When people think about saving, they generally think about the impact of having a comfortable emergency account. This usually means having thousands of dollars put away, making many feel like they can’t start saving until they can afford to make huge deposits. In reality, though, saving anything can have a positive impact on your finances.

Humble Beginnings
For most people, savings accounts tend to start on the small size. Every penny you add counts, so setting aside virtually any amount of money will help you start padding your account. While your eventual goal might be to create a giant savings account or a useful emergency fund, you can’t save any money until you’re willing to set aside that first dollar. Those who choose to save even a little bit of money are those who are on the road to having much more substantial savings.

Having a Cushion
Setting aside a bit of money can also be very useful for those who want to take care of smaller emergencies. Given that many Americans are only one financial problem away from not being able to pay their bills, having even a few dollars put away can help you to avoid a disaster. If you think about, even having a few dollars in a savings fund can help to defray the cost of something like hiring a dog bite attorney or paying for a doctor’s visit. Having a bit of money available might not pay the rent, but it will help to pay for something.

Starting a Habit
Perhaps the most important part of saving a little bit of money is the type of habit that it creates. When you save any amount of money, you are acknowledging that saving money is important to you. You make the conscious decision to put money away and begin to train yourself to do so in the future. Starting this kind of habit is what helps you to dedicate yourself to smarter spending and saving, which will help you to accomplish your financial goals. Getting yourself in the habit of putting away your spare change really can have an impact on your future.

It’s always important to save what you can. It’s a good way to start down the right path and a great way to defray costs. Try not to worry about how little you are saving and instead try to focus on the fact that you are saving something. In time, even meager contributions to your emergency fund can make a huge difference in your life.

Author's Bio: 

Brooke Chaplan is a freelance writer and blogger. She lives and works out of her home in Los Lunas, New Mexico. She loves the outdoors and spends most of her time hiking, biking, and gardening. For more information contact Brooke via Twitter @BrookeChaplan.