Richard Geller
Richard Geller Quick Facts
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Mortgage Fraud: Did Your Mortgage Company Commit A Crime When They Made Your Mortgage?
Linda was in a bind with respect to her mortgage. Her lender was increasing the adjustable loan payment to $4700. Linda called and asked if the lender could work out a loan modification as the family could not afford the higher payments.nnThe loss mitigation person at the lender said "what do you mean? You're making $14,000, why can't you afford a higher payment?"nnLinda discovered that the mortgage broker had slipped in false paperwork asserting that she and her husband made
November 28, 2007
Article
Foreclosure and Credit Problems: How To Work Things Out Without Bankruptcy
Many of us have credit problems today due to the downturn in the economy and in the real estate market. nnI find it very helpful to consult with a bankruptcy lawyer. But that doesn't mean that bankruptcy is a good option.nn1. Bankruptcy does not let you get out of secured n loans. Mortgages and car loans are secured loans. If n you file for bankruptcy, it will delayn the foreclosure process, but only for about two months.n Your mortgage company will then continue the foreclos
October 1, 2007