Here is a breakdown of the most common types of insurance offered by rental car companies:
Collision Damage Waiver: This will cover damage you caused to the car. There may be some exclusions about what is covered and/or specifics causes of damage.
Liability Insurance: This will cover damage to other vehicles, property, and people as a result of accidents you cause when driving your rental car. This insurance does not cover you, your passengers, or the rental car.
Personal Accident Insurance: This will cover the medical costs for injuries to anyone in your rental car during an accident.
Personal Effects Coverage: This will cover personal items stolen from the rental car or items lost in the event the car is stolen. There may be some exclusions and limits to what is covered.
Before you rent any vehicle, we urge you to do some research to understand what coverage you may have or what you should purchase in addition to your coverage. It’s always smart to know beforehand, so in the event something does happen, you’ll know what is involved.
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If you or a loved one have been affected by a personal injury, we encourage you to consult with our Oklahoma City personal injury attorneys Lawyer.