Banks, T.A.R.P. -- the ‘Troubled Asset Relief Program’, and home foreclosures, have been in the news numerous times since 2008 and will continue to be a hot topic for many years to come. Why? Because, as they say; “It is not over until it is over.” Believe me when I tell you, it is not going to be over for a long time.

Sure, the media would have you believe that things are getting better, but you must keep in mind who most likely owns the controlling shares in the media and who certainly pays for the advertising that keep the media solvent. In short, the media are bought and paid for, so when their puppet masters pull the strings that are attached to their purses, they dance when told to dance.

Are the banks really your friend? Well, let us look at their behavior, and the favor they have with the politicians you elect, and how they are treating those less fortunate and weaker than themselves.

A number of financial giants have received federal bailout monies in the past year. This is in effect your money in the form of current and future taxes. The government immediately printed more and gave it to them and others, which is another story about inflation, and one which we will all pay for in the long run. The government didn’t ask your permission, they just did it. This makes any thinking person ask; whose side is the government really on, yours, or the banks? Those who can bend the politicians’ ears with expensive lobbyist, and provide them with the most benefits of course!

This bailout money has kept the banks solvent and rescued them from a disaster of their own making -- one whose root sprang from a seed of greed. They sold the unwitting population dodgy mortgages, tempting them with expensive advertising and highly paid and persuasive salespeople, and the promises of a never-ending prosperity, and when the faux financial ‘chickens came home to roost’ and laid lots of ‘bad eggs’ the banks didn’t want to wear it, so they made the taxpayer pay for their error by lobbying the government to bail them out, ensuring that the very people they sold the dodgy deals to in the first place would carry the burden of their blunder. Perhaps they designed it this way. Are they not supposed to be the experts? Surely, they knew that it would all come down to this.

Let’s not forget that everyone in the chain of events, including the hapless home-buyer, profited from the ‘prosperity dream scheme’. But that is as far as it goes. The prosperity of the homeowner is well and truly over. That which once seemed like the American Dream is now a nightmare for the homeowner. The financial institutions profited the greatest, from those who designed the dodgy loans to those who sold them. Like bedfellows they moved as one. When one turned over, so did the other.

Now here is the insult, in fact one of several. According to Neil Barofsky, the special inspector general for the Trouble Asset Relief Program, “The total potential federal government support could reach up to $23.7 trillion” One ranking member, Rep. Darrell Issa, R-Calif., of the House Oversight and Government Reform Committee said, “If you spent a million dollars a day going back to the birth of Christ, that wouldn’t even come close to just $1 trillion -- $23.7 trillion is a staggering figure.”

Let’s see, by my calculation it would take 46,000 years -- give or take a few centuries -- just to pay back the principle, let alone the interest!

This staggering amount of money is created by the Federal Reserve in collusion with the government to beat back the bank collapses, bail out the auto makers, boost lending and stave off further housing foreclosures. Keep in mind, those that own the Federal Reserve are -- you guessed it -- the banks! Also keep in mind the people who are ultimately going to pay for all of this ‘created from thin air’ money – are the taxpayers, and they will pay back to the banks -- at interest -- forever! Well, perhaps I exaggerated just a tad. For at least 46,000 years.

Now here’s another insult to us. The bailout monies are being used to provide exorbitant bonuses to the very people who caused this disaster in the first place. According to the New York State Attorney General Andrew Cuomo, a great many of the bonuses exceeded the amount of profit generated by the banks! They are fiddling the books like crooks while Rome is burning.

Here is the final insult -- well, for now anyway. Banks in states like Arizona are using their lobbying powers, greased with the bonus monies that saved their skins, to have laws changed to their advantage at the expense of the very people to whom they originally sold the dodgy loans, when times appeared to be booming -- according to the media that is.

What a shock! Politicians being bribed by those with the big money grip. I thought prostitution was illegal?

The homeowners, who bought into the dream of a second home as an investment, and one that is now in foreclosure, are at this time threatened with garnishment of their wages! It doesn’t take a genius to see that if their wages are garnished that they cannot pay the mortgage on their first home either, and will soon be – well, let’s be perfectly candid -- homeless!

If they can do it in one state, don’t you think they will push to do it in the other states as well? After all, they have bonuses to pay themselves and share holders to please.

Talk about mean spirited! Now I ask you once again. Are the banks really your friend?

Please do two things immediately for your own sake, and do them quickly. Form an L.L.C. or Limited Liability Company to protect your assets, and then invest in Tax Defaulted lands for a fraction of their real worth through tax deed sales, to increase your assets at very little cost – usually for mere pennies on the dollar of their real value. At least then you will own some land, and can build again.

Then do a third and fourth thing if it is possible, don’t believe the media when they tell you the banks are your friends, and don’t trust the banks and their ‘double speak’, and if at all possible, never borrow from them again – they are not your friends. Their actions prove it, and actions always speak louder than words.

Plain speaking in a world of ‘double speak’ is not always easy to hear. Most people want to have everything P.C. -- ‘politically correct’, and offend no one. Well, we all should be offended by this outrage. So what can you do? Dig a deeper foxhole and keep your head down, because they are loading their guns -- and you are the target.

Find a way to get out from under their ‘big money grip’. Your very existence, and that of your children and grand children, and even their great grand children, may depend on it.

Author's Bio: 

Harry Connor Jr is a marketing guy in Print and TV Commercial Production in general business and real estate, who loves the internet. For more information on what Harry is up to go here and