Emma Bunting
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Investing Cash
Cash on deposit in a bank or building society can earn interest. The amount of interest that you will receive depends upon a number of different things:nn*The general level of interest rates set by the Bank of Englandnn*The size of your investment may attract higher interest rates nn*How long you are prepared to wait before withdrawing your moneynSaving accounts or National Savings products which offer interest, is the way most people start investing. But there is some risk i
August 4, 2008
Article
Using A SIPP To Purchase A Commercial Property with a Business Partner?
Q. My business partner and I are looking to buy new commercial premises. I want to buy my share using my SIPP but my partner does not have one. Is it possible for a SIPP to purchase a property with a non-SIPP co-owner?nnA. Yes, it is possible for you to purchase your property using your SIPP with a non-SIPP co-owner. It makes no difference at all. The only difference being that your partner will own his half, where as your SIPP will own your half of the property. You will als
July 1, 2008
Article
What Is A SIPP?
A SIPP is a type of pension plan. A SIPP differs from a traditional pension plan as it allows you greater control as to how to invest your funds and when and how they can be taken as retirement income. How the SIPP investments are managed is up to you.nnThere are four ways to manage the funds. You can manage the investments yourself. If you wish to purchase shares directly you will need to appoint the services of a stockbroker who will charge you accordingly. You may wish to
March 13, 2008
Article
Understanding The Credit Rating System
The credit rating system enables you to research companies that you are considering investing in. There are three main companies that offer ratings; Standard & Poor, Fitch and Moodyâs.nnStandard & Poor's and Fitch assign credit ratings of AAA, AA, A, BBB, BB, B, CCC, CC, C, or D. Moody's assigns credit ratings of Aaa, Aa, A, Baa, Ba, B, Caa, Ca, or C. nnS&P, Moody and Fitch will also assign intermediate ratings at levels between AA and B (e.g., BBB+, BBB and BBB-), and can
March 7, 2008
Article
What you need to know about SIPPs
Planning for your retirement can be a difficult task due to there being so many pension plans on the market. It is important to do a lot of research in order to find the plan that suits you. This article is going to focus on Self Invested Personal Pension Plans (SIPPs). nnA SIPP is a type of pension plan. It differs from a traditional pension plan as it allows you greater control as to how to invest your funds and when and how they can be taken as retirement income. nnA SIPP
February 5, 2008