Get 3-in-1 Benefit by Investing in ICICI Multi-Asset Fund

Everyone has goals and responsibilities in life. Some wants to get a house, and some must be planning to retire rich so that they can enjoy their post-retirement life. We all have dreams but are we really investing in such plans that can offer us good corpus at the end to achieve our goals? The answer might be yes or no but a best investment is the one which is highly diversified. So, many investors are entering in the investment plans through multi-asset strategies which offer them high returns in the long run and also adjusted risk. If you are among such investors, then go for investing in ICICI Prudential Multi-Asset Fund.
Investors most prefer the fund because it is adaptable to the market changes and has a disciplined approach of rebalancing the portfolio. So, we have brought some more benefits of investing in ICICI Multi-Asset Fund which are listed under:

1.Diversification

The major advantage that an investor can take from investing in ICICI Pru Multi-Asset Fund- Growth Plan is its diversification. The fund invests in at least three asset classes at any time of the market by keeping a minimum of 10% in each class. Currently, it is investing in equity, debt, commodities and money market instruments. This asset allocation is also shown in the pie chart provided below.

If we go in depth of asset allocation, the equities are invested mainly in the large-cap space with 63 stocks in the portfolio currently. The cyclical sectors are overweight in its portfolio with the highest allocation in energy, metals, communication, and services. The debt part of the fund is investing in various instruments with a high allocation to the cash equivalents, AA and AAA-rated papers. Besides this, in commodity, the fund can buy any commodity where it is bullish, which includes gold or any other.

2.Inflation-Adjusting Returns

ICICI Prudential Multi-Asset Growth Fund always keeps a small per cent of its investments in equities. This offers the fund good returns and also help the investors to cope up with the inflation in the long run. It’s because only equities are instruments which can provide inflation-adjusting returns. Besides this, the debt part of the fund can deliver regular returns to the investors which keeps stability in the investors’ portfolio. The scheme has delivered 22% annualised returns since launch, i.e., since 2002. The further long-term returns of it are shown in the table under:

These long-term returns of the fund show that it has provided high returns to the investors in the past to outperform the benchmark and peers. It is among the top performers in hybrid multi-asset allocation category. So, investors who want to invest in the fund should have an investment horizon of 5-7 years for high returns.

3.Security Against Volatility

When we talk about diversification, then it is clear that the risk involved with the investments would be less. ICICI Prudential Multi-Asset Scheme has a highly cohesive investment team which is lead by Mr Sanakar Naren. The fund invests in the long-standing companies which they select by performing research. They select the companies with a mix of top-down and bottom-up investment approach which help them to get the best from all. The fund selects companies which are available at fair market prices with a less focus on growth approach. With all these investment strategies and a great asset mix of the fund, it provides security to investors against the volatility that prevails in the equity market.

So, if you are a conservative investor but also want to provide good exposure to equities in your portfolio, you can select ICICI Prudential Multi-Asset Fund- Regular Plan with a long-term perspective.

Read what benefits you will be going to get if you invest in ICICI Prudential Multi-Asset Fund.