Robert Shemin

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Articles by this expert

SelfGrowth articles and saved writing connected to this expert. Showing 12 of 14.

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You only need ONE thing to be a Rich Idiot. And once you've got it, you’ll attract fabulous, lasting wealth like a human money magnet!nnBut if you don’t have it, you’ll most likely always find that you’re a dollar short.nnCan you guess what this ONE THING is? Is it…nnA luxury rental on South Beach next door to me and my friends?nA brand new car that turns heads when you drive it down the street?nA private jet to whisk you and two hundred of your

May 5, 2008

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Picture this: It's the final shot of a movie.nnThere he stands – the lone entrepreneur. The person who has single-handedly (and against all odds) built a gazillion-dollar empire.nnThe camera captures him (or her) tall, proud, and of course, tanned. The camera pans slowly across a landscape of logos representing all the brands now under this one person’s control.nnAmerica loves this myth. We've loved it from the first time we read the rags-to-riches stories of Hora

April 29, 2008

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If you've been reading tons of self-help books, you probably have long lists of goals on pieces of paper all over your home. And after all, that's what these books advocate!nn"You need goals" goes their mantra. “And you need to write them down… you need to read them every single day… you need at least 101!”nnSound familiar?nnA lot of these books also tell you that you need to break down each of your major goals down into sub-goals. So now you've used u

April 23, 2008

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The qualities that made the guy an idiot back in the day are the exact same qualities that are making him RICH beyond your wildest dreams today.nnAnd to go one step further, the personality traits that got you all your good grades and all your “pats on the back” and all the gold stars are also what are keeping you from getting rich.nnAnd you thought it was all about hard work, sticking to the rules, and never coloring outside the lines!nnWrong.nnSo what can you do

April 23, 2008

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Practically EVERY ‘wealth guru’ out there claims that the spiritual laws of wealth begin with one profound rule: “Give to Get.”nnBut they’re all WRONG!nnIn the ‘upside down’ spiritual world of Rich Idiots, the primary directive is very different. In fact, the number one law of spiritual wealth in the Rich Idiot's universe is the exact opposite: “Get to Give!” This law is the most difficult for RUBs to come to terms with. W

April 22, 2008

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If you're reading this, then I'm guessing you're NOT a Rich Idiot (not yet anyway!).nnRight now, you're most likely what I like to call a RUB – "Right Side Up and Broke."nnNow, please don’t take this as an insult. We’ve ALL been here, me included!nnWhat I mean by this is that when it comes to wealth, the world is upside down. It's NOT what you know, it's what you DON’T know that is the key to financial freedom. You see, individuals whom society defines

April 15, 2008

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New businesses are establishing footholds across the world. Whose behind the majority of them? Women.nnIn the United States, women will represent half of all new small businesses by 2009. In Canada, women entrepreneurs are opening four out of every five new businesses. And in Britain, it’s estimated that by 2020 more than half of the country’s millionaires will be women. This unprecedented surge by women globally will no doubt change the business landscape forever, and al

March 11, 2008

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It may not be the most romantic notion, but the fact is, getting married is good for your wallet.nnA recent report published in the leading financial magazine The Economist highlighted the economic consequences of marriage, one of them being that, on average, those who marry end up four times richer than those who don’t. nnThe simple act of marriage can generate wealth for various reasons. Combining resources, living cheaper and a heightened sense of responsibility come wit

March 7, 2008

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American consumers are experts at spending money, but when it comes to saving, they’re failing miserably.nnA recent report released by the Commerce Department revealed that the nation’s personal savings rate for all of 2006 was a negative 1 percent. That’s the worst showing in 73 years, which is significant because that was at a time when the Great Depression was in full swing and people were forced to dip into their savings just to survive.nnThe negative rate translate

March 4, 2008

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For those in the United States and around the world who think of Americans are selfish and stingy, the latest donation statistics prove otherwise.nnAmericans donated nearly $300 billion last year to charity, setting a record that was inspired by aid to victims of the Asian tsunami and three major hurricanes in the U.S. According to the annual report from the Giving USA Foundation at Indiana University’s Center on Philanthropy, Americans donated $295.02 billion in 2006, ecli

February 26, 2008

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It may not be the NBA Finals, but as Dallas Mavericks billionaire owner Mark Cuban once quipped, “If you don’t follow the stock market, you are missing some amazing drama.”nnAs the stock market continues to reach record highs this year, a majority of Americans feel confident about their portfolios and their equity investments. According to a March poll by business channel CNBC, 60 percent of Americans feel confident that their stocks will trade higher this y

February 24, 2008

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The word “debt” has as much appeal as the words, “tax audit, root canal and we have to talk.” nnConsumer credit card debt has become part of America’s fabric, skyrocketing from $8 billion in 1968 to $880 billion in 2006, according to the Federal Reserve Bank. To compound the problem, the average interest rate for a standard bank card topped a whopping 19 percent in March, according to Cardtrack.com.nnBut not all debt is created equal. When used properly, debt can al

February 21, 2008