How to make personal finance easier and improve your financial discipline? Are there any tools or apps which can make this task easier? If you’re asking these questions and are looking for a list of the best personal finance apps, you’ve come to the right place. In our article, we will present and analyze the three best personal finance apps for 2019. Enjoy:)

Many people who wish to finally improve their personal finance and add more discipline to their financial lives find that it’s not always easy. This is especially true when it comes to tracking expenses, budgeting, savings, etc. These things can often require much time and effort.

Luckily, there exist a few noteworthy tools which simplify these tasks. You don’t have to hire a dedicated mobile development team to build a custom app for you. In the recent years, there have appeared numerous personal finance apps for different purposes ranging from budgeting to buying cryptocurrency.

With so many apps available, it becomes hard to decide which apps are worth a try. For this reason, we have created this list of the best personal finance apps for 2019 so that you don’t have to download and try out every possible finance app that exists:

You Need a Budget (YNAB)

We will go through each of these in detail below and explain why they deserve a place on our list.
Mint (Budgeting and Much More)
Mint is one of the best known financial apps out there. Founded in 2006 by Aaron Patzer, it started out as a web-based personal finance application. Since then it has grown to become one of the most popular personal finance apps for both iOS and Android. Here are the key features it offers:

Bill tracking
Investment tracking
Free credit score
Alerts and reminders

Basically, you can track all your bills and expenses from one place as well as easily plan your budget. The app will remind you whenever there is an upcoming bill or any other sort of payment to be paid. Its functionality is too wide to describe here in detail, so if you’re looking for an ultimate all-in-one solution, Mint may be worth a try.
This is a good option for easy budgeting and tracking of expenses. Here are its key features:

Recording transactions
Storing receipts
Overview of spending, budget, transactions, etc.
Investment tracking

Quicken’s functionality is smaller compared to Mint. Nevertheless, it may be a great option for those who need quick and easy budgeting and expense tracking.
You Need a Budget (YNAB)
YNAB is one of the best apps for budgeting. It is always with you wherever you go. Even if you don’t have your phone with you, you can use your Apple Watch (YNAB seems to support more platforms than any other app). Here are its main features:

YNAB’s own four-step budgeting method
Sharing options
Goal setting and tracking
Reports and analytics
24/7 support

If effective budgeting is all you’re looking for then YNAB may be just the right fit.
Final Words
We hope you found our list helpful for choosing the right app. Personal finance and financial discipline are so much easier with the right tools. Nevertheless, remember - no app can do all the work for you and substitute discipline. Effective management of personal finance still requires diligence and discipline.

Author's Bio: 

Dan Goldman is a full-time writer and content marketing manager at CyberCraft Inc. - a Ukrainian mobile application development company ( which provides IT staff augmentation, builds dedicated development teams, and develops mobile applications for its clients around the world.