Universal Account Number is being assigned by the authorities through the companies and hence, an employee can subscribe to the Employees’ Provident Fund. UAN is unique for every employee registered under EPF. The employer and the employee contribute a part of the salary in EPF that can be yielded at the time of retirement or while switching from employment. If you have UAN, you can easily make Provident Fund balance check online. With EPF access, you can save and invest in Fixed Deposit, which is one of the safest investment options, in accordance with your financial needs. You can also plan your expenditures and obtain a loan against your EPF balance.

Ways to check your Provident Fund Balance Online are listed below:

EPFO Portal

Employees’ Provident Fund Organization of India aids Central Board of Trustees, formed by Employees' Provident Fund and Miscellaneous Provisions Act, 1952 and is controlled by the Ministry of Labour and Employment, Government of India. EPF is governed by EPFO by allocating UAN. Before checking your EPF balance online, confirm that your employer has activated your UAN.

And the steps to check PF balance are:

  1. On EPFO Portal, click ‘Our Services’ tab and select ‘for employees’ option
  2. From the list of ‘Services’, click on ‘Member passbook’
  3. The login page will be displayed
  4. Enter UAN number and password

Thus, you get logged in and can check your PF account.

SMS

To get details on your PF balance, it is necessary to link your UAN with your KYC information, which includes PAN or bank account details or Aadhar card. And the steps are:

  1. Send an SMS to 7738299899 from the registered phone number.
  2. Text EPFOHO UAN <LANGUAGE CODE>

Your PF account details can be received in 10 diverse languages. You can set your preferred language for this communication. For example, if you want to get PF balance in the English language, you will SMS EPFOHO UAN ENG.

Thereby, you will receive an SMS of your PF balance and details.

A missed call

You can get the record of your EPF balance by just giving a missed call on the official phone number through your registered mobile number only. To avail this service, you need to make sure that your UAN is integrated with your KYC data. You can get assistance from your company if you are not able to do so.

The steps to check PF balance are:

  1. Place a missed call on 011-22901406 from the mobile number that you have registered
  2. It will disconnect mechanically after two phone rings and will not be chargeable.
  3. Then you will get an SMS containing details of your PF balance.

It is one of the easiest ways to get your PF details in a matter of seconds.

EPFO Mobile App

Be ensured on the activation of you UAN from your employer to get your EPF balance. After confirming this, you can download ‘m-sewa app of EPFO’ from Google Play Store.

Steps to use this application are:

  1. Click ‘Member’
  2. Click ‘Balance / Passbook’
  3. Enter UAN
  4. Type registered mobile number

After verification of your mobile number against your UAN, the system will provide all your actual EPF account details. If the information is not matched, an error would be exhibited.

UMANG Mobile App

Unified Mobile Application for New-age Governance is founded by Indian government to render all government relates services at one place. It is a general platform providing different government services such as Aadhar card related enquiries, crops insurance, employee provident fund balance check or claim etc.

Steps to use this application:

  1. Download UMANG App available on both, iOS Store and Play Store
  2. From EPFO option, Select “Employee Centric Services”
  3. Enter UAN
  4. OTP will be sent to the registered mobile number
  5. Enter OTP

All the details of your PF account would be shown on your screen.

Similarly, diverse EPF services can be gauged by using UMANG App.

Employee Provident Fund is generally considered to be an option for savings for almost all salaried professionals. Every month you can gather by parting a fraction of your salary and can use the amount thus accumulated at the time of your retirement. The amount so gathered can be parked safely in Fixed Deposit. Bajaj Finance Fixed Deposits has got CRISIL’s and ICRA’s stable ratings guaranteeing your investment is risk-free. It is the securest investment instrument offering assured returns in the form of interest for a certain tenor.

Also, Read This: What is Investment and Types of Investment?

Author's Bio: 

Aman is working in the domain of Investment management in one of the top universities. He has published research papers and case studies in Investment and Fixed Deposit marketplace. He is an avid blogger in the domain of Investment management. you can also find him on social networking platforms.