There are numerous benefits of Roofers Liability coverage for you and your company. For instance, did you know it can increase your company’s sales? In 2019, the US roofing contractors industry had a total revenue of $47 billion. Furthermore, your business can earn a larger share of future revenue.

Yes, carrying a liability policy can help your company stand out from the other existing 103,142 roofing businesses and counting.

What is a Roofers Insurance?

This refers to a group of policies that cover risks that roofing contractors typically face. Thus, this means that it will include all the coverage that your roofing business needs most.

The most common of these are General Liability Insurance (for protection against third party claims), Builder’s Risk (to protect against theft of your tools and materials) and Workers Compensation (to protect yourself and your employees should you receive an injury in the course of the job).

Let’s take a look at some more benefits!

What are the benefits?

1. Attracts new customers

A general liability policy protects your business against third party claims of physical injury or property damage resulting from your business operations. Consequently, as clients want to know you’ll take responsibility for your actions, many require roofing contractors to have a general liability policy before entering into a contract. Hence, what better way to differentiate your business from the competition?

Think about it, if you had to choose between a company with roofing contractor insurance coverage and one that didn’t, which one would you hire?

2. Protects your business, property and assets

Ensuring business continuity during and an unforeseen circumstance, such as fire or vandalism, is also one of the benefits. Adding a Builder’s Risk policy covers damage from fire, theft, explosion, vandalism, hail, lightning, and other risks. As such, the policy provides coverage for buildings and structures under construction or renovation as well as:

- Materials used for construction
- Material or equipment kept offsite
- Property in transit
- Labor costs
- Scaffolding
- Debris removal

Events such as earthquake, flood, and wind are usually not included in the coverage in coastal areas, so ensure to read your policy beforehand to be aware of its exclusions.

3. Improves your business reputation

Government and other institutional projects require Roofers Liability Insurance. There is more to it than just protecting your business. It also signifies that you protect the interest of your clients and their assets.

Tip: Get a Workers Compensation coverage for your employees! Owners have option to be included too.

This provides medical benefits and lost wages to employees injured while on the job, it ensures that an employee’s dependents get death benefits in the unfortunate event that they are killed in an accident while working. This is especially crucial for roofers since this occupation is among the most dangerous jobs in America, with 38.7 deaths per 100,000 workers.

This also signifies that your business complies with legal requirements since Workman's Comp is required for companies with employees under most state laws. If you have no roofing contractor insurance coverage, claims adjusters and other contractors are less likely to recommend your business to their customers. As such, this could potentially be damaging to your reputation

Roofers Liability policy can definitely help grow your business quickly, strengthen your reputation, and build trust on your clients and referrals.

Author's Bio: 

Crissa works as an Insurance Producer at and Their team specializes in business and Contractors' insurance coverage no matter the size and class. You may contact her or the team at on (888) 838-3116 for any insurance needs or email directly at and let her know you've read this article!