If you’re looking to save money, why not save on auto insurance? There are so many ways to save money on car insurance in Edmonton. Depending on the type of vehicle you drive, and the type of insurance coverage you have, you could save on hundreds of dollars each year in insurance premiums. Here are the top 10 ways you can save on auto insurance in Edmonton, AB.
- Compare Quotes Online
Different car insurance companies in Edmonton, AB charge different rates to insure the same car and driver. That’s why it’s important to do your research. But calling around to get comparative quotes from every insurance company in Edmonton is a lot of work. Avoid this time-consuming tactic, and compare quotes online! For your convenience, we offer instant online car insurance quotes that allow you to compare insurance rates across a wide cross-section of Edmonton insurance companies.
- Use the Tools Available to You
There are many online insurance calculators and tools that will aid you in the process of researching the diverse rates and premiums that insurance companies offer. With so many insurance companies to choose from in Edmonton, you’ll want to use all the tools available at your disposal.
- Read Consumer Reviews
Buyer beware! As a consumer, you should always do your due diligence and check up on the insurance company you are thinking of going with. Go online and read consumer rates and reviews to avoid any nasty surprises.
- Find a Broker
Once you get a quote for car insurance in Edmonton, speak to a professional insurance broker or agent directly. InsurEye can connect you to a licensed professional in Edmonton to get you set up with your policy as quickly and easily as possible.
- Increase Your Deductibles
If you believe that you’re capable of handling higher payments for damages that result from an accident, increase your car insurance deductibles to save money. This tip is best for more experienced drivers.
- Take a Picture
While installing a dashboard camera in your car or vehicle won’t get you any direct insurance discounts, it may provide you with the evidence you need to prove you are not at fault in the unfortunate case of an accident. This can help you from having to pay unfair premium increases.
- Check Your Membership
If you’re a member of a professional organization, such as the Certified Management Accountants of Canada or The Air Canada Pilots Association, you may be eligible for a discount on your auto insurance. Make sure to check out all the benefits your professional membership provides.
- Skip the Primary
If you’re driving a car as an occasional driver, don’t put yourself as the primary driver. Become a second driver instead of a principal driver to save money on your insurance.
- Pay-As-You-Drive
If you drive only occasionally, it doesn’t make sense to have insurance coverage all the time. Why not just pay for coverage while you’re on the road? You may be able to install a device in your vehicle that tracks your driving profile, which may reduce your insurance premiums. Ask your agent or broker about this handy device.
- Maintain a Good Driving Record
Not only do good drivers get the best insurance rates, if you apply for life insurance, some carriers will check your driving history. Those with a history of accidents and tickets are often considered high risk, meaning higher life insurance premiums. Maintain a good driving record for the sake of yourself, other drivers, and your wallet.
We are here to help you save money by finding the cheapest rates and best insurance coverage in Edmonton, AB. Don’t spend extra on auto insurance. Our personalized service is dedicated to you – to getting you the very best in auto insurance coverage.
Author's Bio:
I'm a passionate writer, who is deeply involved with financial and medical topics.
