fuel bill, whether you are embarking on a long journey or just making a daily commute.
Top Tips for Gas Savings
Here are eight quick tips for saving money at the pump.
1. How fuel efficient is your car? Do some ... Views: 622
People talk about running the numbers before buying an investment property, but what are the numbers and how do you get accurate numbers? Running the wrong numbers can make the difference of making $500 or losing $1000 per month. In this article we will go through the costs and factors to ... Views: 716
To avoid debt don’t get a loan – simple isn’t it? But, is it really that simple?
Sometimes we can’t avoid having to borrow otherwise how are we to get our new home? Not many of us would have the cash to buy it outright. But what you need to understand is that there is good debt and there ... Views: 1949
Growing up, we always knew when the household bills came due. There was always a day or two when my sisters and I dared not bother our mother, who had the responsibility of paying the bills and balancing the checkbook. Frankly, we quickly learned to just stay away at that time. Those couple of ... Views: 1021
With identity theft on the rise, it is necessary to be aware of how thieves operate and what you can do to protect yourself. This article will deal specifically with these issues regarding debit cards and ATM cards.
With ATM and debit cards, it is the PIN that poses the risk for identity theft. ... Views: 830
In 1979 I went on my first temporary assignment as a legal secretary. I didn't think much about it. All I knew was that the temporary agency paid me $8 an hour to work in a law office versus $5 an hour working in a "non law" office. Over the next 20 years I continued to look at working in the ... Views: 1392
Identity theft is becoming an increasingly frequent problem that threatens the privacy and personal safety of people both outside and within online circles. While it is hard to believe, a mounting trend across the Internet involves fraudulent companies posing as reputable companies.
This is one ... Views: 857
Yes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today’s world to prevent yourself from becoming a victim of fraud and identity theft.
There are a few points to keep in mind when balancing your checkbook. ... Views: 1502
Either for unexpected expenses or due to lack of proper budgeting, many people run out of cash and find themselves unable to make ends meet.
Obviously, the best thing to do would be to count with a savings account to cope with such situations but for the majority of people who don’t, a ... Views: 661
Selling A Structured Settlement
As we have seen in other articles in this series, a structured settlement could turn out to be inadequate to meet your financial needs. The question of selling the settlement comes up in this context.
You have heard that people do cash out settlements. However, ... Views: 635
The term “two cycle billing” may not be common knowledge to all credit card users, but it is a concept that everyone should be aware of. Some issuers have been moving away from the average daily billing cycle and changing over to the two cycle way of calculating the interest earned on balances. ... Views: 772
Much like the X files, "Your Information Is Out There". Identity theft relies on the fact that your information is out there, and that most people don't bother to check on their identity information regularly. There are lots of avenues for an identity thief to grab your private ... Views: 1061
Many people who successfully manage their finances use multiple bank accounts to do so. Here are some of the benefits and advantages of doing so.
* Seperate Money for Bills from Slush Funds
To handle your money (and particularly your credit rating), it is essential that you know you can pay ... Views: 1621
Have you ever walked around the same park, section of neighborhood or strand of beach over and over again? Is it possible that in going "around the block" so many times we actually miss seeing the obvious, what is right in front of us? I believe it is.
Then one day, for no apparent reason but ... Views: 832
In this day in age, identity theft is a very real and unfortunate occurrence, knowing how to protect yourself is your first defense.
Identity Theft: Learning To Protect Yourself
We live in a world in which identity theft affects us all. At every corner, at every turn, there may be a thief just ... Views: 1068
Everyone wants a large loan amount to satisfy their requirements. Other factors that influence the loan process are flexible repayment and lower interest rates. Secured loans can be treated as an option for solving all such requirements. However, this type of loan option can only be availed by ... Views: 671
Worrying about your finances can be very draining on you and your family. However, there are a few basic skills, if mastered, can transform your finances and your life.
Personal finance and business finance are based on the same principles - only the scale is different. Let's see how business ... Views: 693
If you are like the millions of people suffering from bad or damaged credit and having trouble obtaining credit cards, you might want to consider a secured credit card. These are perfect for any person looking for credit repair and wanting to understand their options. What is great about secured ... Views: 634
No matter the size of your company, be it large or small, you may still benefit from owning a business credit card. This article presents 10 reasons why having a credit card that is specificly designed for business is a beneficial decision for you, your company, and its employees.
1. Adds and ... Views: 813
With all of the credit card offers floating around today, how is one to decide which offer best fits their individual needs? Most credit cards today are designed to be used by a certain types of cardholders, and in order to get the full benefit from any given card you will need to pick the one ... Views: 765