Near field communication (NFC) has picked up quite a bit of momentum over the past few years as the world continues to seek digital resources to make their lives more and more convenient. Moreover, in this digital age, a tool that allows users to exchange data by merely placing their devices nearby, is it astounding to see the NFC technology enjoy such popularity? No, right?

Though, the point is this technology has made its way into many aspects of our daily lives, though it enjoys the most popularity in the context of payments. It is because that allows users to make payments by the pure wave of their credit card or mobile phone.

Seems pretty simple! Unfortunately, it continues to be bogged down by security concerns. Think about it — something that allows you to complete a transaction via a small wave can’t possibly be safe? Then there’s also the inherent security-related vulnerabilities associated with digital tools. However, don’t worry — NFC technology comprises of a plethora of features that ensure it is as safe as a technology can get today. Nonetheless, there are also some measures you can undertake to make sure that your data remains safe from nefarious elements.

  1. Observe, observe, observe: It can’t be stressed enough that it is crucial to monitor your phone when you tap a tag. So, watch what the phone does and keep an eye out for any suspicious things like shady and repetitive prompts, since these things are tell-tale signs of dubious activities.
  2. Avoid strangers: This may seem redundant, but make sure that you aren’t tapping your phone with a person or entity you do not recognize. Making sure that you trust the body, and by extension, their reader as well will allow you to rest assured that a nefarious element will not misuse this opportunity to make illegal transactions or even load spyware on to your phone.
  3. Use secure apps: It would greatly help the cause of ensuring the security of NFC payments to only use an app that requires you to validate every transaction using things like a password, fingerprint scanner, and more. It will prevent any dubious entities from making any illegal transactions even if they get close enough to you to hijack any other payment that you may be in the process of making.
  4. Trust only protected tags: One of the most significant signs of something being amiss is when a ticket for enabling NFC payments isn’t protected — physically protected. A label that is just lying around is prone to be hacked or tampered with in some form. It, in turn, puts you at risk.

As we mentioned above, the NFC technology features multiple levels of protection, three to be precise. So, yes, using NFC mobile payment is safe. However, it never hurts to practice additional caution, in which case, the tips we listed above will come in quite handy for people who want to be doubly sure that their NFC payments will not expose them to any form of risk.

Author's Bio: 

Kaushal Shah manages digital marketing communications for the enterprise technology services provided by Rishabh Software.