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Articles by Cole Collins

Browse published articles attributed to Cole Collins, with full-archive search.

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By Cole CollinsRecently published1 topic

On Any Given Fiscal Quarter: Georgia Residents Drive Toward The Credit Card Debt Relief Red Zone

As Lisa Morshell drove home from the Georgia Dome on the I-75 expressway, returning from another glorious victory by her Atlanta Falcons, she made plans to attend the next home game in 2 weeks. She’d open the door, say hi her pets – a chocolate Schnauzer named Rico and a tabby cat she never got around to naming and still just called Kitty – then head straight to the computer to see what seats were still available for the upcoming game versus their hated division rivals.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,931 views

By Cole CollinsRecently published1 topic

How Not to Erase Credit Card Debt: A (hopefully) Fool Proof Guide to Debt Relief

It’s a sort of American tradition to resist seeking the help of others, particularly for assistance with consumer finance and debt relief, which still strikes many residents of the United States as an essentially duplicitous arena best avoided by self respecting heads of household.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,923 views

By Cole CollinsRecently published1 topic

Credit Card Debt Collection and the Real Truth about Debt Relief

It should go without saying that the so called spam emails that simply arrive on your computer’s front door without warning or solicitation are not to be taken as anything more than (not particularly clever, by and large) attempts to part consumers from their money in the name of debt relief.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,896 views

By Cole CollinsRecently published1 topic

How (and Why) to Use a Credit Card Debt Calculator

While it seems foolish to argue the point that most Americans have anyone but themselves to blame for the crippling unsecured debt burdens that threaten so very many households, the lenders have hardly made things easy for borrowers attempting to address the situation and get themselves out of their current holes.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,882 views

By Cole CollinsRecently published1 topic

You Better Watch Out! (Spend Wisely And Stay Out Of Credit Card Debt Christmas 2010)

As the holiday season approaches, we prepare our lists, we check them twice, and we gear up to spend away on loads of gifts for one and all: family, friends, neighbors, coworkers, and on down the line. The weeks preceding Christmas Day are spent in a rush of shopping and spending, and not just for presents.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,872 views

By Cole CollinsRecently published1 topic

Use The California Credit Card Debt Collection Laws To Help Yourself!

Around some parts of the United States, the regulations surrounding reclamation of credit card debt apply singularly to the bottom feeders of the industry – the bill collectors that buy the obligations formerly offered by the reputable banking institutions for pennies on the dollar well after they’ve been designated as default – but California statutes explicitly reserve the same rights for consumers with the original lenders as would apply to telemarketing collection agencies under the Rosenthal legislation (the <a href="http://www

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,774 views

By Cole CollinsRecently published1 topic

Fulfill Debt Elimination Plans Without Ruining Your Credit!

Although American borrowers regularly list credit repair as one of the primary motivations if not the central spur for entering into a formally arbitrated program for debt elimination, the breadth of debt relief alternatives available to the twenty first century consumer residing within the United States do not always spell a resurrection of wilting credit scores.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,763 views

By Cole CollinsRecently published1 topic

Top Tactics Toward Healthy Budgeting

These days, it seems like the dollar stretches less and less. Oil scarcity (and the maneuvering of futures brokers) has not only raised the price of gas but effectively increased true household costs across the board. Even food staples like eggs and bread have seen their value skyrocket over the past year. Add to this rates of inflation that are approaching their late 1970s peak – at least, for the post war American economy – and it should be no wonder why so many of our consumers must struggle with even the simplest household expenses.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,730 views

By Cole CollinsRecently published1 topic

Eight Tips For Successful Credit Card Debt Relief

1. There’s No Time Like The Present The best chance for successful restitution lies in the earliest possible start, before compounding interest rates would take their toll and present a truly unbeatable weight. It just stands to reason, whenever consumers are struggling against sky high Annual Percentage Rates, the longer anyone waits to start climbing an ever growing mountain, the more difficult the path will become. 2. Find The Inspirationrnr

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,539 views

By Cole CollinsRecently published1 topic

How To Select The Right Debt Consolidation Program For Your Family

For many consumers wearied to the bone of handling a number of separate credit card accounts – having to remember each and every due date and calculate household budgets on the fly – the most tempting part of a debt consolidation program could well be the singularly directed repayment plan.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,525 views

By Cole CollinsRecently published1 topic

An Insider's Guide To Chapter 7 Bankruptcy Information And The Rise Of Chapter 13

• Discharge Of The Light-Spending Brigade rnr

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,500 views

By Cole CollinsRecently published1 topic

Why Study For An Online MBA In Accounting Degree?

Which industries or career sectors will be most impressed by applicants who hold an MBA In Accounting degree? Honestly, from pool cleaning to romance novelists, there's no career path that could not be improved substantially by the addition of an MBA In Accounting underpinning the resume.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,441 views

By Cole CollinsRecently published1 topic

How Could The New Debt Settlement Law Help Consumers?

After the recent interdiction against the country’s most extensive debt settlement negotiation firm set in motion by the Oregon Attorney General – officially banning the Credit Solutions of America Corporation from soliciting additional business within the state for three years and further disallowing CSA representatives from finishing any current transactions they may have (half heartedly, as it turns out) been in the process of organizing – the social and political outcry for a decisive debt settlement law girding formal parameter

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,390 views

By Cole CollinsRecently published1 topic

Selecting The Tax Attorney Or Accountant To Lead Your Debt Relief Efforts

While checking the background of a lawyer may be considered relatively easy – the state licensing board, after all, does most of the heavy lifting in this regard – merely verifying the credentials of someone expected to take charge of your finances and helm your case before Internal Revenue Service scrutiny shouldn’t be considered due diligence sufficient to protect your household from less than competent legal assistance.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,384 views

By Cole CollinsRecently published1 topic

The Three Top Tips Toward Triumphant Debt Settlement Programs

1) Slow And Steady Wins The Race rnr

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,379 views

By Cole CollinsRecently published1 topic

The Slow Rehabilitation Of Michael Vick In Atlantans' Hearts: Moral Debt Relief Is A Game Of Inches

Although true Atlanta Falcons' fans would never admit any sort of unconscious satisfaction to be found from last Saturday's thorough trouncing at the hands of the Green Bay Packers, the defeat on consecutive weekends of the Eagles and Falcons in National Football League playoff games did at least eliminate the possibility that Atlanta would have to host Michael Vick in a championship game to decide the NFC's entrant for the Superbowl.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,372 views

By Cole CollinsRecently published1 topic

Things To Consider Before Consulting With Debt Consolidation Companies

• Have You Co Signed Anyone Else’s Loans?r

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,349 views

By Cole CollinsRecently published1 topic

The Online MBA Accounting Degree – Easy As 1, 2, 3?

Don’t get the wrong idea. It would be irresponsible to suggest that any officially accredited institution of higher learning within the United States extending a Master’s program in Business would require anything short of serious effort from the eligible candidates.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,342 views

By Cole CollinsRecently published1 topic

The Most Common Errors Faced Through Do It Yourself Bankruptcy

• Don't Postpone The Inevitablernr

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,326 views

By Cole CollinsRecently published1 topic

Three California Divorce Attorney Tips On Debt Relief

1. Marriage Takes Effortrnr

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,315 views

By Cole CollinsRecently published1 topic

All You Need To Know About Credit Card Debt Collection

• Help Is Available!

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,312 views

By Cole CollinsRecently published1 topic

How to Understand Your Credit Card Debt Situation

Although the average American household maintains $30,000 in credit card debt, many people have absolutely no idea just how bleak their situation really is. Not only is it responsible to pull your own credit report at least once a year, but keeping a constantly-updated ledger with current debts and amounts can prove to be an invaluable practice in understanding exactly how hot the water is in which you’re wading. When’s the last time you saw a copy of your consumer credit report?

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,299 views

By Cole CollinsRecently published1 topic

Six Reasons You Should Consider An Online Accounting Master’s Degree

• Acceptance! For students who’ve demonstrated some academic difficulties during their previous collegiate careers – so often because of reasons that have nothing to do with the actual Bachelor’s course work or difficulties with the materials studied – the second chance provided by the online MBA in Accounting degree resource could be the difference between an eventual executive position and a not so glass ceiling between the path toward advancement and a lifetime spent boiling figures down the cubicle. • Punctuality!

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,298 views

By Cole CollinsRecently published1 topic

Effective Methods Of Picking Out Debt Settlement Firms

There's more than a few questions that borrowers thinking about debt settlement should ask from the legitimate companies providing such resources, but the primary consideration should always remain the origins of their corporate funding. Put plainly, debt settlement firms which take any renumeration whatsoever from the lending companies that they are meant to work against should not be trusted, no matter their reputation.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,282 views

By Cole CollinsRecently published1 topic

What The Modern Bankruptcy Debtor Should Know About Chapter 7 Protection

Even for those Americans who have reached their wit's end trying to figure out any tactics able to properly compensate their credit card debt accounts or other outstanding loan balances, its no secret that Chapter 7 protection has suffered through a raft of changes over the past decade.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,253 views

By Cole CollinsRecently published1 topic

Tax Debt Help For The Small Business Owner

Small business owners around the United States have experienced significant setbacks as a direct result of the nation’s lingering economic recession, and, most any self employed entrepreneur can confirm, these are trying times for those striving to launch and sustain a fledging business venture. Raising the capital to get a commercial operation off the ground in what is typically a fluctuating market is no small feat, and in the process of drawing upon much needed financial resources, it’s not uncommon to quickly amass sizeable credit card debt totals and outstanding loan balances.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,242 views

By Cole CollinsRecently published1 topic

How To Live Without Credit Card Debt

Although economic correspondents and consumer finance professionals are bitterly divided on the specific reasons behind the slow but nevertheless significant withdrawal of Americans from reckless borrowing – a mix of worsening debt relief needs, sharply heightened lending restrictions from the commercial banks, and overall sense of impending market collapse seems the likeliest cause – it’s clear that United States shoppers are at last recognizing the inevitable problems that follow credit card debt abuse.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,233 views

By Cole CollinsRecently published1 topic

The Dangers Of Do It Yourself Debt Settlement

Most folks, much as they believe they would be able to commit to a staunch do it yourself debt settlement strategy, inevitably find that there are more than a few hindrances standing in the way. We certainly understand the temptations to cut out the middleman (and the definite costs these middlemen and women represent) and act as their own spokesperson for their own financial situation.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,226 views

By Cole CollinsRecently published1 topic

How To Give Your Wedding The Royal Treatment (And Still Avoid Bankruptcy)

Well before the details of Prince William and Kate Middleton’s so called wedding of the century became (rabidly embraced) public knowledge, the expenses associated with the average wedding both here at home and abroad had skyrocketed out of control, particularly for brides and grooms-to-be already saddled with their own sizable credit card debt relief woes.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,217 views

By Cole CollinsRecently published1 topic

What Happens If You Can't Avoid Bankruptcy & Foreclosure?

For consumers reading up on all of the potential methods to avoid bankruptcy / foreclosure proceedings currently at their disposal – and it seems like there are more every day – this is probably the last thing in the world that they would want to hear. Nevertheless, sad but true, you can't always win. What's worse, you may not always want to win, not if you truly care about the continued financial stability and emotional well being of your family.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,213 views

By Cole CollinsRecently published1 topic

Money Management And Debt Relief Tips For Our Youngest Consumers

For twenty-something men and women just out of college and starting along their careers, it can be all too easy to delight in the funds available from their first substantial salaries and let the chips fall where they may, but, especially during this economic climate, avoiding responsible money management may make it that much more difficult to avoid bankruptcy down the road should fortunes falter.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,205 views

By Cole CollinsRecently published1 topic

Starting A New Business Without Relying On Credit Card Debt

Although lending regulations (in conjunction with the ongoing creditor hesitancy this very moment in our nation’s economy) have significantly diminished the ability of residents to apply for a small business loan, new resources have developed over the last few years that could create substantial monetary opportunities through new and exciting methods. All it takes for any nascent entrepreneur to fulfill dreams of a new enterprise would be a little patience and the creativity to think outside of the box.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,186 views

By Cole CollinsRecently published1 topic

Why Experts Advise Students To Earn Their Masters Degree In Finance Online

Not so long ago, the weapons of the average finance specialist were simply pencil and paper, but, in the twenty first century corporate world, the ledger book has at much to do with professional business practice as the abacus. If you expect to spend the brunt of your first years at a company solely using a computer to carry out your duties and even conference with your superiors, then why should it seem strange to assume the same relationship to your graduate school professors as you plan to one day arrange with the management of a cutting edge firm?

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,165 views

By Cole CollinsRecently published1 topic

Top Tips For Avoiding Credit Card Debt Collection In California: Carving Your Own Statute

While many of the state regulations adopted by the California legislature only mirror (or vaguely embellish) the over-riding federal statutes regarding lawful collection and credit card debt relief, the Golden State has indeed come up with several legal shields about which all consumers residing locally should be made aware. For instance, in the most clearly far reaching and potentially advantageous instance, California Statute 337 regulates the duration of time for liabilities to be reclaimed through the courts at just four years.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,161 views

By Cole CollinsRecently published1 topic

The Debt Relief Guide To Home Purchases

Strange as it might seem to lifelong urban dwellers or new transplants recently emigrating from, putting it as plainly as we can, just about anywhere besides the United States of America -- the old world rightly worried about the environmental costs and societal disrupt of sub divisions and exurbs (the third world lacking the resources necessary) -- our citizens truly do believe they’re bound to be handed the title to a single family residence so long as they work hard, keep down their credit card debt accounts, and avoid bankruptcy.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,157 views

By Cole CollinsRecently published1 topic

What American Consumers Could Learn From Governmental Debt Relief (And Vice Versa)

Now that the amount of debt borrowed by the United States of America has passed thirteen figures – that’s just a little bit over ten trillion dollars – the severity of our government’s debt relief needs have grown too large to ignore.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,133 views

By Cole CollinsRecently published1 topic

The Need For Strengthened Regulations Upon Credit Card Debt Collection Agencies

While federal regulations have certainly done their part to help ease the struggles of financially troubled borrowers hoping to avoid bankruptcy and repay their credit card debt burdens as soon as they can while also maintaining their domestic equilibrium, there’s a decisive slipping point at which the legislative bulwarks intended to alleviate consumer distress cede legitimacy to the legal rights that have been guaranteed the lending authorities.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,130 views

By Cole CollinsRecently published1 topic

Problem Shoppers Find Credit Card Debt Relief Especially Difficult

Americans of all ages and ethnicities and income groups have become embroiled in a nightmare world of towering obligations, and debt relief seems ever more difficult to come by. Fortunately, during this time of national crisis, our country seems to be experiencing a sort of spiritual rebirth, stressing traditional values above crass materialism, but, at the same time, for people who’ve grown used to impulse binges and buying sprees, a change of behavior might be easier romanticized than accomplished over the long haul.

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,097 views

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