Robert D. Proctor, CFP, CLU, ChFC
Robert D. Proctor, CFP, CLU, ChFC Quick Facts
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Navigating The College Process
I really didnât understand the âPlanning for Collegeâ process even after stumbling through it with my oldest child. Even though Iâve been in the financial services industry for 22 years, I was astonished that most of the planning I had done for my own family wasnât working out the way that I had hoped. In fact, after researching information from the Department of Education and various colleges and universities, I concluded that I was doing the opposite of what I sho
February 18, 2008
Article
Do You Only Rely On Your High School Guidance Counselor For College Advice?
The majority of high school parents count on their schoolâs guidance counselors to steer their child in the right direction. Although not a bad option, is it enough? Most high school guidance counselors are already dealing with the normal emotional issues of a diverse group of teenagers, along with other serious issues such drug or alcohol abuse. Many simply don't have the time to be college planning advisors, as well.nnBecause college-bound students and their parents are s
February 18, 2008
Article
Secrets To Minimizing The Costs Of College That The Schools Donât Want You to Know
Everything surrounding college today is BIG business â and expensive! Like health care costs, the cost of college has been - and is expected to continue - increasing at twice the rate of inflation. If college expenses increase 7% per year, they will double in 10 years! So if the University of Illinois costs approximately $20,000 per year today, in ten years it could be $40,000.nIf your own compensation/wages increase at a rate closer to normal inflation, how can one afford
February 18, 2008
Article
The Ugly Truth About College Financial Aid
Many parents assume their child would never meet the criteria for financial aid. Financial aid comes in many forms and failing to at least try to qualify for it is a huge mistake made by numerous parents of college bound students.nOne of the many myths we hear is that parents believe their income is too high. Granted, a high level of income will not help you qualify for a large sum of free financial aid, but you need to understand that income is only part of the equation. The
February 18, 2008
Article
Why Your Student May Not Graduate From College
Imagine your student waking up in her dorm next August and setting out for her first day of class. As sheâs walking, she realizes she really doesn't have a clue as to why she's in college and even more puzzling, why she's at that particular university. Unfortunately, this is a scenario that plays out all over the United States. Is the student seeing the bigger picture or is she there by default and is not really engaged in the experience college can offer? This situation ca
February 18, 2008
Article
Why Some Professional College Planners Are Better Than Others
While it's true that college planning professionals have been around since the 1980âs, no standards exist as to what education or criteria are deemed necessary to qualify as one. Almost anyone can hang out the proverbial shingle and say they are a 'college planner'. Consider the following information when looking to hire a college planning expert.nTo state the obvious, the planner should be a college graduate. How else will they know and understand what your student is abou
February 18, 2008