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Samantha Seiffert/
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Articles by Samantha Seiffert

Browse published articles attributed to Samantha Seiffert, with full-archive search.

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By Samantha SeiffertRecently published1 topic

How to Get Financial Aid for Single Moms

Being a single mom can be quite a challenge. It is all the more difficult when you have limited resources that is not enough to support the household. The good news is there are financial assistance programs that are directed towards single moms. While circumstances have left them solely responsible for taking care of their children and all their needs, a lot of organizations and agencies have been set up to help this minority group.

Primary topic: Personal Finance

Personal Finance

1,501 views

By Samantha SeiffertRecently published1 topic

How to Use the Holidays to Grow Your Income

The holidays can easily be the most expensive time of the year for everyone. That’s the double edged sword of the gift giving season. As you expect to receive gifts, so are you expected to give tokens of appreciation to celebrate the Christmas season. It is a given and accepted fact that our expenses double (or even triple) during the last few months of the year. However, you can actually take advantage of that to grow your income too!

Primary topic: Personal Finance

Personal Finance

1,480 views

By Samantha SeiffertRecently published1 topic

Live a Frugal Life to Gain Financial Freedom

Frugality is a way of living and a great strategy to achieving financial freedom. It does not necessarily mean that you have to make do with scrimping on all aspects of your spending life. It is not simply cutting down the cost of all items. Living a frugal life is a process that starts with acceptance of your current financial situation and that you have to make some necessary changes to achieve financial freedom.

Primary topic: Personal Finance

Personal Finance

1,389 views

By Samantha SeiffertRecently published1 topic

Must-Have Habits While in a Debt Relief Program

Applying for a debt relief program is a great way to start heading towards a debt free life. However, that is only half the battle. You will encounter a lot of realizations as you go deeper into your debt relief efforts. Most of these will involve changing a few habits that will get you out of debt faster and keep you from acquiring more debts.

Primary topic: Personal Finance

Personal Finance

1,352 views

By Samantha SeiffertRecently published1 topic

Save Your Household: Personal Finance Management for Women

Whether you are a stay at home mom or working to help with the household expenses, family finance management usually falls on the shoulders of women. That is probably because they get to monitor what is needed at home and what needs to be purchased to make sure everyone in the family has what they need to live comfortably. When it comes to deciding what is best for the family, both spouses or partners have to share the burden. But in most cases, women have the bigger role of defining what needs to be decided upon to ensure the household is well provided for.

Primary topic: Personal Finance

Personal Finance

1,341 views

By Samantha SeiffertRecently published1 topic

Important Household Expenses Your Should Rethink This 2013

The new year brings a chance to change something about our life. Why don’t we make sure that change is for the better? As the turn of the new year happens, it is just about time for us to rethink a lot of things about our lives. One of them are household expenses.

Primary topic: Personal Finance

Personal Finance

1,291 views

By Samantha SeiffertRecently published1 topic

Avoid Making Unrealistic Goals to Achieve Debt Relief Success

Debt relief companies are commonly criticized for showing over-the-top results but failing to deliver results. The statistics show that success for a lot of debt solutions is not as admirable as they are advertised. A lot of consumers enrol in a program but after a couple of months, they end up quitting the program altogether. That leaves a question in mind: why do a lot of debtors fail at debt relief?

Primary topic: Personal Finance

Personal Finance

1,289 views

By Samantha SeiffertRecently published1 topic

Personal Money Management for Women

As women start to be more aggressive in learning how to earn their own income, it is clear that they also have a responsibility in making sure that they know how to manage it. While we will not claim that men are the best in terms of money management, statistics show that women are not aggressive in saving towards retirement. There are a couple of things that we will discuss in this article to help women make better choices about their finances.

Primary topic: Personal Finance

Personal Finance

1,251 views

By Samantha SeiffertRecently published1 topic

What Causes Credit Card Debt?

As you are on the road to financial recovery, paying off debts is usually the focus of your plans. However, to effectively eliminate your debts and make sure you never land on the same situation again, you have to address the different reasons why you got there in the first place. In truth, credit card debts are the easiest to fall into. The idea of being able to purchase something that you cannot afford at the moment is very tempting. It gives you the illusion that you can spend beyond your means.

Primary topic: Personal Finance

Personal Finance

1,224 views

By Samantha SeiffertRecently published1 topic

Tips in Choosing the Right Second Job that Will Not Burn You Out

Everyone seeks financial freedom and independence. This may be from too much debt, a desire to purchase a big ticket item, a dream to start investing or to simply start your own business. Whatever it is, the need to increase your monthly income is crucial in achieving this. There are a couple of ways to go about this and one of them is getting a second job.

Primary topic: Personal Finance

Personal Finance

1,165 views

By Samantha SeiffertRecently published1 topic

How to Pick Up the Pieces After Debt Settlement

Debt settlement is one of the debt relief options that will get you out of debt fast. It will take between 24 - 48 months to complete a program and after that, you will find yourself free from debt - or at least have a significant amount of that closed. Everyone going through any form of debt relief would always look towards their debt free goal. It gives them the motivation and encouragement as the debts are paid off one by one. But what happens after you complete the program? What will you do once you finish a successful debt settlement program?

Primary topic: Personal Finance

Personal Finance

1,137 views

By Samantha SeiffertRecently published1 topic

Settling Your Own Credit Card Debt

While it is advised that you enlist the help of a professional, debt settlement is something that you can accomplish on your own. If you wish to go about the whole process by yourself, you need to understand every step involved.

Primary topic: Personal Finance

Personal Finance

993 views

By Samantha SeiffertRecently published1 topic

Read This Before You Use Loans To Pay Your Debts

Getting a debt consolidation loan to pay off your credit obligations may seem like a good idea but before you pursue that path, you need to lean a couple of things first. All forms of debt relief in general will require a specific financial situation before you can really say that it is the right option for you to achieve debt freedom. In getting a loan to pay your other debts, there are signs to look out for before you opt for this as your solution. If you have the wrong signs, you may end up having more financial problems than when you started.

Primary topic: Personal Finance

Personal Finance

983 views

By Samantha SeiffertRecently published1 topic

Increase Your Income Through These Online Jobs

Our economy has met a newfound ally in technology. Known as applied science, it has transformed a lot of industries making them realize their potential and our economy is one of them. WIth the latest advancements in technology, earning income online has been a staple topic with those that has found life’s struggles too much to bear. They have found new hope in realizing their dreams by being able to decently earn through hard work.

Primary topic: Personal Finance

Personal Finance

972 views

By Samantha SeiffertRecently published1 topic

On Making a Debt Management Plan Successful

There are many forms of debt relief and one of them involves making a debt management plan. Sometimes referred to as a DMP, it aims to aid consumers in paying off their credit obligations through a debt consolidation program. While the success of your debt relief effort depends on how you will implement that plan that you have created for yourself, that will begin with the plan itself. Set yourself up to succeed by making sure your roadmap is foolproof.

Primary topic: Personal Finance

Personal Finance

947 views

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