Ray Philip

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Ray Philip Quick Facts

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Articles by this expert

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Article

Is buying a new home on the top of your ‘to-do list’ this New Year? Then, chances are you’re wondering where to make the start. There’s a lot of money, time and effort involved in making this very important decision for your family. So, it’s a good idea to start by selecting the location of your new home. nnSelecting the area in which you want to live depends on three main factors - your financial capabilities, your needs, and the city or the sta

January 8, 2008

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Your first home is usually bought out of sheer necessity with so many practicalities in mind – like proximity to your workplace or children’s school, the need to stay close to the hustle and bustle of the city streets, limited funds etc. A second home, on the other hand, is more than just ‘a roof over your head’. It doubles up as something more. It can be a vacation home along the beach, a home that symbolizes pleasure and a laid-back lifestyle or it may be an investm

July 26, 2007

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Start thinking about buying an established business if you want to avoid the immense risks involved in starting one. Not everyone wants to start a business from scratch, and buying a business with the infrastructure in place lets you focus on building it up, as opposed to getting a new business off the ground. This is not to say that itfs easy to buy an existing business; itfs a fairly complicated process throughout which you need to know exactly what youfre doing. nnFi

April 5, 2005