Roger Kum studies in a town secondary school. Born in the Chinese calendar of the dragon, he loves reading and surfing the world – wide – web. He has personal profiles in Yahoo! Geocities, Friendster, MySpace and some books sales business on and ebay. He is now sending “ Happy Teacher’s Day cyber card to his class teachers.

While in primary school Roger enjoys reading the penguin classics, e.g. Authors like Jane Austen, Charles Dickens, Ralph Waldo Emerson, Gustave Flaubert and John Milton. Upper secondary four, now a prefect in upper secondary four he enjoys current readings of Tony Buzan, Lee Kuan Yew, Zig Ziglar, Stephen R. Covey, Dale Carnegie, Brian Tracy, Andrew Carnegie, Bill Gates and Anthony Robbins.

He especially likes this sharing by Brian Tracy:

The 7 Essential Steps to Achieve Greatness:
1) Dream big dreams and then translate them into reality.
2) Decide upon your goals, make detailed plans and then have the courage to launch.
3) Avoid the negative people, the nay-sayers around you.
4) Learn from every obstacle and difficulty.
5) Don’t trust to chance – get the facts before you start.
6) Get around the right people. Ask for help when you need it.
7) Try, try again, try another way – resolve in advance that you will never give up.

Roger Kum admires and adores Andrew Carnegie and Bill Gates in their philanthropy works.

Like the richest man in Babylon, he has even as a young entrepreneur (a son of IT billionaire daddy) agrees that money is plentiful for those who understand the simple rules of its acquisitions. He has a MS PowerPoint cardboard advice on money management he created and learnt from this Babylon richest man:

1) Start thy purse to fattening
2) Control thy expenditures
3) Make thy gold multiply
4) Guard thy treasures from loss
5) Make of thy dwelling a profitable investment
6) Insure a future income
7) Increase thy ability to earn.

Roger joined the library club, debating club and chess club in his secondary school extra curriculum activities and has served in secretarial, treasurer and chairman positions in these clubs.

On Sunday, he goes church and library with his parents and younger sister Clara.

He aspires to be a group manager financial advisory when he starts working life. The time now is 9pm, sleeping time!! He read his bible (daily Bible quiet time), and a good sleep ready for tomorrow another victorious day.

I hope you have a enjoyable time reading this short story.

Have a happy, healthy and prosperous lifetime. God bless you.

(428 words)


Derek Wong is a Preferred Singaporean Financial Planner. He advises on children’s university PhD planning and young people, adults and retirees insurance/savings plans, investments instruments and retirements planning.

Derek is Singapore Polytechnic The Tan Sri Dr. Tan Chin Tuan Scholar 1992-1995. He holds a BSc (Hons III) Banking and Finance from University of London (External)/Singapore Institute of Management. He is also the award winner of PAYM Five Years Long Service Award (2001).

He enjoys reading, gym, internet, tennis, bowling, public speaking, fine dining and the Arts.
You can visit his homepage at

Limited Edition (Bring out the genius in you)
Derek Wong (HP: 65-90031889)

Author's Bio: