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by: A.T. "Al" Benelli, CFP, FIC “Going green” gets plenty of environmental attention, but people often forget that environmentally smart behavior can save money as well. Help celebrate Earth Day (April 22) by doing a “green check” of how to make both energy- and money- smart plans for your home and lifestyle going forward. Here are some ideas from the Financial Planning Association of Denver, Colo.
There is currently a rush to refinance home mortgages at the present time due to the general belief that mortgage interest rates are currently low and may likely increase in the near future. Some folks may be looking to reduce the term of their mortgage as part of the refinance plan.
Written By: Angelena Craig Boomers, those in their 50’s and 60’s do not want to think about getting old, no way…and for good reasons. Aging has been thought of as synonymous with dread, disease, decline, disablement and finally death. But what if, instead of tip toeing into the elders years, looking over our shoulders to make sure no one has noticed, what if we could embrace one more developmental stage we, the living, all go through?
That’s not a typo. It’s a reference to the detritus left over by bullies who push our buttons. Make that bullies and other kinds of emotional abusers. Be warned – this isn’t going to be one of those screeds where forgiveness is the answer and won’t we all feel better if we just let go of all of our negative feelings. I’m not there yet, and I’m not sure I’ll ever be. I’m still picking through that lint, and I’ve noticed that a lot of other people my age are doing the same thing.
written by Lynn Wiese Sneyd Over the past ten years, writers have had an increasingly easier time getting their books into print, thanks to the print-on-demand publishing business. For many aspiring authors — some frustrated by rejections from literary agents and traditional publishers, others not wanting to wait two years to see their manuscript in book form — POD publishing is the way to go. It also can be a profitable option for books written for a niche audience. A few things to consider when publishing a POD book:
written by Jim Duzak How would you like to wake up and learn that a woman you had an affair with has gone public with all the details? Even worse, how would you like to be a wife who reads that her husband’s motive for the affair was that she hates sex and is severely imbalanced psychologically? Welcome, David and Wendy, to the brave new world of “gotcha” sites.
We live in a world of dissention and turmoil. We live in a world of haves and have-nots. We live in a world of love and fear. We live in a world where fear is used to manipulate people. What does all of this have to do with names? Knowing how to interpret a name assists us in realizing where the fears lie with a person, where the gifts lay and how one can overcome their challenges.
Written By: Lew Hamburger I believe in raising taxes. Now that I have your attention, this is why. We make decision-making and life way too complicated. When you cut through the fog, deciding what to do in tough situations can be reduced to three questions: * What kind of person do I want to be? (For individuals) * What kind of family and nation do I want to be a part of? * What do I have to do right now to move in that direction?
written by Dr. Michael Kaye In 1993 I moved back to Pennsylvania from Califo ia. It was great to be with family and friends again. When I returned to my neighborhood, it was fun to visit with all the old neighbors. One of my neighbors was very much the “grandma type”. She greeted me at the door and said, “Oh my! Look how you’ve grown!” I thought to myself, either I have really have grown to a new height (and I knew I didn’t) or this woman is shrinking.
written by Coach Meg Susan isn’t a survivor; Susan is a thriver. And, she thanks God for it every day. Susan’s Introduction
There is currently a rush to refinance home mortgages at the present time due to the general belief that mortgage interest rates are currently low and may likely increase in the near future. Some folks may be looking to reduce the term of their mortgage as part of the refinance plan.
written by Pauline Derby, EFT-CC IMAGE HEALING HYPNOSIS It’s alright to FEEL anger. It’s perfectly NORMAL to feel hurt and upset or rejected, even betrayed. What’s NOT ALRIGHT is to allow your anger or sadness to devour you or leave you feeling dejected or devoid of power, energy, and spirit. Some of us FEAR anger and DENY sadness. We smother our emotions, scared to feel too much. (If we felt them with all their magnitude, could they take us over?) In actuality, emotions can only hold the power that we assign to them! On their own, they are only words.
written by Neal Dranoff This posting is a follow-up to my August 3rd post in The 50 Plus Male, “Refining The Physically Fit Male—Surviving The Urban Jungle.” I regard that as one of my more important editorial pieces since it revolves around improving our health, specifically in the “newly” recognized area of functional fitness.
Written by Mark Sneller, PhD In today’s world, good indoor air quality (IAQ) is a subject that is frequently on the lips of people conce ed with greener and cleaner air. Good IAQ is important in lodgings because the livelihood of many tens of thousands depends on repeat business. If the customer is not satisfied, he will not return. On the other hand, the satisfied customer can be a powerful spokesperson for good green lodging.
Written By: Judith Sherven, PhD and Jim Sniechowski, PhD Getting started making money online can be overwhelming for beginners, especially Boomers who didn’t grow up with computers in their playpens. Many people don’t even know the basics: What is a domain? How do I buy a domain? What is a shopping cart? How do I grow a list of people to sell to? The Internet marketing questions for beginners are practically endless, and can feel overwhelming. Yet the real bottomline issue is how can people start making money online?
For those of you who are still apprehensive to get a flu shot, we wanted to give you 3 reasons why we think you should push forward and get your flu shot (or flu mist for those of you who don’t like needles). The flu shot will not, and cannot make you sick with the flu. The dead virus is….well…..dead, meaning it cannot act on your bodies immune system. Without further ado, here are 3 reasons to consider getting this year’s seasonal flu vaccine.
written by Kathi Casey, ERYT, CPI Are you one of the 20 millio Americans who feel that it’s become “the norm” as well as a frequent topic of conversation at parties and events, that in this day and age it’s impossible for anyone over 40 to get a good night’s sleep? Are you wishing that someone had told you about this before you got here, so that you could have stocked up on your sleep in your 30’s?
written by Jim Duzak I’ve written previously in Boomer-Living about mediation, and why it’s usually better than litigation as a way of resolving disputes in divorce cases. But mediation can also provide lessons on how to prevent divorce by resolving disputes in relatively healthy marriages.
Today, I want to talk to you about the Medicare Hospice benefit. Now, I know that many of you reading this aren’t quite of Medicare age, but most insurances follow Medicare’s guidelines, so they are applicable in most cases.
A large percentage of individuals, including Boomers, who are unemployed spend countless hours searching job boards such as Monster.com, Careerbuilder.com, Theladders.com and Craigslist. Many people will send out 2-3 resumes per day and never get a response. Unfortunately for these individuals, it is very likely that they will not receive responses to their resume. Often an employer will receive hundreds and in some cases, thousands of resumes per posted job.
Written by: Coach Meg - Margaret Moore Recently I asked coaches in the Wellcoaches community to submit a list of ten ways in which they want to thrive. Diane is dealing with some challenging health issues and asked me for a series of coaching sessions to work on her health and life satisfaction. Diane Feels Good
A little more than a year ago, the American voters elected a new President on the basis of “change”. One of the major issues was the alleged end to special interests, lobbyists and “back-room” dirty dealing. “Not in my White House”, as I seem to recall. Well, America, one look at the Senate Healthcare Reform bill will tell you that not only has there been no change in the business as usual… it’s gotten worse than ever. In order to sway the votes of a few Senatorial holdouts among the 60 who were expected to go along just look at how much “fat” was added to this bill.
There is a time and a place that sings to us in the middle of the night. Though real at one time, it is now a place of dreams, of fantasies, or curiosity. It is a place so vivid and enticing that, if someone actually invented a time machine, it would be the first and only place we would think of going. For Civil War buffs, it might be Charleston in April 1861 or Gettysburg in July 1863. For aging hippies, it might be San Francisco in the summer of 1967.
Made any resolutions about money for this year? There’s still time. Look at some of the suggestions coming from the Financial Planning Association of Washington, D.C. Write down your goalsr Money buys freedom — to travel, to retire early, to start a business or to change careers. Putting goals in writing gives them a formality and a starting point for the planning you must do. Measure your risk tolerancer
As part of a multi-disciplinary medical team, I often see patients who have been taking medications to treat musculo-skeletal disorders (muscle aches, tight muscles, tingling and numbness in the arms or legs, etc.) for several weeks. Many of these patients have been ingesting acetaminophen (Tylenol) or non-steroidal anti-inflammatory drugs, known as NSAIDs. Examples of NSAIDs are aspirin, ibuprofen (Motrin, Advil) and naproxen sodium (Aleve).
written by Shirley Kalisky Knock knock, who’s there? Your Caregiver! To you and I it may seem far fetched that a “stranger” will knock on your door, come into your life and you will become fast friends. But that is exactly what happens, most times, with Seniors that have an In-Home Caregiver.
Written by Debbie Nichols When I wrote my book “Deployed Grandparents being Parents “, I thought it would be originally for my family. As I was writing the story my friends would ask me, “Why don’t you share it with others?”My friends and family inspired me to share my story, so once I completed the story I offered it to the public.
Healthy Winter Hash This simple recipe is the perfect meal for a chilly winter day. It is packed with tender vegetables, filled with protein and can be made with chicken or as a vegetarian dish. Serve it with a salad for a quick and healthy meal that the whole family will love. ??Yield: 6 servings Here’s what you need… * 2 medium yellow potatoes, peeled and diced * 1 medium yellow onion, diced * 3 large carrots, peeled and diced * 1 yellow bell pepper, seeded and diced * 1 red bell pepper, seeded and diced * 1 green bell pepper, seeded and dicedr
A mom called me saying she just wasn’t prepared for this empty nest. She read so many baby and teen books but nothing would help this sorrow she was feeling as an empty nester. Change is vulnerable. Change doesn’t mean, even if you read and prepare, that you won’t have days of inertia and sorrow for what is left behind. Our parenting roles shift and don’t travel in a straight line. It isn’t something you get over or suddenly get about this stage of life. Tears still fall. Good news, a freedom and joy do show up.
Gail Edgell: We are going to talk about an important topic to women, particularly those over the age of 40: breast cancer. Can you tell us a little bit about that?
I can’t believe that I’m writing January 2010! Is it my imagination or did this decade breeze by so fast that my hair is still settling onto my shoulders? For many of us Baby Boomers, the last ten years has been fraught with caring for or watching our aging family members deal with such issues as Alzheimers, Osteoporosis, Heart Disease and Cancer. Seeing these diseases so up close and personal has made us all the more determined not to go there ourselves and we are steering ourselves onto a much different course than that of our parents.
Written By: Lew Hamburger It was Cherry Blossom time in Washington. I was on the phone in my office a few blocks from the White House when a secretary came bursting through doorway. “Lew, the painters are fighting in the hall. Do something.”
written by Susan Winter Ward It seems that almost everyone I know is reassessing their lives these days. Are you doing that too? We’re revisiting our priorities, looking at what we want to do to make a difference in our world, sifting through our lifestyles and, by the way, how will we celebrate the holidays?
written by Janie Knetzer A good dog owner puts a lot of thought into what food they should feed their dog in order to keep him healthy and happy.
A.T. "Al" Benelli, CFP, FIC Recently our government released figures showing that the Gross Domestic Product (GDP) of our nation rose by 3.5 percent — the first increase in five calendar quarters. The Dow Industrial average rose 200 points as various pundits declared the end of the worst recession since 1929. In Washington, partisan politicians cheered and claimed, “We fixed it!” — but did they? Is the economy back on track? At first glance, the numbers seem to say so, but a closer look is certainly warranted before we crank up the celebration.
Written by Lynn Wiese Sneyd Does everyone have a book in them, a book about their personal story? Most people probably do — after all, life can be stranger than fiction. Can everyone write a book? Now that’s an entirely different story. Recently, I heard a publisher describe memoir as a “complicated literary undertaking.” An editor friend of mine called it a “challenging feat.” Why did they use such daunting terms?
written by Kathi Casey, ERYT, CPI Ahh, Spring! Do April showers really bring May flowers? This Baby Boomer hopes so!
written by Neal Dranoff I recently heard an announcer on one of our local sports talk radio stations initiate a new call-in segment with the listening audience called “I Just Don’t Get It.” He limited his list to sports personalities and storylines and kept his listeners within the same parameters. This got me to thinking about news items and personalities “I just don’t get,” while confining my choices to topics and people revolving around 50 plus males.
written by Melodieann Whiteley I have spent a lot of time trying this product and that system only to wind up broke and disillusioned. “Make money while you sleep!” “Start your cash machine today.” Promises, promises. And I bought into every one of them.
Some half-million people live in the balmy Mexican city of Tuxtla Gutierrez, and tonight it looks like every one of them has shown up at a downtown square known as Marimba Park. Surrounded by dancers, musicians are beating out hip-shaking salsas, merengues and socas on the wooden slats of their xylophone-like marimbas, backed by blaring trumpets and saxes.
We have worked hard all our lives, and now our retirements are threatened. Our investments are not what they should be, our job situations are shakier, our kids might be unemployed and need financial help. So what do we do? Work harder. Work longer. Worry more. Beat up on ourselves with shoulda’s coulda’s woulda’s.
Written By: Lynn Wiese Sneyd I was sitting on the plane, heading back to Milwaukee from Albuquerque. My husband and I had been contemplating a move to the southwest for some time and we had finally decided to take a trip to New Mexico to check it the lay of the land. Though we eventually moved to the high desert of Tucson, something unexpected came out of that excursion: a book.
Written by: Jan Brehm So I’m wondering, do you ever… …think about the phrase “Wisdom Comes With Age” and wonder who made that up and what were they talking about??? With the definition of wisdom being: “Accumulated knowledge of life or in a particular sphere of activity that has been gained through experience”, here are just a few profoundly impacting mid-life tidbits of wisdom I have accumulated through my life’s experiences thus far: * If everyone looks younger than you it’s because they are.
Written by Dr. Jamie Huysman From Jimi Hendrix, Janis Joplin, Keith Moon, John Bonham, Jim Morrison and yes even Elvis, the rock and roll Boomer legacy of amazing musicians who went away from drug addiction and alcoholism are a constant reminder of the past; and our past. Since the beginning of time, substance abuse and addictions were always a “younger generation phenomena”.
written by Pamela Tudor As you practice ramping up your self-awareness regarding your moods and emotions, and particularly how you react to them, you might notice some self-defeating behaviors.
written by Harvey Rephen Given the hard economic times we as a country are facing, especially the Boomer, there is a stronger awareness as to what is really important in our lives. It’s not so much about the wealth in the bank, as too many of us are watching it dwindling faster and faster with each passing day, but it’s more about the intrinsic value of the wealth of a person.
A practical article connected into the broader SelfGrowth topic graph.
Your brand name represents your reputation, indicates your business ethics and becomes the symbol of what people think of you. The same is true for your own name. Your name is your brand, your representation of who you are. People received impressions of who you are, consciously or unconsciously, based on your name. When we hear a first name, we immediately think of other people who have shared that same first name that we have previously met. Our impression of others we know with the same first name correlates into our first impression of the new person.
“In my life, one thing always leads to another without a lot of planning. I just let life flow.” That’s how 26-year vetera US Airways commercial pilot, Susan Maule, explains her highly creative life. Currently a First Officer on transatlantic Airbus 330 flights to Europe and the Middle East, she has flown over 100 different types of aircraft in her career. When she’s on the ground, however, she may be coaxing soft, melodic tones from one of her Native American flutes or skillfully wielding her tuning forks to bring harmony and balance to a client’senergetic body. For Ms.
A fabulous relationship has many of the same attributes as a great friendship. When it’s working, you can feel the “ka-chunk” as it settles neatly into its place in the universe. There’s someone to zip your dress, give an opinion about what tie goes with that jacket, get aspirin for your headache, or laugh at your jokes. Good stuff. But what sustains a committed relationship and makes it GREAT is emotional intimacy. That’s what makes living together easy and comfortable—and why every couple should have intimacy rituals that can be practiced daily.