If you are a single mother in need of financial assistance, there are several possible options. One of the best options for getting money fast in case of an emergency is through an instant cash advance.

Instant Cash Advance

First, what if you have no income at all?

If you have no income and are also pregnant, you may be able to use one of these government programs:

  • Private disability insurance
  • State temporary disability
  • Paid family leave benefits

If you lost your job, there are several government programs that may offer financial help. Of course, unemployment compensation may replace a portion of your lost income - again this varies from state to state.

If you find yourself out of work due to your childcare duties, you may be eligible for help. Around 20+ states allow workers to collect unemployment if they quit their job for a ‘good cause’ reason. This often includes care of a sick child or family member. You may be eligible for these benefits after meeting three standards.

  • Able to work
  • Available for work
  • Actively seeking a new job

There are actually government grants for single parents but finding these, applying and getting the money is time-consuming and often not successful. Beware of scam artists who promise a loan for an upfront fee. No legitimate lender will ever ask for money up front.

If you own a home, you may apply for a home equity line of credit to cover your expenses, but usually, you must still be working to get accepted.

However, none of this may apply to you or helps you fast enough in your time of need.

How do you get emergency cash, fast?

If you have some form of ongoing income, you can apply and may be approved for a cash advance loan. CashinaSnap has a very large referral base of non-prime lenders who will improve your chances of getting approved. If approved, you could get your money in one business day directly into your bank account.

As a single mother, you should be very cautious about the repayment of your loan. Most fast cash advance loans require repayment quickly, so be sure you are comfortable with whatever terms a lender proposes and understand you are never obligated to accept a loan offer. Failure to repay the loan as originally agreed can make your situation worse and pile up debt you don’t want or need.


Author's Bio: 

Kimmy Burgess is the Manager of Cash in a Snap, which helps clients get connected to its large network of reputed lenders to get a no fax payday cash advance when they need it. Kimmy has over 20+ years’ experience in Administrative Management, with many years in the lending industry. Her expertise includes customer service, client services and other functions in the payday lending business.