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Articles by Danielle Fletcher

Browse published articles attributed to Danielle Fletcher, with full-archive search.

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By Danielle FletcherJul 3, 20081 topic

The Costs Of Running A Car Can Outstrip Its Value

With the costs of running a car rising steeply, millions of motorists could find that it is costing them more to have their car on the road than the car is actually worth. The main contributor to the increase in driving costs is the price of petrol; however car insurance and road tax costs are also rising steadily. nnThis situation could become even worse if, as some experts have predicted petrol prices reach over two pounds a litre in 2009. There doesn’t seem much moto

Primary topic: Insurance

975 views

By Danielle FletcherJul 9, 20081 topic

Legal Firms Struggling To Find Conveyancing Work

Legal firms who specialise in offering a conveyancing service are beginning to struggle to make the profits they were once used to. The downturn in the housing market has meant there are far less buyers and therefore fewer houses are actually selling. nnLawyers used to the property boom years are now starting to find it hard to survive, and many have to make stuff cut backs in order to save money. In addition the job market for newly qualified solicitors who wish to go into c

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

945 views

By Danielle FletcherMay 13, 20081 topic

Lawyers Drive Up The Cost Of Car Accident Claims.

Car insurance premiums have risen steeply in the last year at a rate of 5.9%, which is almost three times the rate of inflation as measured by the Consumer Price Index. The cause of this rise is being touted as an increase in the amount of compensation being paid out to accident victims. Higher medical bills and ongoing care arrangements are costing insurers huge amounts in compensation and this is being reflected in the premiums they charge.nnIn the mid 1990s the European Ne

Primary topic: Insurance

937 views

By Danielle FletcherJul 4, 20081 topic

Loan Leads Company Introduces Lead Scoring Mechanism

One of the leading companies in the loan lead business has developed a predictive modelling service which will enable lead buyers to identify which loan leads are more likely to result in a customer taking out a loan. The company is known as ileads.com and its new modelling system is called LeadScore. nnTogether they aim to change the loan lead market by giving buyers the opportunity to find out which leads are likely to offer the greatest return on investment. The whole syst

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

897 views

By Danielle FletcherJul 4, 20081 topic

Cheap Conveyancing - Can It Be Found Online?

Moving house is an expensive, not to mention stressful, business. Not only are you paying a mortgage, estate agents fees and stamp duty but you also need to pay for conveyancing.nnWe can shop online, order online and now we can do our conveyancing online. By doing this often complicated process over the internet; you can aim to save some money. A cheaper fee can be agreed up front, sometimes even half the cost of a local solicitor.nnHowever, it has its draw backs. Being able

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

890 views

By Danielle FletcherMay 11, 20081 topic

Car Insurance - What Is The Cost Of Being Uninsured.

Every year when the renewal documents for your car insurance come through, most people may begrudge having to pay out a lump sum especially those who have clean no claims histories. Most people will also resent the time having to search around for the best deal in the market place and the fact that premiums seem to always get bigger. But no matter how much a stress and a strain paying for car insurance is, very few people would never dare not to renew their policy. n nMiss Ro

Primary topic: Insurance

887 views

By Danielle FletcherJul 2, 20081 topic

Banks Find Ways To Recoup Profits

The scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financial situations, which they then packaged up and sold on to other banks for a profit. nnThis system worked while whilst their customers were able to pay back the interest on their loans. Times have got significantly tougher since the

Primary topic: Financial Freedom

Financial Freedom

841 views

By Danielle FletcherMay 23, 20081 topic

Special Life Insurance Deals Offered To Military Personnel

The life insurance industry has reported a rise in the number of British soldiers taking out accident and life insurance policies. Many believe that this is due to the uncertain environment in which many service personnel now operate. nnOver the last five years members of the British armed forces have found themselves serving in war zones such as Iraq and Afghanistan, and know firsthand the risks that they face. In addition they have seen the devastating effects that a death

Primary topic: Insurance

834 views

By Danielle FletcherMay 17, 20081 topic

The Cost Of Frost For Motorists

Jack Frost does more than freeze over our gardens and make the path from the house to the car a perilous journey. He also proves a cover for a new wave of car crime which cashes in on motorists while they defrost their cars. nnHeavy Frost and icy windscreens means many of us have to spend time in the mornings warming up our cars before being able to drive to work. This has led to a opportunistic crime known as ‘Frosting’ whereby car thieves steal cars which have b

Primary topic: Insurance

817 views

By Danielle FletcherMay 17, 20081 topic

The Effects Of Sub-Prime Lending In The US

Over the last five years, people in the UK have enjoyed relative prosperity, with a booming economy amounting to large increases in private wealth. Salaries had been rising and the property market soaring, raising the standard of living and allowing many of life’s luxuries to become widely available. nnIn recent years it has been easier to get a loan or credit to fund a new car or whatever else you fancied. But now it's all changed and times are definitely harder. The c

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

812 views

By Danielle FletcherMay 17, 20081 topic

Why Valentine's Day Makes Home Insurance Even More Important

For years experts have been advising the British public of the importance of home insurance. However when you think of why you might need home insurance, pictures of last year’s floods or thieves breaking into the grand mansions of premier league footballers maybe what comes to mind. nnYou maybe be able to reason that you don’t live on a flood plain or your house is more cute and cosy than grand designs and therefore home insurance would be just another way to ens

Primary topic: Insurance

803 views

By Danielle FletcherJul 9, 20081 topic

A Little Piece Of Good News For The Gloomy Property Market

The housing market in Britain is on a decline with more and more people being forced to sell due to rises in mortgage interest rates, and less buyers willing to invest in housing. More first time buyers are staying away from the housing market altogether as lenders become stricter their lending criteria and harsher with their interest rates. nnFor those who need to re-mortgage the market is moving very fast. It was only last week that one of the larger bigger banks was offeri

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

800 views

By Danielle FletcherJul 4, 20081 topic

Britons Take Out More Credit Cards

Although introduced relatively recently credit cards have become firmly entrenched in the average British household, and are used for a wide variety of spending from the weekly shop to booking a holiday. Their flexibility and ease of use have made them a popular alternative to carrying around cash and increased security measures such as the new chip and pin technology help people feel more secure in using them. nnCredit cards are also a great way for generating extra cash, so

Primary topic: Financial Freedom

Financial Freedom

781 views

By Danielle FletcherJul 9, 20081 topic

First Time Buyers Are Struggling To Find Mortgages

You may be forgiven for thinking that in today’s current economic situation finding a mortgage if you are a first time buyer is near on impossible. You would be right to a certain extent, in that mortgages for first time buyers are definitely harder to come by, but they are not completely extinct. The housing market relies on first time buyers to keep it buoyant and enable people to move to the next rung of the ladder. nnIf there is a huge drop in the number of first ti

Primary topic: Mortgage and Home Financing

Mortgage and Home Financing

771 views

By Danielle FletcherJul 6, 20081 topic

Pay As You Increase Scheme Removed From The Market

Finding car insurance to meet your needs can be time consuming due to the high number of products available on the market. The car insurance industry is saturated with companies keen to sell their insurance products and beat the opposition. nnIn order to do this they offer various deals to target different demographics and entice them with various add on products and special offers. However the choice of which insurer and which product to go with has just got a little bit eas

Primary topic: Insurance

768 views

By Danielle FletcherMay 17, 20081 topic

You Can Only Get Money If You Have Got Money - The Tough New Criteria For Getting Personal Credit

Over the last five years the UK’s booming economy has benefited most people with more disposable income, and more choice on what to spend it on. Advertising has pushed the limits in targeting consumer groups that were once thought to be unable to afford their products. nnPeoples desires started to outstrip their salaries, and a trend has arose to have what you want when you want it rather than when you have the money for it. The availability of cheap credit fuelled the

Primary topic: Financial Freedom

Financial Freedom

649 views

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