Many residents of Boca Raton and Florida, in general, are hesitant to investigate cosmetic surgery because they assume it will be cost prohibitive. Most insurance companies will not pay for surgeries that are deemed to be elective, and cosmetic surgery, by its very definition, is for cosmetic purposes rather than medical reasons. However, because cosmetic surgery often has so many psychological benefits for the patient, it should not be forestalled simply because insurance does not cover it. The patient’s self-esteem, self-confidence, and mental health are worth the costs of cosmetic surgery.
Procedures that would be considered purely cosmetic include:
Face LiftrnBreast AugmentationrnLiposuctionrnDermal FillersrnMicrodermabrasion rnTummy TuckrnBreast LiftrnArm LiftrnBrow LiftrnRhinoplasty
Boca Raton Plastic surgeons offer several different payment options so that their patients can afford the cosmetic surgery that they desire. In addition to accepting full payment via cash or check, most surgeons accept all major credit cards like MasterCard, Visa, and American Express. Some also accept Discover. Many cosmetic surgeons allow medical financing companies like MediCredit and CareCredit® to offer to provide financing options to their patients. Some of the loans offered by these companies are interest-free if they are paid back within a certain amount of time.
Another option available is myMedicalLoan.com. For patients who have a less than stellar credit rating, affordable financing can be obtained for medical procedures through this company who will then bill the patient each month for loan and interest repayment.
Because cosmetic surgery provides so many benefits, some patients procure their own financing via their banks or credit companies. Most financial lending institutions will offer secured loans for medical procedures including cosmetic surgeries.
Regardless of where financing is found, the important thing is that patients should not allow insurance or finance companies to make them feel as though they cannot afford to pursue the beauty or self-esteem that they desire. No cost can be put on the benefits of cosmetic surgery for the person who suffers from low self-confidence or diminished social interaction or lack of advancement at work because of a physical abnormality or flaw.
When the bandages are removed and patients begin to experience all of the benefits of cosmetic procedures, they understand that though the procedure itself had a cost, their new outlook on life is priceless.
If you’ve wished that you could find a way to have cosmetic surgery but thought you wouldn’t be able to afford it due to lack of money or insurance coverage, contact your Boca Raton cosmetic surgeon today to discuss your options for payment.