We secretly admit deep down that money can't buy happiness... and we refuse to believe it. Yet we need only look to observe the many glum folks living at the loftier socioeconomic levels. Many of the well-heeled don't appear have larger smiles than people of modest means. These wealthy folks actually laugh less, jump for joy less, and tend to be blown away by simple business setbacks

Did you know that rich people rarely experience the bliss and satisfaction that supposedly come ribboned with wealth. They may be swimming in cash, but their state of happiness reflects quite the opposite. A 1995 study by University of Illinois revealed that 1/3 of the richest people in the USA are not actually as happy as the average-income person in this country.

It shouldn't be surprising that many of the glummest and distraut individuals we meet are wealthy people. Some people become more depressed as their bank account inflates because of their unreasonable expectations for what financial instruments can do for them. Originally, these people think that acquiring a great pile of cash will bring them a shot of cheer.

It doesn't - and then they have no excuse for moping, so they become even more lethargic.

Should you suffer the ill fate of being unhappy, and should you be looking to money to transform your life, it's time for bleak a reality check. ADMIT IT: you are unhappy because you failed to keep your emotional act together. Don't mope about it - just seize action to rectify the situation. We all fall into that trap at one point. Unless we address our shortcomings in this area, we are destined to stumble, even if we seize the highest throne of the Millionaire's Club of The World.

Obviously, a money deficit for basic necessities leaves anyone bleak and dissatisfied about one's position in life. This doesn't imply that having a lot of money will leave you truly happy and bouncing for joy, however. Money can get us to a neutral state, somewhere snuggled between unhappy and happy, somewhere between dissatisfied and satisfied. Nonetheless, more wealth coming into our lives won't get us beyond that neutral mind set. Once we reach the neutral state, happiness draws from things that money can't buy.

I'll admit it: money can be a vehicle for enjoying life to its fullest, provided you take the effort to understand what money can and can't do for you. Riches will easily spark up your life if you have a robust attitude toward money and detract from it if you don't.

Simpler terms? Grasping what money can do for you can reel in what you want from life. In the same vein, knowing what money can't do for you can minimize a lot of disappointment, disillusionment, hemmorhoids, and nose twitching.

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More of Joseph Plazo's killer articles: Art of Unstoppable Persuasion, Sneaky Negotiation Techniques, and finding Jobs in the Philippines