What is the best credit card for international use?

When traveling abroad, credit cards are absolutely indispensable. It is best advised to travel across the globe with low cash in hand, but with credit cards in your pocket. The most important question that flashes through your mind when using credit cards on foreign lands is- What are the foreign currency charges levied on credit cards for making international transaction?

You will be happy to know that there are many credit cards that do not charge any foreign transaction fee. Based on this information, you may choose the ideal credit card for international use. All credit cards in India charge at least 2% as foreign transaction fee and there I no card that comes with 0% fee charge in India. While a majority of credit cards in India charge more than 2% as foreign transaction fee, let’s have a look at the HDFC credit card that charge only 2%.

1.HDFC Credit Card

• HDFC Regalia Credit Card- For the HDFC credit card apply now! This is one card that offers maximum travel benefits along with other benefits. Avail the advantages of HDFC Regalia Credit Card that offers membership awards. This card is very much secure and you can use it for any kind of transaction.

What are the features of HDFC Regalia credit card?

• When paying the annual fee, card holders will receive a bonus of 2500 reward points

• The good news is that the interest rate is as low as 1.99%, while the interest free grace period is 50 days

• The card comes along with a chip and a magnetic strip that offers higher acceptability and security to it

To avail the benefits of the HDFC credit card apply for it today. The benefits are:

• The HDFC Regalia credit card comes with Priority Pass Membership to allow you to enjoy access to over 600 international airport lounges.

• To get complimentary benefits on HDFC credit card apply today to enjoy benefits of Tajo Epicure plus Membership Card that offers benefits, discounts and rewards.

• You can avail medical insurance with the card while traveling abroad with up to Rs. 12 lakh.

• The card comes with Priority Pass Membership, you can get complimentary access to over 600 international airport lounges

HDFC Regalia Credit Card- Documents and eligibility

• Any salaried individual aged between 21 years and 60 years

• For HDFC credit card apply by furnishing documents such as identity proof, address proof, income proof, etc.

• Self employed individuals can apply with the HDFC credit card should be aged between 21 years and 65 years

What are the charges and fees on HDFC credit card?

This type of HDFC Regalia credit card comes with annual charges of Rs. 2500. The charge fee is 2% on all kinds of foreign transactions.

2. HDFC Diners Club

This is a great card, so when looking for HDFC credit card apply for this card that offers reward points on your purchases abroad. What are the benefits of the card?

• You get 2500 reward points on receiving the HDFC Diners Club

• You can get 24 x 7 concierge service from the concierge desk

• You can get waiver of fuel surcharge between Rs. 400 and Rs. 500.

Features of HDFC Diners Club

To get the best features of the HDFC credit card apply for it right away. This HDFC credit card or the HDFC Diners Club entails:

• Receive 3 reward points on every transaction of Rs. 150

• For transactions more than Rs. 10,000 on retail you can get double reward points

• With this card you can get twice the number of your reward points on supermarket purchases, grocery, airline ticketing and dining

• With this card you can have access to 450 airport lounges as their member

• In case of air accident or death, the credit card holder’s next kin will get a compensation of Rs. 50 lakh

What are the documentation and eligibility on the HDFC Diners Club?

• Salaried professionals should be between ages 21 years and 60 years

• Self employed applicants should be between 21 years and 65 years

• For HDFC credit card apply (Diner Club)with address proof and identity proof. Other documents income tax return, Form 60 and PAN card should be produced.

The other names of the credit cards are Kotak Mahindra bank credit card, Yatra SBI credit card, ICICI Bank Instant Platinum Credit Card, HDFC Solitaire credit card, Citibank Cash Bank Credit Card SBI IRCTC Platinum card, etc.