Drew Swainston

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Millions of people have put their life insurance at risk because they lied about their health status. They face the possibility of having their life insurance and critical illness policies cancelled. nnPeople cover up being a smoker or a healthy drinker, and people regularly give false information on their weight or health problems. nnA study by Norwich Union of 2,500 customers found as many as one in 14 provided false information relating to their health or lifestyle. Other

May 13, 2008

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New findings have shown the continued large presence of credit card fraud as consumers continue to rely on their credit cards. A large percentage of British consumers struggle with credit payments and rely on their cards for finance. A Post Office study found that 25 per cent are even more dependent on credit cards than one year ago. nnGary Fitton, director of lending at the Post Office, said “Many people have over stretched themselves over the Christmas period and have

May 13, 2008

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Mortgage approvals unexpectedly increased in January as house prices continued to fall. The Bank of England has released new data showing there were 74,000 mortgage approvals in January, which was up 2,000 from December. That month’s figure of 72,000 was the lowest since current records began in 1999. The surprise pick-up in the forward-looking indicator brings to an end a run of seven months of declines. nnVicky Redwood, economist at Capital Economics, said, “Jan

May 13, 2008

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How much you pay for your home insurance premium could be affected in the future by global warming. With the number of freak weather incidents rising, with gusting winds, severe storms and flooding now more common place, then good home insurance is an even more valuable investment.nnLast years storms were a prime example of this. During 2007 more then 1.5 million British homes’ roofs were damaged due to high winds, which caused £4.5 billion of damage. The report un

May 13, 2008

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Vehicle seizures are at a record high due to increasing car insurance premiums. With car insurance costs having jumped more than five percent in a year more and more cars are now being clamped or towed way.nnA report by Sainsbury’s Car Insurance Index has shown the average car insurance premium increased by 5.24% in 2007, and Admiral increased their average motor premiums by more than 5% over the course of 2007. nnMotorists aged 40-50 suffered the worst with their premi

May 13, 2008