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Articles by Jeff Mictabor

Browse published articles attributed to Jeff Mictabor, with full-archive search.

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By Jeff MictaborSep 5, 20081 topic

‘The Year Of The Youth Vote’: McCain And Obama Work To Attract Young Voters

Student Voters Look to Candidates for Answers to Crisis in Student Loans and College Affordability With problems growing in the student loan industry, spurred both by an ongoing credit crunch with its roots in the subprime mortgage crisis and by congressional legislation that cut subsidies to lenders of federal student loans, the affordability of a higher education has remained at the forefront of young Americans’ minds this election year. Increases in college tuition conti

Primary topic: Publicity

2,244 views4/5 (1)

By Jeff MictaborFeb 16, 20111 topic

Student Loan Default Rates on the Rise

Updated statistics released by the U.S. Department of Education show that student loan defaults are rising. According to the latest figures, the default rate for federal student loans that entered repayment in 2008 is 13.8 percent, up 2 percent from the default rate for federal student loans that entered repayment in 2007. The current official national student loan default rate, which stands at 7.0 percent, measures the percentage of borrowers who default on their federal e

Primary topic: Personal Finance

Personal Finance

1,426 views5/5 (1)

By Jeff MictaborNov 9, 20101 topic

Student Loan Debt Highest Among Middle-Income Students

According to a new report issued by the College Board, students from families whose median annual income falls between $60,000 and $90,000 leave school owing about $35,000 in student loans, compared to students from lower-income families, who graduate with about $25,000 in student loan debt. Students whose yearly family income exceeds $120,000 are least likely to borrow money in the form of student loans, and those high-income students who do turn to college loans borrow les

Primary topic: Personal Finance

Personal Finance

1,624 views2/5 (3)

By Jeff MictaborDec 10, 20101 topic

Health Workers to Get Help With Student Loan Debt

The National Health Service Corps is accepting applications from primary medical care professionals who are willing to work in underserved areas in exchange for a reduction in their student loan debt. Through the NHSC student loan repayment program, you can receive up to $60,000 toward the balance on your student loans if you successfully complete the program’s two-year service requirement. Two-year half-time commitments are also being sought, in exchange for $30,000 in stud

Primary topic: Continuing Education

Continuing Education

1,511 views2/5 (1)

By Jeff MictaborOct 28, 20101 topic

Student Loan Debt on the Rise

The Project on Student Debt, an initiative sponsored by the Institute for College Access & Success (ICAS), has released its fifth annual report on the extent of student loan debt in the United States. The report examines student loan debt nationwide and on a state-by-state basis. According to the most recent findings, students who graduated from college in 2009 left school with an average of about $24,000 in student loans. This figure represents an increase of about 6 percen

Primary topic: Financial Literacy

Financial Literacy

1,744 views

By Jeff MictaborOct 22, 20101 topic

Can’t Afford to Pay a Parent Loan? You Might Get One Anyway.

The U.S. Department of Education issues federal parent loans — known as PLUS loans, for parents of undergraduate students — designed to help families pay for college. PLUS loans, like federal student loans, are fixed-rate college loans. They carry a slightly higher interest rate than federal student loans do and are not subsidized the way that some federal student loans are, meaning that the government won’t pick up the tab for any interest that accrues while the PLUS loans

Primary topic: Financial Freedom

Financial Freedom

1,507 views

By Jeff MictaborJan 21, 20081 topic

Max Out Your Financial Aid: Get Your FAFSA Done Early

Several schools are seeing a record-breaking number of college applications this year, The New York Times reported today, with the competition for open spots more fierce than ever. An increased demand for admission can mean increased demand for financial aid, so if you need money from grants and student loans to help pay for college, the earlier you can submit your application for financial aid, the better. It may not be on your list of favorite things to do, but getting you

Primary topic: Teenagers and Parenting

Teenagers and Parenting

2,951 views

By Jeff MictaborMar 19, 20111 topic

Keeping Tabs on Your Federal Student Loans: Using the NSLDS

For the majority of students, college loans are part of the reality of higher education. Two-thirds of bachelor’s degree students who graduated in 2007–08 left college with debt from school loans, and their average student loan debt load was $23,186, according to FinAid.org. Keeping track of student loan data has taken on added significance as college students have progressively taken on more debt, often from multiple lenders and sources, to help pay for college. To help se

Primary topic: Personal Finance

Personal Finance

2,201 views

By Jeff MictaborApr 7, 20111 topic

Community Colleges and the Dangers of Student Loan Debt

For high school students who are on the hunt for ways to reduce the cost of a college education, your local community college may look like a way to keep your expenses down and avoid the crush of debt from school loans. In fact, many financial advisers recommend that, if you’re a cost-conscious student, you complete your first two years at a community college before transferring to a four-year university to receive your degree, as a way of cutting college costs by as much as

Primary topic: Strategic Planning

Strategic Planning

1,810 views

By Jeff MictaborMar 1, 20111 topic

Consumer Law Report Blasts For-Profit Colleges for Private-Label Student Loans

A new report issued in January by the National Consumer Law Center accuses for-profit colleges of saddling their students with unregulated private-label student loans that force these students into high interest rates, excessive debt, and predatory lending terms that make it difficult for these students to succeed. The report, entitled “Piling It On: The Growth of Proprietary School Loans and the Consequences for Students,” discusses the boom over the past three years in pri

Primary topic: Personal Finance

Personal Finance

1,667 views

By Jeff MictaborJan 28, 20111 topic

Does Parents’ Divorce Translate Into More Student Loan Debt?

A study conducted by researchers at Rice University and the University of Wisconsin and published in the December 2010 issue of the journal of Family Issues concludes that college students whose parents are divorced or remarried receive less financial support from their parents than do students who remain married to each other. The study, which examined 2,400 dependent undergraduate college students, concludes that students of divorced and remarried parents have to pay more

Primary topic: Personal Finance

Personal Finance

1,655 views

By Jeff MictaborApr 9, 20111 topic

Paying for College: Evaluating Your Financial Aid Package

Prospective college students who have filled out their applications for federal student aid (the application known as the FAFSA) should now be receiving information about their financial aid packages for the upcoming school year. College financial aid packages usually contain a combination of scholarships, grants, and student loans. Some student aid awards include federal work-study dollars. Alongside award amounts, financial aid letters also let students know how much money

Primary topic: Continuing Education

Continuing Education

1,369 views

By Jeff MictaborMar 12, 20111 topic

Paying for College: Using Employment Prospects to Drive Decisions

For college students who are approaching graduation, the employment picture may be looking slightly better than it has in the past couple of years, as the country slowly recovers from the Great Recession. This recovery doesn’t mean, however, that job prospects are rosy; it just means that new graduates are being less particular about the job offers they accept. For college graduates who may be facing tens of thousands of dollars in debt from student loans, the employment num

Primary topic: Continuing Education

Continuing Education

1,328 views

By Jeff MictaborMar 31, 20081 topic

A College Financial Aid Model For Private K-12 Students

nOne of President Bush’s education initiatives that would model private K–12 financing on a popular federal college financial aid program has sparked renewed debate about school vouchers and federal funding for private education. nnPell Grants for Kids, a proposed $300 million federal funding program for private K–12 education, would provide government-backed grants to low-income families to help them send their children to private, faith-based, or higher pe

Primary topic: Financial Freedom

Financial Freedom

1,170 views

By Jeff MictaborFeb 1, 20081 topic

U.S. Falls Behind Rest Of World In College Degree Attainment

The United States continues to lag behind other major industrialized nations in the percentage of the population with a college degree, according to a recent series of studies released by the Making Opportunity Affordable project. nnAlthough currently ranked tenth among industrialized countries in the percentage of 25–34-year-olds already holding an associate’s degree or higher, the U.S. ranks near the bottom in the percentage of entering students that are complet

Primary topic: Financial Freedom

Financial Freedom

1,091 views

By Jeff MictaborSep 27, 20071 topic

Thousands of Dollars To Pay For College Could Be Just a Few Clicks Away

If the cost of college and graduate school seems to be rising as quickly as summer temperatures, it may be time to look into the funding sources that could help you finance your postsecondary education. To help families sort through the financial aid maze, NextStudent, a leading Phoenix-based education funding company, offers students and parents this quick guide to the types of financial aid options that are out there. nnIt starts with financial need.nnFinancial aid can be c

Primary topic: Debt and Debt Consolidation

Debt and Debt Consolidation

1,073 views

By Jeff MictaborMar 10, 20081 topic

Concerns About College Costs Shaping More Students' Decisions

Freshman concerns about college affordability are at a 35-year high, according to a recent survey by the Higher Education Research Institute. Of the students surveyed, 39 percent said financial aid packages — the funds schools offer them in the form of grants, scholarships, work-study awards, and student loans — played a key role in their decision of which school to attend.nnCollege-bound seniors may even be passing up their first-choice schools because of these c

Primary topic: Financial Freedom

Financial Freedom

974 views

By Jeff MictaborFeb 18, 20081 topic

Financial Aid 411: Know The Ground Rules For Paying For College

With college tuition prices on a steady incline that’s outstripping inflation, more and more students may need to rely on financial aid to help pay for school. nnTrying to decipher what your financial aid award letters mean can seem complicated, but we’ve got some basic guidance and insider know-how for you to help make the process a little more manageable. nnnFind Free Money First, Private Student Loans LastnnThe rule of thumb when it comes to making the most out

Primary topic: Personal Finance

Personal Finance

960 views

By Jeff MictaborOct 26, 20071 topic

Don't Overpay For Your Education: Split Your College Years And Save

Figuring out how to pay for college can put a lot of stress on a family budget. And for those students who can’t rely on financial support from mom and dad, the pressure can be even greater. nnBut by rethinking your college experience and breaking it down into two different phases—the first two years at community college and the second two at the four-year university of your choice—you could potentially save yourself thousands of dollars, says NextStudent, a

Primary topic: Organizing and Learning How to Organize

Organizing and Learning How to Organize

865 views

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