The Coronavirus pandemic led to financial crisis in the lives of millions of people worldwide. In America alone, a large number of people are unable to pay even the minimum monthly dues on their credit cards. Many fear repossession of their car due to non-payment of car loan. Many others have experienced a sheer dip in their credit score.

According to a report, the number of bankruptcy filings shot up after the lockdown was over.

Bankruptcy attorneys have been a busy lot. Once a creditor files a complaint in court against a debtor, attorneys try to contact the debtors to offer their legal aid.

Are you a debtor in similar situation?

If yes, then you must consider hiring an affordable bankruptcy attorney in Maryland. The attorney will give you sound legal advice and guide you in each step of filing for bankruptcy and court proceedings.

Benefits of bankruptcy

The successful discharge of a bankruptcy case wipes off a certain set of debts completely. This means you need not pay that money.

Also, depending on the chapter you choose, bankruptcy gives you an opportunity to reorganize your debts and consolidate them into one lump sum amount, which you can pay monthly in a convenient manner.

Bankruptcy laws give you more time to pay the mountain of debt. This eases out the stress and gives you a chance to bring back your finances on track.

You are saved from the hounding creditors. Once you file for bankruptcy, creditors cannot contact you to collect money.

Contrary to the popular belief, you can still manage to get a loan after declaring bankrupt. It depends on how successfully your case gets discharged.

Significance of a bankruptcy attorney

It’s a smart idea to have an experienced bankruptcy attorney by your side. You can be rest assured that you are performing each legal step correctly, filling all the paperwork completely and accurately, and not making mistakes, which can prove to be costly for your financial future.

You can easily contact Maryland bankruptcy lawyers online. They may be associated with a law firm, or they may be working as a sole legal practitioner.

Is it mandatory to hire a lawyer to file for bankruptcy?


You can file for bankruptcy pro se, which means on your own, without a lawyer.

However, in this case, you must understand the bankruptcy laws, be careful about filling the petition correctly, find out about each step, including undertaking the mandatory courses, and other such important step. Missing any step or doing it incorrectly can lead to the dismissal of your case.

It can be a headache filing for bankruptcy without a lawyer. The laws are complex. The entire bankruptcy process is lengthy and cumbersome. A lawyer by your side can make things smoother and easier for you.

So, if you are thinking of filing for bankruptcy, find a reputable and affordable bankruptcy attorney Maryland. Remember, you are about to make a big decision of your life. A lawyer can guide you whether you are making the right decision.

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