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Browse published articles attributed to Glenn Ferguson, with full-archive search.
"The way to get started is to stop talking and start doing."- Walt Disney The Time for planning for your future is now but in today’s fast paced, hectic world many people put off important decisions until another day. The excuses, “I don’t have time to plan”, “I can’t afford to invest”, and “I ...
While you are racing toward the inevitable here is a little secret about retirement that no one is telling you about. No, they don't mean to keep it a secret the fact is most persons don't really know. So here is what you should know about retirement that no one is telling- Retirement Ain't What it Used To Be! Historically, retirement planning was based on a three-legged stool model approach. So our parents had the expectation and could comfortably retire with a company pension, Social Security benefits and their individual investments.
The Bible provides a very interesting perspective on recession and one that I feel as Christians you should endeavor to understand and to adapt some of those principles during your very own experiences of a recession. In the book of Genesis you would see that even the patriarch Abraham early in his life experienced a tremendously long recession. They called it a “famine” back then. And this famine set in motion a sequence of events which greatly shaped the life of the patriarch.
No matter your age you need to ensure that you are saving and investing your money if you are going to achieve financial independence. But do you know the difference between the two? If you you're not sure just keep reading and you'll soon find out. While the terms saving and investing are often used interchangeably, they are distinctly different and usually serve different purposes. Saving is short-term— within a five-year period and usually with a specific goal or purchase in mind.
In today's uncertain financial markets the one thing that is certain is - if you are going to survive you must take control of your money, no matter your age or income level.
“No obstacles fell in his way that seemed to him insurmountable. He might be defeated, as he sometimes was, but he shrank from no hardship through impatience, he fled from no danger throughncowardice.” - J. P. Morgan writing about Napoleon Bonaparte Whether you want to admit it or not you will ...
"And it is that that we must commit ourselves to change!"- Rt. Hon Prime Minister Hubert Ingraham It is not often that I am moved by what is said in parliament but this past week provided me with one of those rear moments. A moment so profound that I had to share it with you - And it may ...
“The same mind that created the problem cannot solve the problem."- Albert Einstein It is my hope that you enjoyed your Mother’s Day this past weekend. And as much as you didn’t like to be corrected when you were growing up, good ol’ Mom was almost always right in teaching us the basics. ...
Given the dramatic effect that research is showing that genetics is having on young Bahamas women - predisposing them to breast cancer.
"It takes time to develop, grow and build the life you want. So give your retirement dreams the time they deserve and watch them become reality." - A Wise Ma Each week as I prepare to write my “Investing In You” articles for Wednesday’s Business section of The Nassau Guardian, I realize more ...
"Failure to recognize possibilities is the most dangerous and common mistake one can make." - Astronaut, Mae Jamison You must admit that the title of this article is a little strange, because when you think of a budget you usually feel everything else but thriving. You see a budget as a tool ...
There are two risk factors that will impact significantly on your retirement readiness and the quality of your retirement and it is important that you fully consider and understand before you retire. The first of these risk factor is the risk that you or your spouse will outlive your retirement assets. So you need to ensure that you have enough money for the time that you will have in retirement.
"The only real security that a person will have in this world is a reserve of knowledge, experience and ability." - Henry Ford, carmaker Wow would you believe it’s October already? And before you realize it Christmas will be here and 2009 would have passed you by.
“Poverty and shame come to him who refuses discipline, but he who heeds correction shall be honored.” Proverbs 13:18 WEB You have heard it over and over again but do you really know what it? It is on the lips of everyone, your coworkers, newscasters, economists, politicians, and even your ...
"I believe the recipe for happiness to be just enough money to pay the monthly bills you acquire, a little surplus to give you confidence, a little too much work each day, enthusiasm for your work, a substantial share of good health, a couple of real friends and a wife and children to share ...
"What a man is contributes much more to his happiness than what he has, or how he is regarded by others." - Arthur Schopenhauer It is amazing how, at a very young age you begin striving for independence and a sense of identity. As a young child you were very anxious to be able to do things for ...
"The way to get started is to stop talking and start doing."- Walt Disney "I've got braces" is what my son Rashad changed his screen name to on his return from the Orthodontist. He was all excited to let his friends know of the change that had taken place. This change was the result of the work ...
"More people would learn from their mistakes if they weren't so busy denying that they made them."- Unknown There cannot be many of us that are unaffected by the current global financial meltdown and I'm sure that it is the one thing that is at the forefront of most of your minds. And even if ...
“If hard work and dedication were all it took to become wealthy, our grandparents would have been millionaires!”- A Wise Ma You work hard each day focusing your energies on ensuring that you do the best possible job for your employer but what about the job you are doing for yourself ...
"The smallest good deed is better than the grandest good intention" – Duguet This quotation reminded me of a letter I received recently. It read: "Dear Glenn, I need your help! I have ended up with credit cards debts that I can't seem to pay off. I've been sending the "minimum payment" on the ...