Naivete, or innocence, puts women in danger because they can easily be taken advantage of. This may be intentional or unintentional, but it is certainly easier to sell something (like an insurance policy, real estate, an investment, a car repair, or something as simple as a nick-knack) to someone who doesn’t understand it and doesn’t ask questions. So maybe the agent isn’t intentionally trying to harm you, but if you don’t know what questions to ask, neither of you will know whether it’s right for you or not.

Women can easily gain the empowerment they desire by gaining the right knowledge. Knowledge is confidence. Knowledge is safety. Knowledge is power.

Three ways women can become empowered with their money are to get educated about money, overcome their innocence and work with trusted experts.

Get Educated About Money

Where were you taught about growing, maintaining and protecting wealth? Probably not in school or by your parents. In fact, there have been very few places to gain financial education unless you wanted to major in accounting or finance in college (I know…sounds extraordinarily exciting, right?)

But now you have more options, there are many places on-line to help you learn about insurance, investments, taxes, estate planning and more. The important thing is that you do it. Take action. Don’t ignore your retirement, expose your assets, and take unknown risks with your investments because you are too nervous to learn. You can talk to an expert or work with a money coach…but don’t just do nothing.

Overcome Innocence

Do not be taken advantage of because you don’t understand something. Also, don’t let your heart blind you and leave you exposed in your close relationships by ignoring warning signs of a money-mess boyfriend.

Gain confidence in yourself by taking trustworthy actions. Your innocence will disappear with a good financial education, trustworthy advisers and mentors, experience and the willingness to take charge of your money. The more confident you become, the more empowered you will be. You are not a victim, you are a warrior!

Work with Advisors

I know it is intimidating to walk into that big office with the brass, mahogany and thick carpet. Not to mention that 90% of the time the advisor will be a man. But it’s important that you do. You must invest in good advice so that you learn and you are protected. Interview advisers, check their credentials, get referrals, and most importantly make sure you are comfortable working with them and feel respected and heard.

Often women are dissatisfied with their advisers because they don’t feel heard or understood. Make sure this is not the case for you.

To continue to grow your self-confidence and empowerment, gain an awareness of your own money habit and patterns as well.

Author's Bio: 

Angie M. Grainger, The Black Belt Money Master
CPA/PFS, CFP®, Certified Money Coach