Over a quarter of Americans have poor credit scores, according to research from the Center for Financial Services Innovation (CFSI). Furthermore, over a third of consumers cannot afford to pay bills by the due date. One widely-used option for people with low credit scores to take care of bills is a short-term payday loan.

Here’s what you should consider when checking reviews of a payday lender:

1. Identify Fake Reviews

Even though posting fake reviews is an illegal act of fraud, many people do it anyway, sometimes to promote their own interests and sometimes to demonize competitors.

2. Check for Opinions on Customer Service

One of the most important things to check when going through reviews is what the individual thought of the company's customer service. Find out how well the lender answers questions, clarifies policies and processes orders in a timely manner.


Author's Bio: 

FaaastCash is a trusted online payday loan referral service helping people overcome their short-term financial emergencies. Our safe and secure online loan application makes it easy and convenient to get payday loans online.