Setting up your career as a yoga teacher requires the gathering of both tangible and intangible items and services. The tangible ones may be easier to understand, and the list may include items such as mats, music and space for your clients.
Most of the items on the intangible list may have much more to do with the business aspect of your career, rather than the yoga aspect. In other words, these intangible services are what allow you to run a successful business as a yoga teacher. Examples of such items may include your yoga teaching certification, your business licenses, approval from a regional governing board and so on.
One important part of your intangible to-do list should be the act of securing insurance for yoga instructors. In fact, this may be a necessary step before you can check off other items on your list. For instance, depending on the laws and regulations where you live and work, you may be required to show proof of insurance yoga instructors in order to get your your business license.
In case you are wondering why insurance for yoga teachers is such an important part of the foundation for your career, there are several reasons. In general, a yoga insurance policy will protect you from legal claims in the future, and such claims are always a possibility, especially when one works closely and physically with members of the public, as is the case with professional yoga teachers.
One part of your insurance for yoga instructors should cover you in case a client ever slips, trips, falls or has another type of accident on the property of your cosmetologist business. If a client gets hurt in an accident on your property and decides to sue you for the damage or injury, then you will need the general liability coverage provided by your insurance for yoga instructors.
Other key reasons to possess yoga insurance are for the malpractice or professional liability coverage, as well as the product liability coverage. The former—malpractice or professional liability coverage—is there to protect you in case a client claims damage or injury due to a lack of skill or competence on your part as the professional yoga teacher.
The product liability component of insurance for yoga instructors works much the same way—it offers coverage in case a client claims damage or injury due to a product you used during the lesson.
The National Association of Complementary and Alternative Therapy (NACAMS) is a national insurance provider offering CAM professionals comprehensive liability insurance and practice support. While providing the best value to the practicing CAM professional, NACAMS, Yoga liability insurance package is the most comprehensive in the CAM industry. By focusing our liability insurance exclusively on the complimentary and alternative medicine professional we are able to provide a personalized experience and a comprehensive plan of member benefits.