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Articles from Steve Selengut | Selfgrowth.com
- Stock Market Corrections Are Beautiful--- And Necessary - by Submitted on Apr 16, 2009 from Steve SelengutEvery correction is the same, a normal downturn in one or more of the markets where we invest. There has never been a correction that has not proven to be an investment opportunity. You can be confident that governments around the world are not going to allow another Great Depression "on their ...
Views: 1641(12 votes) - ***Retire Social Security Debt and Save The Economy --- What If? - by Submitted on Jul 15, 2011 from Steve SelengutWhat if the US Government sold the Social Security system/employees/buildings/DEBT/etc. to Insurance/Annuity industry companies for the amount of the debt plus a few billion --- all in cash plus secured debt of the hundreds of companies involved in the purchase? The money would be turned ...
Views: 1635 - Strategic Investment Mixology – In Search Of The Holy Grail Cocktail - by Submitted on May 29, 2008 from Steve SelengutSo what do your Investment Manager and your neighborhood bartender have in common, other than the probability that you spend more time with the latter during market corrections? Antoine Tedesco, in his "The History of Cocktails" article, lists three things that mixologists consider important to ...
Views: 1634(2 votes) - The Investor's Creed And Your Investment Portfolio - by Submitted on Oct 29, 2007 from Steve SelengutGrowing up at Lake Hopatcong in Northwest Jersey, the most popular entertainment around was the rickety old Roller Coaster at Bertrand Island Park. The excitement would build as you ascended the first peak, anticipating the breathtaking plunge; eyes wide open (or shut), screaming from the thrill ...
Views: 1560(2 votes) - The Securities Investors' Bill Of Rights (SIBORAP): Part Two - by Submitted on Oct 27, 2008 from Steve SelengutSIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensation, (8) Corporate Financial Statements, ...
Views: 1558(2 votes) - Investment Performance Evaluation Re-Evaluated: Part Two - by Submitted on Apr 27, 2009 from Steve SelengutThe Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant ...
Views: 1540(9 votes) - Managing the Income Portfolio - by Submitted on Dec 02, 2005 from Steve SelengutThe reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and ...
Views: 1525(1 vote) - ***Golf and Investing: Optimism, Focus, and Education - by Submitted on May 27, 2011 from Steve SelengutYou knew it the moment it left the club, that spark at contact when you catch it just right. You look up. It's just reaching the top of its climb--- and heading down right at the pin, a pin positioned left of center on the elevated green, much too close to the water. This could be the one! ...
Views: 1523(6 votes) - Global Investors' Bill Of Rights May Prevent Economic Déjà Vu - by Submitted on Mar 02, 2009 from Steve SelengutThe purpose of IBOR is to protect financial markets and to create self-sufficient investors who produce economic growth instead of government deficits. IBOR standards create transparent financial markets, regulate speculation, and protect retirement portfolios. Here's a sampling: Section One: ...
Views: 1511(1 vote) - Your 401(k) Investments And The IGVSI - by Submitted on May 29, 2008 from Steve SelengutSmack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the ...
Views: 1497(2 votes) - An Investor's View of The Fair Tax: A Resolution - by Submitted on Mar 13, 2006 from Steve SelengutThe vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to ...
Views: 1462(1 vote) - The Securities Investors' Bill Of Rights (SIBORAP): Part One - by Submitted on Oct 24, 2008 from Steve SelengutWe the securities investors of the United States, in order to form more transparent financial markets, establish effective regulations, defend against destructive speculation and manipulation, promote financial well-being, preserve working capital, and protect retirement income, do establish ...
Views: 1448(6 votes) - ***Understanding Income Investing – Valid Expectations - Part One - by Submitted on Jun 03, 2011 from Steve SelengutI've come to the conclusion that the stock market is an easier medium for investors to understand (to form behavioral expectations about) than the fixed income market. As unlikely as this sounds, experience proves it, irrefutably. Few investors grow to love volatility as I do, but most expect it ...
Views: 1444(19 votes) - Guaranteed Social Security Benefits: Make It So - by Submitted on Jun 19, 2008 from Steve SelengutThe comically complicated PSA (Personal Savings Account) legislation bouncing around Congress will raise taxes, increase investment risk, and expand the size of government. Let's stop applying Band-Aids to spouting arteries. We are looking for a guaranteed retirement benefit program, and ...
Views: 1435(1 vote) - The Investment Gods are Angry - by Submitted on Jan 14, 2009 from Steve SelengutThe Working Capital Model (WCM) is an historically new methodology, but with roots deeply imbedded in the building blocks of capitalism, and financial psychology--- if there actually is such a thing. The earliest forms of capitalism sprung from ancient Roman mercantilism, which involved the ...
Views: 1428(1 vote) - Volatility Rocks The Investment Markets - by Submitted on Jun 10, 2008 from Steve SelengutGets your attention, doesn't it? The unfortunate thing though, is that most people will react negatively to this intentionally inflammatory, media-ready, title statement. Has some Wall Street virus attacked our financial experience memory chip? Bouncing around unpredictably is precisely what the ...
Views: 1417(16 votes) - Investment Performance Expectations: WCM Fine Tuning - by Submitted on Feb 14, 2009 from Steve SelengutContrary to popular belief and Wall Street propaganda, investing is not a competitive event. Rather, it is a uniquely personal, goal-directed activity that individuals must organize and control for themselves. Too few appreciate that it is a long-term enterprise and only a handful, at best, have ...
Views: 1388(1 vote) - Zero Overhead Real Estate Investing---Right Now - by Submitted on Jun 06, 2008 from Steve SelengutReal estate investing is not nearly as complicated, financially burdensome, or time consuming as you might think. In fact, it's easy to add raw land, shopping centers, apartment complexes, and private homes to your portfolio without brokers, bankers, attorneys, and handymen on your payroll. Even ...
Views: 1366(1 vote) - The Securities Investors' Bill Of Rights (SIBORAP): Part Four - by Submitted on Oct 31, 2008 from Steve SelengutSIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensation, (8) Corporate Financial Statements, ...
Views: 1353(1 vote) - An Investor's Eye View of the Corporate Income Tax - by Submitted on May 10, 2007 from Steve SelengutThe Investor's Eye view of politics is a simplistic, practical, "dot-connecting" approach to sorting things out so that positive (win/win) change can be considered. Real World politics is not concerned with such things, and that is one of the most serious problems facing investors today. As ...
Views: 1321(1 vote)