Danielle Fletcher
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SelfGrowth articles and saved writing connected to this expert. Showing 12 of 16.
Article
Legal Firms Struggling To Find Conveyancing Work
Legal firms who specialise in offering a conveyancing service are beginning to struggle to make the profits they were once used to. The downturn in the housing market has meant there are far less buyers and therefore fewer houses are actually selling. nnLawyers used to the property boom years are now starting to find it hard to survive, and many have to make stuff cut backs in order to save money. In addition the job market for newly qualified solicitors who wish to go into c
July 9, 2008
Article
First Time Buyers Are Struggling To Find Mortgages
You may be forgiven for thinking that in today’s current economic situation finding a mortgage if you are a first time buyer is near on impossible. You would be right to a certain extent, in that mortgages for first time buyers are definitely harder to come by, but they are not completely extinct. The housing market relies on first time buyers to keep it buoyant and enable people to move to the next rung of the ladder. nnIf there is a huge drop in the number of first ti
July 9, 2008
Article
A Little Piece Of Good News For The Gloomy Property Market
The housing market in Britain is on a decline with more and more people being forced to sell due to rises in mortgage interest rates, and less buyers willing to invest in housing. More first time buyers are staying away from the housing market altogether as lenders become stricter their lending criteria and harsher with their interest rates. nnFor those who need to re-mortgage the market is moving very fast. It was only last week that one of the larger bigger banks was offeri
July 9, 2008
Article
Pay As You Increase Scheme Removed From The Market
Finding car insurance to meet your needs can be time consuming due to the high number of products available on the market. The car insurance industry is saturated with companies keen to sell their insurance products and beat the opposition. nnIn order to do this they offer various deals to target different demographics and entice them with various add on products and special offers. However the choice of which insurer and which product to go with has just got a little bit eas
July 6, 2008
Article
Loan Leads Company Introduces Lead Scoring Mechanism
One of the leading companies in the loan lead business has developed a predictive modelling service which will enable lead buyers to identify which loan leads are more likely to result in a customer taking out a loan. The company is known as ileads.com and its new modelling system is called LeadScore. nnTogether they aim to change the loan lead market by giving buyers the opportunity to find out which leads are likely to offer the greatest return on investment. The whole syst
July 4, 2008
Article
Cheap Conveyancing - Can It Be Found Online?
Moving house is an expensive, not to mention stressful, business. Not only are you paying a mortgage, estate agents fees and stamp duty but you also need to pay for conveyancing.nnWe can shop online, order online and now we can do our conveyancing online. By doing this often complicated process over the internet; you can aim to save some money. A cheaper fee can be agreed up front, sometimes even half the cost of a local solicitor.nnHowever, it has its draw backs. Being able
July 4, 2008
Article
Britons Take Out More Credit Cards
Although introduced relatively recently credit cards have become firmly entrenched in the average British household, and are used for a wide variety of spending from the weekly shop to booking a holiday. Their flexibility and ease of use have made them a popular alternative to carrying around cash and increased security measures such as the new chip and pin technology help people feel more secure in using them. nnCredit cards are also a great way for generating extra cash, so
July 4, 2008
Article
The Costs Of Running A Car Can Outstrip Its Value
With the costs of running a car rising steeply, millions of motorists could find that it is costing them more to have their car on the road than the car is actually worth. The main contributor to the increase in driving costs is the price of petrol; however car insurance and road tax costs are also rising steadily. nnThis situation could become even worse if, as some experts have predicted petrol prices reach over two pounds a litre in 2009. There doesn’t seem much moto
July 3, 2008
Article
Banks Find Ways To Recoup Profits
The scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financial situations, which they then packaged up and sold on to other banks for a profit. nnThis system worked while whilst their customers were able to pay back the interest on their loans. Times have got significantly tougher since the
July 2, 2008
Article
Special Life Insurance Deals Offered To Military Personnel
The life insurance industry has reported a rise in the number of British soldiers taking out accident and life insurance policies. Many believe that this is due to the uncertain environment in which many service personnel now operate. nnOver the last five years members of the British armed forces have found themselves serving in war zones such as Iraq and Afghanistan, and know firsthand the risks that they face. In addition they have seen the devastating effects that a death
May 23, 2008
Article
You Can Only Get Money If You Have Got Money - The Tough New Criteria For Getting Personal Credit
Over the last five years the UK’s booming economy has benefited most people with more disposable income, and more choice on what to spend it on. Advertising has pushed the limits in targeting consumer groups that were once thought to be unable to afford their products. nnPeoples desires started to outstrip their salaries, and a trend has arose to have what you want when you want it rather than when you have the money for it. The availability of cheap credit fuelled the
May 17, 2008
Article
Why Valentine's Day Makes Home Insurance Even More Important
For years experts have been advising the British public of the importance of home insurance. However when you think of why you might need home insurance, pictures of last year’s floods or thieves breaking into the grand mansions of premier league footballers maybe what comes to mind. nnYou maybe be able to reason that you don’t live on a flood plain or your house is more cute and cosy than grand designs and therefore home insurance would be just another way to ens
May 17, 2008