Article

How the Financial Markets Can Grow More than Your Bank Account

Written by John Forman

Topic: Financial FreedomPublished February 25, 2009
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The financial markets provide us with the opportunity to grow in ways that most people probably do not even think about. We all know of the gains in wealth to be had buying and selling stocks, bonds, commodities, currencies, and other instruments. One need not look far to find stories about the riches to be had. Successful traders, investors, and portfolio managers, like George Soros, Peter Lynch, and Warren Buffet, have become household names. What is less commonly talked about is the personal development that takes place along the way. Trading and investing, like any worthwhile pursuit, provides more rewards than just the obvious accomplishments. To paraphrase the old saying, the destination is not always as important as the path taken to get there and the things seen along the way. While it is true that the expansion of one’s portfolio is what ultimately indicates success or failure in the markets, how those gains are achieved can provide outstanding opportunities to learn important lessons about ourselves with far-reaching value. These lessons reach across all areas of our lives. Playing to Your StrengthsnnWe all have our strengths and weaknesses and a kind of structure in which we operate based on the demands on our time, education, experience, and an array of other factors. In the markets we need to make assessments about these things to help us decide what to trade, the time frame in which to operate, and how to make our trading and investing decisions. Why? Because it is unlikely that we will achieve our objectives if we do not honestly judge ourselves and how we can best operate. For example, I am unlikely to be a good day trader if I cannot dedicate my days to watching the markets for long stretches and frequently buying and selling. I must either choose another course or alter my schedule to accommodate the demands of being a day trader. It is the same in the rest of life. We must constantly consider our personal inventories and life situations. They dictate what we can do and how we can do it. That said, these are not static things. Just as I could alter my schedule to allow for day trading, so, too, can we change things to expand our options. Education, in all its forms, is part of that equation. So is seeking out new experiences, meeting new people, and even consciously changing our attitudes toward things. If a goal is important enough, there are things we can do to make achieving it possible. Part of that is knowing what we have to work with and how to most efficiently apply it. The other part is knowing how to open up new avenues. Knowing Who to Listen TonnIn the markets, there is a vast array of information available. It comes in every form imaginable, from data released by the government to commentary by analysts to tips from Uncle Joe. Some of this information is useful to us. Some is not. A great deal of what came out in the aftermath of the stock markets collapsing in 2000 and after was the number of conflicts of interest those who provided “expert” opinions had. These people did not have the interests of those they spoke to about this stock or that at heart, but rather their own interests, or their firm’s. Many, many people listened to these pundits to their detriment. Clearly, a hugely important element of successful trading is knowing what information is of value, which sources can be trusted, and what should be taken with a grain of salt. The same holds true in all other areas of our life. All of us are constantly provided with information and advice. Some is solicited. Much is not. Before we can decide whether to make use of it all we must be able to assess the veracity of the source. Some people are trustworthy and wise. We can depend on what they say. Others do not have our best interests in mind. We must carefully consider what they say and the motivations behind it before deciding whether it is worthwhile or should be ignored altogether. Being able to effectively judge the input we receive from sources such as our family, friends, and peers is a priceless skill. Being DisciplinednnSuccess in the markets is achieved by doing what we know is the right thing to do. The single biggest reason people fail to consistently produce the returns they seek is that they fail to maintain a disciplined approach. Sound familiar? It is the same as anything else we do. Want to lose weight? You must be disciplined about diet and exercise. Want to learn how to play guitar? You must exercise the discipline required to practice the hours required to attain the skill. Understanding Why You Fail, Knowing How to SucceednnPerhaps the single greatest thing about trading and investing in a meaningful fashion is that it provides a fantastic opportunity to see what you do which causes you to fail and what leads to success. The conscientious trader/investor has a plan and thereby a way to make evaluations. Whether things go according to plan and profits accrue, or whether they do not go well, he or she knows what needs to be done going forward and why. Achievement in life requires that one follow a similar course. No matter the objective or pursuit, we must understand what it takes to succeed and have ways we can judge whether we are doing those things or not. To do otherwise is to act in a random fashion, never sure if we are doing what is right and necessary. These are just some of the valuable life lessons that trading and investing can provide. There are plenty more just as worthwhile, to go along with the more commonly thought of value in understanding how the markets can be used to improve your financial well-being. And these lessons need not come at great expense either since modern trading and investing can be done with very small amounts of money—even none at all in the case of demo accounts. All the more reason to make the markets a source of both financial and personal growth.nn** This article is one of 101 great articles that were published in 101 Great Ways to Improve Your Life. To get complete details on “101 Great Ways to Improve Your Life”, visit http://www.selfgrowth.com/greatways2.html.

Article author

About the Author

John Forman is author of The Essentials of Trading n(http://www.TheEssentialsOfTrading.com). He is a near-20-year veteran of analyzing and trading a wide array of markets. John has written literally dozens of articles on trading and analytic methods and has taught the same topics to students in the classroom for the last several years.

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