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Tracy Manamon/
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Articles by Tracy Manamon

Browse published articles attributed to Tracy Manamon, with full-archive search.

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Showing 51–87

By Tracy ManamonRecently published1 topic

How Will Health Insurance in Ohio Change by 2014?

Over the past year you may have already started to see a change in health insurance. These changes are only just beginning and are said to be taking full effect in 2014. Like most changes, some people are for the change taking place, and others are very against it. While we are not here to tell you to take a stance in either direction, we want to make sure that you are given the knowledge to make an informed decision with actual facts to back it up.

Primary topic: Financial Literacy

Financial Literacy

989 views

By Tracy ManamonRecently published1 topic

U.S. Eases Entry for International Visitors

U.S. tourism is all set to see happy days ahead with the federal government making it easier for international visitors to get through customs. Targeting mainly tourists from Brazil and China who are able and willing to spend, President Obama plans to speed up the non-immigrant visa approval process by making the Global Entry Program permanent. Obama is also looking to enhance the Visa Waiver Program which permits citizens from some countries to travel visa-free within the US for up to 90 days.

Primary topic: Financial Literacy

Financial Literacy

971 views

By Tracy ManamonRecently published1 topic

HSA Are Something Everyone Should Consider

If you have Ohio health insurance you may have heard about Health Savings Accounts, you may even know people who have them, but you may not have ever considered one for you. However, now might be the best time to start exploring if they are your best option. With all of the healthcare reform that is being launched, HSA’s will likely become the choice of many Americans to avoid further taxation.

Primary topic: Financial Literacy

Financial Literacy

963 views

By Tracy ManamonRecently published1 topic

The Effect of Individual Mandate on Kentucky

Many Kentucky residents are unaware of how the happenings on the healthcare front will affect them and their decisions on Kentucky health insurance. Many are struggling to pay their premiums and the individual mandate could raise premiums, thereby raising the number of uninsured. Though the federal government says it will pay the premium for such people, this will be brought about by raising taxes for others.

Primary topic: Financial Literacy

Financial Literacy

951 views

By Tracy ManamonRecently published1 topic

Obamacare Will Raise Deficit Says New Study

Adding fuel to the fire on the debates over the health care law, a leading conservative economist has suggested that Obamacare will only add to the national deficit and not reduce it. Charles Blahous, a former Bush administration official who serves as public trustee overseeing Medicare and Social Security finances, released the results of his study which estimates that the health care law will add at least $340 billion to the nation’s deficit. This is contrary to President Obama’s promise in 2009 that he would not endorse a health care plan that “adds one dime to” to the federal deficit.r

Primary topic: Financial Literacy

Financial Literacy

937 views

By Tracy ManamonRecently published1 topic

Who is Really to Blame for Rising Ohio Health Insurance Premiums?

It has recently become apparent that those who have Ohio Health Insurance are struggling when it comes to meeting the payment requirements for prescription drugs. The cost has gone up and health insurance companies would lead the consumer to believe that this increase has been dealt primarily by health insurers. But is this really the case?

Primary topic: Financial Literacy

Financial Literacy

920 views

By Tracy ManamonRecently published1 topic

8 Questions Answered about the Individual Health Insurance Mandate in Kentucky

Now more than ever people have specific questions about Kentucky individual health insurance. The Supreme Court has passed the Affordable Care Act and many wonder what this will mean for them. Here is a series of the most frequently asked questions about the mandate including informed answers: 1. Is the individual mandate a penalty or a tax? According to the Supreme Court the individual mandate is a tax not a penalty. Even though there is a “penalty” that you must pay if you do not have Kentucky individual health insurance, this penalty is being called a tax.

Primary topic: Financial Literacy

Financial Literacy

912 views

By Tracy ManamonRecently published1 topic

Ohio Health Savings Accounts Number Skyrocket

Even if you yourself do not have a health savings account, you probably know someone that does or have at least heard of them. I was just in a conversation the other day where one person had a health savings account and the other person did not. The one who did not have it was thinking about getting one and wanted to know more about these accounts.

Primary topic: Financial Literacy

Financial Literacy

908 views

By Tracy ManamonRecently published1 topic

Examples of “Real Life” Travel Risks

Sometimes when preparing for a vacation or business trip we don’t want to think about the things that could happen when we are on our trip. We want to live in the fantasy that everything is going to be fine, and hopefully, it will be. Many know though that sometimes there are situations that arise that have to be dealt with, and if you do not have travel insurance you are at risk for possibly having to spend a lot of money. I am going to inform you of seven risks you take when traveling without travelers insurance.

Primary topic: Financial Literacy

Financial Literacy

879 views

By Tracy ManamonRecently published1 topic

11 Most FAQs About Health Insurance Ohio and the Health Care Reform

Health insurance Ohio has been changing drastically in the last couple years, and is going to continue to change until 2014, when most of the changes will be put into full effect. Many people have a lot of questions and conce s about the upcoming changes so I would like to help you understand what changes are coming and how you can be an informed individual when buying health insurance.

Primary topic: Financial Literacy

Financial Literacy

876 views

By Tracy ManamonRecently published1 topic

Kentucky Individual Health Insurance - Understand the Lingo

When you are shopping for Kentucky individual health insurance, you could come across many terms and expressions. Understanding the lingo is the first step towards finding a plan that meets your needs. Important Health Insurance Terms

Primary topic: Financial Literacy

Financial Literacy

859 views

By Tracy ManamonRecently published1 topic

How Health Care Reform Affects Individual Health Insurance Ohio

Ohio is one of the 26 states which are challenging the Patient Protection and Affordable Care Act of 2010 provision which requires all Americans to purchase health insurance starting in 2014 or pay a fine. Two years after the law was passed, there are still many questions being raised about its ability to make individual health insurance Ohio more affordable. Here’s why:

Primary topic: Financial Literacy

Financial Literacy

835 views

By Tracy ManamonRecently published1 topic

Crucially Important Steps After You Purchase Travel Insurance

Congratulations, if you are interested in what to do after you have purchased travel insurance, than you must have already looked into the different travel insurance companies and purchased a plan. It is a great feeling isn’t it? Knowing that you are going on this family vacation or business trip completely insured? If anything happens you will know if you are insured for it or not, and have a travel insurance company that you can be in contact with 24/7 with any questions. So what do you do now that you have purchased your plan?

Primary topic: Financial Literacy

Financial Literacy

826 views

By Tracy ManamonRecently published1 topic

Ohio Individual Health Insurance – Buy the Right Plan

Most individuals in Ohio get insurance through their employer. Those who do not have such insurance can purchase an affordable Ohio individual health insurance plan that offers great benefits. Buying the right health insurance plan means understanding the options available and then finding the plan to suit your needs. Health Insurance in Ohio - Buying the Right Plan

Primary topic: Financial Literacy

Financial Literacy

813 views

By Tracy ManamonRecently published1 topic

A Checklist to Enjoy a Hassle-free Trip

You are excited about your trip abroad but worried if unexpected events could disrupt your plans. Making a travel checklist can help make your experience relatively hassle-free. • Being well-informed about your destination in advance keeps you confident and relaxed. Get all the information you can on the places you are visiting from the Internet, travel agencies, travel guides and tourist offices.

Primary topic: Financial Literacy

Financial Literacy

789 views

By Tracy ManamonRecently published1 topic

Affordable Ohio Health Insurance with an HSA-qualified HDHP Plan

With the IRS announcing the cost-of-living adjustments affecting Health Savings Accounts (HSAs), HSA contribution limits and High Deductible Health Plans (HDHP) out-of-pocket maximums will see slight increases in 2012. HDHP minimum required deductibles remain the same as in the last two years. With some professional guidance, you can easily find affordable Ohio health insurance with an HSA-qualified HDHP.

Primary topic: Financial Literacy

Financial Literacy

774 views

By Tracy ManamonRecently published1 topic

Inexpensive Health Insurance Ohio for Your Family or Employees

Have you been searching and searching for health insurance, and everywhere you go you seem to be meet with the same issue, that health insurance premiums have been rising? Whether you are looking for family or employee health insurance Ohio, you will realize that purchasing health insurance can be quite expensive. Here is some information to help you find not only the most affordable, but also the smartest plan for you and your family.

Primary topic: Financial Literacy

Financial Literacy

746 views

By Tracy ManamonRecently published1 topic

What You Need to Know About the Individual Mandate in Ohio

The question that is running through so many Americans’ minds today is “How will the individual mandate help or hurt us, when it comes to health insurance?” The common man in Ohio, who may not be following the mandate on a daily basis, is going to first look at the change in his insurance premium. His initial thought is “will I be able to afford the change for health insurance Ohio, or is it going to hurt me more?” This is a great question to be asking your-self. Ohio has not made a decision yet if the state is going to be for or against the individual mandate of Obamacare.

Primary topic: Financial Literacy

Financial Literacy

733 views

By Tracy ManamonRecently published1 topic

How to Choose a Suitable Ohio Short Term Health Insurance Plan

Short term health coverage is meant for people who are looking for temporary medical insurance for periods ranging from one to eleven months. You should consider a short term health plan if you are: • Between jobs • New employees waiting for coverage to begin at the work place • Part-time, temporary or seasonal workers • A new school graduate who is not on a parent’s health plan • Early retirees

Primary topic: Financial Literacy

Financial Literacy

700 views

By Tracy ManamonRecently published1 topic

Obamacare in Ohio – Individual Health Insurance Premiums to go up, says Milliman Report

The key findings of a forecast report by Milliman Inc., Seattle for the Ohio Department of Health Insurance are that the changes occurring as a result of the Patient Protection and Affordable Care Act (PPACA) will bring down the number of uninsured by 790,000, but increase premiums by more than 55% for the 735,000 residents who have Ohio individual health insurance coverage. According to Milliman consultants, these trends are “primarily driven by the estimated health status of the new individual health insurance market and the expansion of covered benefits.” 1

Primary topic: Financial Literacy

Financial Literacy

681 views

By Tracy ManamonRecently published1 topic

Kentucky Individual Health Insurance Plans - Need to Assess Your Options

Recent studies reveal that many Kentuckians do not have health insurance. This is a trend that needs to be reversed, especially given the present economic scenario and also because Kentucky falls in the lower quadrant of healthy US states. Leading health insurance companies offer several kinds of Kentucky individual health insurance plans. If you are a Kentuckian without health insurance, you need to assess your options at the earliest and find a plan to suit your needs. Individual Health Insurance Kentucky – Points to Note

Primary topic: Financial Literacy

Financial Literacy

664 views

By Tracy ManamonRecently published1 topic

Healthcare Reform – Rising Costs of Benefits Puts Onus on Employees

Up to 159 million Americans (52 percent) are covered by employer-sponsored plans. The Affordable Care Act is changing the group health insurance scenario. Employers are conce ed about the rising cost of per-employee benefit costs and are expecting their employees to contribute more out of their pay checks to the benefits package. This is borne out by the results of several studies, including ERC’s recently published 2011/2012 Policies & Benefits Survey covering Northeast Ohio employers.

Primary topic: Financial Literacy

Financial Literacy

658 views

By Tracy ManamonRecently published1 topic

Health Insurance Kentucky – Be Aware, Be Prepared

Whether you are an individual seeking a health plan for yourself and your family, a woman looking for mate ity or preventive care cover, or self-employed and looking to manage health risks, being aware and prepared is important. A lot is happening on the health insurance Kentucky scene and the nation in general, and as the saying goes, forewa ed is forearmed. Individual Health Insurance Kentucky

Primary topic: Financial Literacy

Financial Literacy

642 views

By Tracy ManamonRecently published1 topic

Controlling Health Care Costs – Anthem Shows the Way

The rapidly rising cost of health care is one of the most pressing issues that the U.S. is facing today and it is eating into the income gains of the average American family. The increase in health insurance premiums is leaving people with less cash to spend on other essentials. According a survey on employer-sponsored health benefits conducted by the Kaiser Family Foundation and the Health Research and Education Trust in 2010, premiums for single and family coverage rose over 9% since last year. The cost of premiums for families has risen from $13,770 in 2010 to $15,073.

Primary topic: Financial Literacy

Financial Literacy

638 views

By Tracy ManamonRecently published1 topic

Health Insurance Coverage for your Small Business in Ohio

While we wait for the government to try and resolve the great debate over health care reform, thousands of people in Ohio go without coverage. Any changes that are approved won’t go into effect for at least three years so it is up to small business operators to find solutions in the short term for themselves. You may be surprised to learn that in Ohio there are a number of affordable health plans available right now.

Primary topic: Financial Literacy

Financial Literacy

619 views

By Tracy ManamonRecently published1 topic

Finding Affordable Ohio Health Insurance

Ohio health insurance companies provide several types of affordable plans for individuals, families, and employers. The best way to get affordable Ohio health insurance quotes is to find a professional, independent health insurance agent to represent you. Though all health insurance rates are fixed by law, there are many affordable options available. A dependable agent can help you get free quotes from leading providers and also provide expert guidance to choose a plan that meets your needs and budget. Features of Low Cost Ohio Health Insurance

Primary topic: Financial Literacy

Financial Literacy

618 views

By Tracy ManamonRecently published1 topic

How Kentucky Individual Health Insurance Differs from Group Insurance

Individual health insurance is meant for people who are not in an employer-sponsored or government-assisted health plan. Group insurance, as the name implies, refers to the coverage that an employer sponsors for his employees and their dependents. Most people have this kind of coverage. The employer co-shares the payment towards the monthly premium with the employee. Besides this basic difference, Kentucky individual health insurance differs from group insurance in many ways. Individual Health Insurance KY – Features

Primary topic: Financial Literacy

Financial Literacy

599 views

By Tracy ManamonRecently published1 topic

Ohio Health Insurance Many Sides to a Complex Issue

June has been a busy month for hawks watching the Ohio health insurance scene. The latest development is that a federal appeals court in Ohio has upheld the 2010 health reform law. On June 29, the three-judge panel of the 6th U.S. Circuit of Appeals in Cincinnati voted 2-1 that Congress does not exceed its powers by requiring individuals to buy health insurance.

Primary topic: Financial Literacy

Financial Literacy

584 views

By Tracy ManamonRecently published1 topic

Many Kentuckians Going Without Health Insurance

The Kentucky Health Issues Poll (KHIP) conducted in December 2010 shows that about a quarter of the state's population does not have health insurance. This means that health insurance has a big gap to fill.

Primary topic: Financial Literacy

Financial Literacy

576 views

By Tracy ManamonRecently published1 topic

Ohio Short Term Health Insurance – Safety Net for Laid-off Workers

Ohio short term health insurance is a great option for unemployed persons as it offers coverage for unexpected catastrophes. Short term health plans are assuming great significance in these financially challenging times. According to the U.S. Bureau of Labor Statistics, July 2011 saw employers taking 1579 mass layoff actions, displacing 145.000 workers. Since the economic downturn, the number of workers filing for unemployment insurance has been rising. Things have been made worse with COBRA subsidies coming to a close on August 31, 2011.

Primary topic: Financial Literacy

Financial Literacy

568 views

By Tracy ManamonRecently published1 topic

How to Choose the Right Ohio Individual Health Insurance Plan

Health insurance companies in Ohio offer several types of health plans. If you are employed, choosing a plan would not be complicated as most employers offer only one or two health insurance options. However, if you are shopping for coverage on your own, you would be faced with the question of how to choose the right Ohio individual health insurance plan from the multitude of choices available in the market. Individual Health Insurance Coverage in Ohio – Choosing Right

Primary topic: Financial Literacy

Financial Literacy

563 views

By Tracy ManamonRecently published1 topic

New Legislation and Changes in Medicare

Almost 27 million seniors who get their prescription drug coverage from Medicare saw major changes in 2010. In 2011, Medicare beneficiaries are getting more benefits, though people with higher incomes will have to pay higher incomes, and maybe, higher taxes too. • Closing the Donut Hole

Primary topic: Financial Literacy

Financial Literacy

554 views

By Tracy ManamonRecently published1 topic

Finding Affordable Kentucky Health Insurance – Facing the U.S. Health Care Crisis

There’s one thing everybody agrees on – America has a healthcare crisis. As for how to deal with it, opinions are divided. A new Gallup poll revealed that 47 percent of Americans want the health care law repealed and 42 percent want it to stay. Whether the law is repealed or retained, it’s risky to go without health insurance. If you live in Kentucky, make sure you find an affordable Kentucky health insurance plan before it’s too late. Rising Proportion of Uninsured

Primary topic: Financial Literacy

Financial Literacy

528 views

By Tracy ManamonRecently published1 topic

Ohio Open Enrollment - Time to Evaluate Your Medicare Coverage

The Medicare open enrollment period offers Medicare beneficiaries in all US states an opportunity to review their health plan and switch to a new one that accommodates new needs, such as a change in health status. Ohio health insurance companies offer various types of Medicare Supplement or Advantage Plans for Ohio residents. If your needs have changed since you enrolled in a Medicare plan, this is the time to evaluate your Medicare coverage and look at the options that will work better for you. Ohio Medicare Enrollment Options

Primary topic: Financial Literacy

Financial Literacy

524 views

By Tracy ManamonRecently published1 topic

Ohio Individual Health Insurance – Making the Right Decision

Official statistics indicate that the proportion of uninsured Ohio residents increased over the past year from 11.6 to 12.9 percent. This is quite worrying considering the fact that Ohio has a high death rate due to cancer as well as one of the highest levels of air pollution in the United States. It goes without saying that those who live in Ohio who do not have health insurance should think seriously about purchasing a policy. Considering these important points below can help you make the right decision when you buy an Ohio individual health insurance policy.

Primary topic: Financial Literacy

Financial Literacy

513 views

By Tracy ManamonRecently published1 topic

Kentucky Medical Insurance – Make an Informed Decision

Leading insurance companies offer various kinds of Kentucky medical insurance plans. All health insurance in the state is monitored by the Kentucky Department of Insurance. The health insurance offered include indemnity and managed health care plans. The best way to buy a suitable plan is to look at the various options available, compare them, get quotes and apply online.

Primary topic: Financial Literacy

Financial Literacy

511 views

By Tracy ManamonRecently published1 topic

Kentucky Insurers Must Offer Child-Only Coverage Open Enrollment in January 2012

Kentucky residents can now take advantage of the open enrollment starting January 2012 to obtain comprehensive child-only health insurance coverage. According to an order issued by the Kentucky Department of Insurance, health insurance companies in the state are required to offer a child only policy for children under age 19 with an open enrollment period from January 1, 2012 through January 31, 2012. Accordingly, leading carrier Anthem Blue Cross and Blue Shield will be offering its SmartSense® Plus 2500 Plan with a March 1, 2012 effective date for this open enrollment period.

Primary topic: Financial Literacy

Financial Literacy

495 views

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