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Articles by Jim Barnaby

Browse published articles attributed to Jim Barnaby, with full-archive search.

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By Jim BarnabyFeb 25, 20081 topic

Housing Rises On Rate-cutters' Radar

Earlier this week many were surprised to hear Bank of England monetary policy committee (MPC) member Tim Besley indicate an apparent shift in his position on interest rate cuts. Known to be a rate-cut opposing hawk, he seemed to soften his stance by telling the Institute for Fiscal Studies that a "balanced" assessment was needed by the MPC when making decisions about whether to cut or hold interest rates. For those hoping to see the property market boosted by mortgage interes

Primary topic: Personal Finance

Personal Finance

780 views

By Jim BarnabyDec 20, 20071 topic

Affordability Cloud Is Landords' Silver Lining

Its official - affordability in Britain is bad. Close observers of the UK housing market will, of course, know this isn't exactly a startling revelation. It is, after all, one of the prime factors to which the high house price inflation of recent years has been attributed.n nWhat is happening, however, is that affordability is getting worse, even with the housing market slowdown. Figures from the Council of Mortgage Lenders last week showed that the combination of high prices

Primary topic: Business Opportunities

Business Opportunities

779 views

By Jim BarnabyMay 6, 20081 topic

End of the Crunch Show

Up until today it had not seemed to be a good week for news emanating from the Bank of England. nnFirstly, we had the news that in March the number of mortgages approved had dropped from 72,000 in February to just 64,000. Then yesterday brought governor Mervyn King's declaration before members of parliament that the recent £50 billion bond scheme announced last month was not an attempt to provide an immediate boost to the mortgage industry, even if this was hoped to be a

Primary topic: Business Coach and Business Coaching

Business Coach and Business Coaching

774 views

By Jim BarnabyNov 19, 20071 topic

A Rate Cut Merely Delayed?

While the property market has produced a series of clear signals about its fortunes in recent months, from the slowdown in the residential housing sector to the rise in rents, the wider economy has thrown a number of contradictory signals into the melting pot of uncertainty. Thus the credit crunch and a slower housing market have occurred at a time when inflation has fallen below the government target, consumer spending has been high and unemployment low. nnNotwithstanding an

Primary topic: Personal Finance

Personal Finance

771 views

By Jim BarnabyFeb 12, 20081 topic

Bouncebackability Test Comes Now

Those looking at the possibilities of investing in property in UK will be concerned with many issues. One will be the economy as a whole, with some doom-mongers still predicting that Britain will catch America's cold and plunge into recession. Others may take a more subtle view, that a major economic downturn will be avoided but there will be a slump in the property market.nnYet for those with an optimistic view of the future, a number of green shoots may be appearing. Firstl

Primary topic: Personal Finance

Personal Finance

769 views

By Jim BarnabyNov 29, 20071 topic

The Lifestyle's The Thing

Every buy-to-let investor looking for property overseas has to work out first what market they are aiming to serve. Some will look for property geared up to short family holidays, others to houses that will function well as residences for longer parts of the year. Nearby facilities will play a part too, with differing leisure, work, transport and other considerations needing to be taken into account. nnIn the case of Portugal, there is a similarity in many regards to Spain, b

Primary topic: Business Opportunities

Business Opportunities

768 views

By Ted TurnerDec 28, 20071 topic

SEO Fundamental For Beginners

If you want to make your presence felt online then knowledge of SEO is very important. It is fast gaining ground and is an important tool that is used for making your website more well-liked. Competition online is very tough with several thousands trying to make a place for themselves. In such a condition just having a website of your own is not enough. Efforts to add to traffic to your website play a very important role in internet marketing . A website that records in the f

Primary topic: Internet Marketing

Internet Marketing

767 views

By Jim BarnabyNov 13, 20071 topic

Cyprus Will Reward Investors, Minister Promises

Cyprus is an area which has seen a lot of change in the past few years, with much of it succeeding to make it an even more attractive destination for Cyprus property investors and holidaymakers alike. After becoming a member of the European Union in 2004, the economy expanded and business opportunities have thrived, an aspect which the government is keen to promote.nnAntonis Michaelides, minister of commerce, industry and tourism for the island state, recently spoke at an eve

Primary topic: Personal Finance

Personal Finance

763 views

By Jim BarnabyOct 22, 20071 topic

Branding Through Graphic Designs

Graphic designing is a strategic tool for marketing and communication to the public through visual representations of creative designs and logos. It comprises of creative faculty with superior designing and aesthetic skills studded together in the designer. Critical analysis and sound thinking are the hallmark of a good designer. He also tries to associate his culture with the advertisement designs and tagline to reach out to the real customers. Communication of your idea to

Primary topic: Business Start-up

Business Start-up

758 views

By Jim BarnabyNov 5, 20071 topic

Spain 'to stand the test of time'

Amid all the speculation about the future prospects for the Spanish property market after the slowdown in the past year following the boom, or the recent threat by the Spanish government to demolish illegally-built homes on the coast, some might ask if a more long-term perspective is the best way to judge how things will turn out. This is certainly a question Spain property investors committed to longer-term investment would want to ask.nnOf course, those looking at developme

Primary topic: Personal Finance

Personal Finance

753 views

By Jim BarnabyNov 26, 20071 topic

Calcutt Promises Brownfield Revolution

The future of the housing market has been the subject of so much conjecture and debate that the list of considerations is notably long. No less than 37 issues have been identified in the Calcutt report released today, if the number of recommendations is any guide. nnJohn Calcutt, formerly chief executive of English Partnerships, was tasked last year by the government with finding ways the target of building 240,000 new homes a year up to 2016 could be achieved. Apart from the

Primary topic: Business Opportunities

Business Opportunities

752 views

By Jim BarnabyDec 26, 20071 topic

Golden Chances For Green Investors

In an increasingly eco-friendly marketplace, everything, it seems, has to be environmentally friendly. Organic food is in, irradiated and GM is out. Recycling is good while waste is unforgivable. Everything from using more public transport to fitting insulation and using energy-saving light bulbs has been caught under the green umbrella. nnMany still resist the temptation to give up flying, but those who are conscious of their carbon footprint yet don't want to ditch the fore

Primary topic: Personal Finance

Personal Finance

752 views

By Jim BarnabyNov 12, 20071 topic

Government Bills Lay Down Housing Marker

The Queen's Speech is always an eagerly awaited occasion, partly for its pomp and ceremony, but mainly, of course, for the interest it draws to the government's legislative programme.nnAs a guide to priorities, the programme announced this week clearly indicates that the government is keen to push through its house building strategy, a move which will impact on the property investment sector. Having set a target of building three million homes by 2020, Gordon Brown will be aw

Primary topic: Home Business

748 views

By Jim BarnabyDec 27, 20071 topic

Where The Healthy Prospects Lie

Those looking for good or bad news about the buy-to-let market should not have to hunt too far to find it in these times of change. But both will not be found in the same place, for different movements in the market, both geographically and in the type of property, have led to variable situations around the country. nnOne difference frequently noted has been that between the investors hoping to make a quick return - for whom the market is no longer favourable - and the landlo

Primary topic: Business Opportunities

Business Opportunities

744 views

By Jim BarnabyFeb 12, 20081 topic

Be Selective, Investors In Germany Advised

When it comes to property investment, Germany appears to represent a bit of a conundrum. On the one hand, it is a well-known fact that the country does not have the sort of property-owning culture that the UK does. Less than half of Germans own their own homes, which means that the rental market is large at any time and larger still in areas of very low homeownership such as Berlin.nnAt the same time, the country has not seen the sort of housing booms which have occurred in o

Primary topic: Business Opportunities

Business Opportunities

739 views

By Jim BarnabyNov 28, 20071 topic

Rate Cut Answer Blowing In The Wind, Says Lomax

The issue of interest rate cuts has been high on the agenda this month as the Bank of England's own inflation report hinted strongly at UK mortgage cuts next year. However, the minutes of the latest meeting of the monetary policy committee (MPC) showed that the people making the decisions were far from convinced that the time for such cuts was nigh.nnWith every stakeholder in the property industry, from lenders to homeowners and property investors comma watching the situation

Primary topic: Personal Development

Personal Development

737 views

By Jim BarnabyOct 11, 20071 topic

Boom Times Ahead For Buy-to-let, Says Rics

Recent reports on the UK property market indicate that house price rises are slowing down and in some areas, they are even beginning to fall. Nationwide and Hometrack have both released data showing that this is true of vast swathes of the UK. nnYesterday, a Halifax report concluded that prices in the north - including Yorkshire - and in the midlands are on the cusp of beginning a downward trend. Prices in the south-east and London are unaffected as yet, it seems, but a gener

Primary topic: Personal Finance

Personal Finance

733 views

By Ted TurnerJan 4, 20081 topic

Internet Marketing - Intimate Marketing

In these days of vast Internet use, people generally have the intention to attach everything of their daily life to the Internet. So the concept of promotion and marketing are also get co-related with each other. Lets discuss a little about the Internet marketing.nn Internet marketing , some times referred to as the e-marketing or the online marketing, is the marketing strategy for the services or the products applied through the use of Internet. Due to the low-cost and the g

Primary topic: Internet Marketing

Internet Marketing

732 views

By Ted TurnerNov 29, 20071 topic

Make The Search Engine Work For You

The internet has come to be a major marketing tool of the present times. A company that wants to make its presence online must first create a website. A website is a means of opening your doors to a whole new world of opportunities. The website is your means or tool for gaining access to a large number of customers at the same time. However, making or creating a website alone is not enough for success in internet or online marketing. You need to promote your website in the ri

Primary topic: Internet Marketing

Internet Marketing

729 views

By Jim BarnabyOct 31, 20071 topic

Slow And Steady Wins The Race?

Its official: the hare that was the UK housing market has become a tortoise. That the UK Property housing market has been slowing down in the last few months is well known as survey after survey shows lower house price rises, but figures out today suggest it has finally gone into its shell. nnThe October survey of the housing market by property website Hometrack.co.uk showed that this month has seen house prices falling by 0.1 per cent, with this pattern repeated right across

Primary topic: Personal Finance

Personal Finance

719 views

By Jim BarnabyNov 5, 20071 topic

Investors beware: Jack Frost cometh

Buy-to-let property investors hold the dubious honour of responsibility for the upkeep and maintenance of all of their properties. Tenants are usually unwilling, unable and contractually hamstrung when it comes to repair work, meaning that they are straight on the phone in the event of a disaster.n nMany landlords may be used to being woken at all times of the night to respond to burst pipes, collapsed ceilings and incidences of crime - something that comes with the territory

Primary topic: Personal Finance

Personal Finance

715 views

By Jim BarnabyDec 18, 20071 topic

Sensible Investors Will Succeed, Says Expert

Those considering investing in the buy-to-let sector, or expanding their existing portfolios, may be forgiven for feeling slightly confused at much of what they have read of late about the industry.nnOn the one hand, there have been negative stories of investors getting their fingers burnt and much waxing apocalyptic about the supposedly dire future of the industry as the overall property market slows down and certain areas experience oversupply of flats and other properties.

Primary topic: Personal Finance

Personal Finance

715 views

By Ted TurnerJan 18, 20081 topic

The Importance Of Meta Tags

Search engine optimization or SEO is seen to be a most essential tool that is used for getting a high page ranking for your website. This would in turn avert more transfer to your website. Meta tags play a very significant role in SEO. Some of the essential Meta tags that must be given sufficient weight age are :nn• The title tag is what indicates to the search engine as to what the particular site pertains to. The title tag would facilitate search engines categorize yo

Primary topic: Internet Marketing

Internet Marketing

712 views

By Ted TurnerDec 25, 20071 topic

Best Condos In Canada

We are PLAZACORP, building the premiere condominiums in Toronto of Canada. We are not new to this business of condo building. Basically we have the experience of building the leading condos like ‘900 Mt. Pleasant’, ‘Wellington On The Park’, and ‘Regency Yorkville’ etc in our bag. Now we are planning to build some more leading condos like we did in the past.nnNow let me give you some of the important information regarding the condos and some

Primary topic: Business Opportunities

Business Opportunities

700 views

By Jim BarnabyOct 15, 20071 topic

Capital Gain Promise For Property Investors

Chancellor of the exchequer Alistair Darling is not a popular man in some parts. His pre-budget statement drew accusations from political opponents that he was a "magpie", stealing the tax plans of others, while he, like his boss and former incumbent of number 11 Downing Street, faced Conservative jibes over Labour's apparent u-turn on plans to call an early general election.n nMr Darling has also faced fire over changes to capital gains tax as he scrapped taper relief and in

Primary topic: Business Opportunities

Business Opportunities

696 views

By Jim BarnabyJan 2, 20081 topic

Moderate Recovery Prospect Leaves Buy-to-let Well Placed

One of the most frequently highlighted statistics in the UK property investment sector has been the rise in rents as the housing market has declined. With more and more would-be first-time buyers opting to stay out of the market in these uncertain times, rental demand has been higher and has pushed up prices. Thus while buy-to-let is less of an enticing prospect than it was for those buying in the hope of rapid price inflation, it presently offers a good rental return for lon

Primary topic: Personal Finance

Personal Finance

694 views

By Jim BarnabyNov 14, 20071 topic

Short-term Holiday Letting Proving Popular

A growing number of people appear to be turning away from the usual package holidays and traditional hotels when they travel abroad in favour of renting a holiday home for the duration of their stay overseas - creating new opportunities for those looking to invest in foreign property markets .nnThe difference between the hotel market and this emerging buy-to-let sector is the "quality" of properties, according to Olivia Mullan, head of rentals at MRI Overseas Property, who sa

Primary topic: Personal Finance

Personal Finance

685 views

By Jim BarnabyNov 12, 20071 topic

Britons Tunnelling Through To Cheaper Property

It was reputedly Napoleon who first thought of digging a tunnel under the English Channel, the idea being to provide a means for his armies to bypass the sea barrier which had (and still has) protected Britain from a successful full scale invasion since 1066.n nPerhaps ironically, then, it is now such a tunnel does exist that a British army is apparently heading the other way. But far from being men with guns and bayonets, these are commuters who are combining the possibiliti

Primary topic: Personal Finance

Personal Finance

666 views

By Jim BarnabyOct 10, 20071 topic

Easier To Make Money On Overseas Property, Expert Claims.

Prospective buy-to-let investors may be interested to know that a leading property industry website is advising newcomers to the market to consider looking at buying overseas property . According to BuyAssociation, the present financial climate means that there can be more money made abroad.nnAccording to spokesman Paul Collins, there are also more opportunities for making money through foriegn property investment in foreign markets than there are within the UK. He believes t

Primary topic: Business Opportunities

Business Opportunities

662 views

By Jim BarnabySep 28, 20071 topic

London Still Promising Capital Gains

For years London has seemed like the best and worst of the property market. On the one hand, it has been at the centre of the biggest bang in the loud boom of the UK housing market, with London property prices comfortably outstripping the national average and soaring astronomically in the central areas, driven by high city bonuses and super rich buyers from overseas looking to buy homes, including individuals such as Roman Abramovic and Lakshmi Mittal, who bought a home in Lo

Primary topic: Business Opportunities

Business Opportunities

658 views

By Jim BarnabyOct 12, 20071 topic

Britons Still Looking To Sunny Spain

Pessimists writing about the Spanish property market have questioned the strength of the market many times in the last couple of years, following a period of unprecedented boom. Some have seen the subsequent market slowdown as the prelude to a crash. Others have seen it simply as a necessary correction which has prevented an overheating of the market, in which case the prelude is one to a period of more measured, steady growth.nnThis latter synopsis is certainly the view of O

Primary topic: Business Opportunities

Business Opportunities

636 views

By Jim BarnabyNov 6, 20071 topic

Immigration And Housing Downturn Spell Good News For Buy-to-let.

The issues of immigration and housing have been big issues in the news in recent years, with both being bones of contention and debate. In the former case, there has been a split between those who have welcomed the new source of labour coming from eastern Europe, set against those claiming that a crowded island is somehow being swamped or simply displaying xenophobia. In the latter case, there is widespread concern over the housing crisis but no clear agreement over the solut

Primary topic: Personal Finance

Personal Finance

631 views

By Jim BarnabyOct 20, 20071 topic

Market Variation Emerges In Survey

Those looking to invest in property may often include those who wish to split a portfolio between the UK and abroad. One of the questions they might well ask is about what differences exist between the different markets. nnMultiple answers could be given to such a question. In the first instance, each country has its own laws relating to land ownership, tenancy rights, building and maintenance regulations, contracts, tax and other issues. nnAt the same time, it is worth notin

Primary topic: Business Opportunities

Business Opportunities

619 views

By Jim BarnabyOct 11, 20071 topic

Buy-to-let Keeps On Growing

Despite all the claims that buy-to-let's doomsday was just around the corner, investors are continuing to defy the pessimistic pundits and enter the market, new evidence has shown.nnThe number of buy-to-let mortgages rose by 37 per cent in the year to August 2007, according to the latest statistics by the Council of Mortgage Lenders (CML), which said this trend had helped to prop up an otherwise cooling housing market. nnCertainly, the buy-to-let trend contrasts with the resi

Primary topic: Business Opportunities

Business Opportunities

612 views

By Jim BarnabyOct 29, 20071 topic

Will MPC Caution Cause Housing Slump

Since it became clear over the latter weeks and months of the summer that the UK housing boom was slowing down, speculation over interest rate cuts has emerged. What had begun as a question of when rates would rise to six per cent has become first a gradual realisation that the 5.75 per cent rate was likely to stay put for some time, followed by talk of cuts.nnThe responsibility of the Bank of England's monetary policy committee (MPC) is of course the maintenance of consumer

Primary topic: Business Opportunities

Business Opportunities

537 views

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