We all imagine that day when our numbers come up. All of the possibilities and dreams that could come into being is an amazing thought. What would you actually do if it actually did happen though? Here are some common sense ideas that will help you through should the impossible happen.

Keep Calm and Breathe:

It is very easy to get caught up in the moment. Wherever you have bought your ticket from, be it the local shop or somewhere online such as LottoNigeria.com, we all want to act instinctively when we win. Any of us would be tempted to call and text friends and family to tell them the good news. Take a breath and pause. The more people that know, the more publicity you will get. It is hard to keep any good sized win contained. You want to keep your privacy for as long as it is possible. You also want to avoid people that you do not know from contacting you. Until you actually receive your winnings it is always a good idea not to tell other people. Keep your ticket safe and follow the instructions on the ticket when you win.

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When you Realise that you Have Won:

Make sure that you have signed your name on the back of the ticket. It might be worth considering placing the ticket in a safety deposit box whilst you are waiting for the claim to be handled. Take copies of both the front and back of the ticket before you actually place the ticket somewhere for safe keeping. Ensure that you have read all of the instructions for making a claim on both the ticket and the website it was purchased from, if applicable. It is not worth risking the loss of a substantial amount of money because of a technicality. It may be a good time to enlist the services of a legal adviser, especially if you are responsible for a syndicate.  It is also a good time to consider how you feel about your privacy. Do you really want everyone to know about your win?

Think about the Future:

There is always an initial period of excitement and expenditure when someone has come into a large sum of money. This is perfectly natural and do not in any way beat yourself up about it. There does, however, come a time when it is necessary to think about the future. At this point it is probably wise to consult a financial adviser who can suggest ways to look after your money on a longer term basis and make investments that will suit your individual circumstances. Don't forget about the lottery taxes! Click here for more information.

This is in no way saying that you should not enjoy your new found wealth, we all deserve a blowout once in a while. Just consider the longer term implications of your finances on you and your family and you are likely to be smiling for a lot longer than you would have been.

Even if it is not a huge amount that you win on the lottery, enjoy the moment. People’s lives are made up of those small things that make big differences. Make the most of them.

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