The motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ... Views: 511
The motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ... Views: 475
The motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ... Views: 520
The motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ... Views: 411
The essence of the word freedom is perhaps best understood by those who have been in bondage. Ask our freedom fighters, ask Nelson Mandela and all those who have been restrained against their will; they will emphatically iterate that freedom is liberating.
The inherent quality of freedom or ... Views: 653
One of our distinguished Finance Ministers had made this famous statement in one of his speeches, “Even God would not like to pay taxes!” reinforcing the general dislike of tax payers in paying taxes.
However, our lawmakers are human, and they understand this general aversion of people to ... Views: 514
Introducing Contra Investments
We are all familiar with the nuances and subtleties' of “rowing against the tide” or “sailing against the wind”. Undertaking to do things which are in contrast to the usual is reflected in the above quotations. In the world of investments, when someone chooses ... Views: 482
We often hear from our parents and grandparents that they used to buy movie tickets for Rs. 5. Milk that we used to buy for Rs. 13 few years back has doubled now. Have you ever thought why such change in price happens?
The answer is inflation.
You can’t AVOID inflation:
For the price ... Views: 465
Buyer Beware
“The buyer needs a hundred eyes, the seller but one”.
This proverb cannot be over emphasized as a buyer needs to be on his guard whenever he or she choses to make a purchase of goods or services.
Investors to be Aware
Financial Planners are here to provide professional ... Views: 447
What happens when you think about investing? At one side, there is a flash news about how market is doing every minute. A chart or report to look into the other side. ‘Did you know the latest hot investment news?’ a suggestion or an advice or some shocking info from many sides. Isn’t it ... Views: 497
Dematerialized Insurance Policies:
On September 16, 2013, our honorable finance minister P.Chidambaram launched IRDA’s insurance repository system (IRS).This system will insure green initiative, transparency in all the insurance related work and lower management cost for the insurers. It will ... Views: 554
Financial Planning is a process which helps an individual to find out the shortest route between where you are and where you want to go financially. During this journey towards your financial destiny, there are some common mistakes which can off track you. Avoiding these mistakes will make the ... Views: 658
When we come to this life – parent provide a cover from unseen dangers. A tree –provides a cover from wind and water. Whereas water protects us, further from fire. Therefore, by the law of nature somewhere, someone is always protecting other.
Many employers today, offer a group medical ... Views: 506
How bad is bad? Or for that matter how much sugar is there in sweetness, really? Perhaps we rarely stop to think. Bad or good are more or less absolute to us, and we often refrain from probing further into their causes. Personal health is one area however, which we do not leave to chance. So why ... Views: 842
“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”
Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ... Views: 444
“I have been working for almost 10 years now, earning well and investing very carefully too; Why am I not as rich as I should be? Why am I still in the middle class circle?”
At least 2 in 5 clients ask me similar questions. Do you know the key reason for this?
I am listing three common ... Views: 504
Do you pay only the minimum amount due on your credit card bill? Will this lead you to a vicious cycle of debt trap?
Paying the Minimum Balance in Credit Card is an unintelligent financial decision. Why it is so?
Why you should pay 18% interest when personal loan at 13% or gold loans are ... Views: 527
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 533
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 466
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 468
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 571
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 506
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 525
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 436
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 465
As someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability. Whenever, someone has been able to close his/her loan account s/he feels very relieved and also happy. Now the home is his/ her own. Owning a house free of debt is one of the ... Views: 589
“Do not put all your eggs in one basket” is an idiom which we picked up at school while familiarizing ourselves with the subtleties of the English language. Some amongst us have learnt it the hard way though, when they have inadvertently dropped a basket full of eggs. The result eventually is a ... Views: 426
Once, our venerable Finance Minister, Mr. M Chidambaram, has said, “Left to God, even he will not like to pay Income Tax”. Though as a responsible citizen of our country, we should pay our income taxes on time and should not avoid paying it.
However, if the Income Tax Act, 1961 provides ... Views: 549
I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the ... Views: 482
Writing and Registering a Will is the best Option
The best way to pass on one’s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate.
Also Have Joint Accounts
However, other than writing and registering a Will, there are other ... Views: 533
Writing and Registering a Will is the best Option
The best way to pass on one’s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate.
Also Have Joint Accounts
However, other than writing and registering a Will, there are other ... Views: 477
After the recent announcement by the venerable Reserve Bank of India, about the consecutive 14 quarters fall of our nation’s GDP to 4.4% from a whopping 8.9%, it is time to think how are we going to protect ourselves financially from this economic harsh winter? Most Indians have never faced a ... Views: 571
Do you know, a recent study in India says that people in the income group of Rs3, 00, 000 p.a. and below the age of 35 have between on an average 3 to 4 credit cards, between 35 and 40 years 3 credit cards, between 41 and 50 years 1 to 2 credit cards, and above 51 1 credit card.
It also says ... Views: 675
Would like to be a Fit Person or be Rich?
On the face of it the above question may appear to you as contradictory. You may feel that I am putting yourself into a corner and asking you to make a choice between remaining fit but not rich or vice versa. If you have got in this way, you have got ... Views: 579
“I get reminded of previous generation mom when someone advises me to rebalance my investment portfolio. I feel like my mom telling me to take oil bath on all Fridays. When everything is going fine, why I should rebalance my portfolio?” one of my client asked me with a smile in his face. I ... Views: 508
“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”
Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ... Views: 492
“Life just seems to be getting simpler by the day,” remarked 22 year Swati, a software developer with a leading MNC. She was referring to the convenience provided by modern-day living aids like plastic money, online shopping, e-payments, deferred payments and the like.
“Really?” quipped her ... Views: 573
Human beings always have a natural tendency to follow the crowd, but when it comes to share market investing, following the crowd can more often result in ending up with losses. Why do you copy the mediocrity of the masses when you can replicate the success of the World’s Greatest ... Views: 987