My Husband Is Financially Irresponsible: My Husband Won't Stop Spending Money

Most adults do the responsible thing and try to save money, invest money in things that will bring a return and build their own financial situation up. However, there are some individuals that do the exact opposite, squandering money here and there without a thought for the future or the current responsibilities. If you have a spouse that sounds pretty much like this, here are some tips on what to do when your spouse squanders the money.

Create a Financial Plan

Sit down with your spouse and create a financial plan. Make it something that you can both agree with - having money that will be saved and some extra money to spend. You might take 10% of your income and save it, or you might allot a certain amount for extra items or 'play' money. Whatever you decide to do, talk to your spouse about it and make sure he or she understands the plan. When you make a budget and get your spouse to agree to it, he or she will be less likely to squander the money on useless or unnecessary items.

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Reward Yourself and Your Spouse

When your spouse sticks to the financial plan and doesn't squander as much money, reward them. Of course, you get your reward too. Perhaps the two of you can purchase something for the family that you want or can do something you want to do. You can make it a cute game with your spouse to see who can get rewarded more often and this may make it seem less like you're 'mothering' your spouse. By rewarding yourselves, it makes saving all that money less discouraging. Although you know it belongs to you, not being able to touch it can often make you feel discouraged. So, choose something that you both want or want to do and give yourselves a reward. This may encourage your spouse even more to keep more of his or her money.

Keep the Money

For the money that you save, make sure you retain the cards, the checks or the information about the bank account. When your spouse doesn't have this information, he or she will not be able to use the money for unnecessary things. Of course, you don't want to hide anything from your spouse so you may want to talk this over with them. Often times, individuals who aren't able to save money know that they aren't doing a great job so they will consent you looking after it. This is an easy way to ensure that the money you've worked so hard to save is being saved and that you will have it for your future!

While it's difficult to deal with a spouse who spends money right and left, there are many different things you can do to stop the squandering behavior. By using the tips and tricks above, you are allowing your spouse to have some extra money while he or she learns to be more frugal and save more money. It's a win-win situation!

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Are you curious as to why marriages fail or succeed? Do you wonder what you could change in your relationship with your spouse that would have a significant impact on your marriage? If your marriage is struggling, and you are no longer one of those couples married and in love, I have no doubt that one of the things that is lacking is the loving feelings you once shared. Sure conflict resolution may be a big problem you are dealing with, but most likely, the underlying reason is that you no longer feel in love with your spouse. So how can you get those loving feelings back? And how can you keep from destroying them again?

The very best way to explain it is has been shared by Willard F. Harley, Jr., Ph.D. He has described it in the context of each spouse having a love bank that the other spouse either deposits or withdraws from. If to much hurt has occurred and no love has been shown, the bank will be empty, and leave the relationship in a state of despair. The remedy? Show love to your spouse. Help to rebuild those feelings in them, even if you don't feel like it at first. Let me share ideas on how to do this.

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Your spouse's feelings towards you are directly related to how you treat them. Your words, actions and behaviors all impact your spouse in one way or another. Learning to understand your partner's emotional needs and desires will allow you to impact them positively, thus building up those feelings of love. Five specific things that will hurt your relationship and the love you share are:

1. selfish demands.

2. disrespectful judgments

3. angry outburst

4. annoying habits

5. dishonesty

Avoid these behaviors and watch the feeling of love grow. Once your partner begins to feel loved by you, the natural tendency will be for them to reciprocate loving gestures back, thus filling your love bank. The eventual outcome will be the feeling of "being in love" with your spouse again. Once that is established, working through all of the other marital issues, like conflict resolution will become a lot easier.

In conclusion, you need to strengthen your marriage by falling in love again. Stop doing the things that make your spouse feel unloved. Be considerate of them and their needs. Be empathetic; consider how your words or actions will affect them, rather than solely thinking of you. Show love to them, and watch it come back. Before you know it, the feelings will be their, be genuine, and will help to save your marriage.

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Some of us are daredevils and this is very evident in some of our actions wherein we choose to solve our problems alone. This is not a bad thing at all and sometimes it can be beneficial rather than having a lot of different hands in the cookie jar. One facet of your life that may require you to be a lone wolf is your marriage. Your personal life most of the time is a closed book unless you're a local celebrity whose name is always on the tabloids. Most of the time, you will choose to conceal your problems and share it with only those that you love and cherish the most. When it comes to problems concerning your marriage, you need to tackle these alone. You can involve your friends and family to some extent but never have them engage your problems full throttle. You need to save your marriage alone.

Why do I say this? The fact that marriage is a sacred bond and should be upheld by everyone is already contradicting my stand. But then again, every bond is different and only the person involved knows it like the back of his or her palm. That is why I say that marriage can only be saved by the person directly in it. Of course outside resources can help to a great extent but all the dirty work needs to be done by the wife or husband. When you set out to save your marriage, you need to do a stringent analysis of everything that transpired during the course of the marriage.

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You need to tackle the following:

• The problems that are causing the strain in your marriage
• Possible compromising

Marriages do not strain itself on its own. There has to be underlying reasons that are causing the cradle to rock. Sit down and talk with your partner. Whatever ego the two of you may have, throw it out of the window and speak at par with each other. You cannot find what the cure is unless you first find out what the disease or virus is.

Once you have already unraveled what the root cause of the problem is, compromise. Changes need to happen moving forward with your marriage and both parties need to adhere to that game plan. For the sake of the marriage's survival, there has to be a unanimous commitment on both to become better people moving forward.

So when you set out to save your marriage alone, you need to do all that was mentioned. If you want your marriage to go the distance you won't think twice about doing what is necessary.

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Any marriage worth saving will invest the time and energy necessary to learn how to stop a divorce after it looks like all you have are ashes. People divorce in today's world almost with the same carefree spirit that they try on clothes.

It really is a shame how quickly both marriage and divorce are undertaken. The necessary time and effort needed to make a success of it just doesn't get applied.

If you believe you have a marriage worth saving, then you'll be more likely to work on saving it. But if you don't believe this, then there's a much higher chance you won't be willing to put out what it takes, especially in learning how to stop a divorce after being hurt and feeling helpless.

What do I really need to do to make my spouse love me again? Is it possible to build massive attraction in my spouse?

To learn the killer, advanced strategies to save your marriage, simply click here!

Good marriage advice is out there for people who are serious enough about their marriage to give it a try, and honestly look for solutions other than throwing it all away. It's harder to look back years later and see how quickly you abandoned ship, and think about what beautiful things you could have done together.

Forgiveness is paramount for learning how to stop a divorce after hurtful words and actions have been taken against you.

But if you have a marriage worth saving, then you owe it to yourself to make whatever efforts are necessary to keep the marriage going. Life-long partners are not so easy to find, and it's a hard lesson to learn, after too many years, too much later.

Saying or doing the wrong thing can actually cause your spouse to feel even more distant from you. You can make your spouse fall back in love with you, all over again.

You don't have to worry about whether your spouse is on the brink of asking you for a divorce. You can control the situation and use specific techniques to naturally make them fall hopelessly in love with you.

Author's Bio: 

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