Aubrey Clark

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Nowadays, more and more people are “robbing Peter to pay Paul”, trying to make ends meet in today’s economy. A big part of their strategy involves shuffling credit card balances around in an attempt to get lower interest rates and lower payments. The credit card companies know this and, to make the deals more attractive, they are offering low teaser rates and other benefits in an order to attract these customers.nnThe problem is, credit card defaults are up,

November 6, 2008

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According to my wife I am a conspiracy theorist when it comes to college football; I always think that “everyone is out to get my team” and the college football system is crooked. Just last week my wife asked me if I thought the players in the huddle were talking about me as well, which was a little over the top, just a little though. Granted, I am an SEC fan, and we do tend to feel that we are disrespected by everyone on the face of the planet, except other SEC f

October 17, 2008

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US congressman Mark Udall thinks so; he has just presented legislation to the US Senate that out-lines his version of a “Credit Card Bill of Rights”. The gist of the bill is to force credit card companies to send notice of a rate increase prior to raising your rates. However, should congressman Udall get his bill through the Senate as penned it will wipe out a lot of the fine print we see on credit card statements and applications.n nFor instance, the bill will freeze rat

February 22, 2008